Yandy, I hate to be a pessimist but they won't cover you on the track. believe me I poked my insurance company regarding this. they told me they would cover if and only if you were in a driving school teaching accident avoidance. the kind parents put their teenage kids in. time to make friends with a body shop or a friend that knows body work.
"I would quote everything pixelblue said, but you've already read it. Take it from someone who's put the 1 through its paces"