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      11-21-2012, 11:36 PM   #35
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KingOfJericho's Avatar

Drives: Yes
Join Date: Aug 2007
Location: CT

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2010 135i Coupe  [2.63]
Originally Posted by CL 19 View Post
Full cash will always the best option when buying a car, lol. Not owing anything to the dealer nor the bank.
So you buy the car for full cash then have a return of approximately -10% each year until the car is essentially worthless. The loan option costs you ~3% but allows you to put the rest of your available cash into the market and actually earn you money. I simply can not see how full cash up front on a depreciating asset will save you money.
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2014 Jeep Grand Cherokee Overland Hemi | 2010 S4 Sold | 2010 BMW 135i Retired | 2006 Lotus Exige Sold