Originally Posted by CL 19
Full cash will always the best option when buying a car, lol. Not owing anything to the dealer nor the bank.
So you buy the car for full cash then have a return of approximately -10% each year until the car is essentially worthless. The loan option costs you ~3% but allows you to put the rest of your available cash into the market and actually earn you money. I simply can not see how full cash up front on a depreciating asset will save you money.