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Five minutes.
Your dealer will take your info, social security number and through bmw financial will run a credit report. From that you'll know what you qualify for.
I feel fortunate I was one of the lucky ones to skate in on the 0.9% financing. Put $7k down money to keep the monthly payment manageable. At that rate, I am only paying ~$800 in finance charges over the 5 year term of the loan. Peanuts!
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