I perfer downshifting in general. the above post basically covered what you were asking, but i would add in busy cities / towns i like to have the car in a gear ready for evasive / defensive manuvers..... Nothing worse to scramble for a gear when a car decides to cut over from the turning lane and stopping just wont do it.
my .02
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X1, R58 JCW, M2 in my future if planets align
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