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      09-09-2008, 12:40 PM   #3
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spacegray, will BMW Financial allow me to perform a transfer of this nature if I don't go through them directly? What incentive would they have? Also, stupid question, but will my payoff now be different than my payoff would have been when I first leased the car? Another way of asking that would be, since my payments right now are really nothing more than a monthly rental stipend to BMW, have I actually done anything to reduce my overall payoff number, or will it be as high as it would have been had I financed the car initially?

Also, will I get hit with early termination fees just for transferring my method of payment? Thanks!
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