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Ryno Insurance
Hi All
I know there are many posts regarding insurance and several have mentioned Ryno Insurance (based in Qld). On all those posts and apologies in advance if I missed it, no one has given their feedback after they have actually made a claim against Ryno Insurance.
My question is whether anyone out there has made a claim, however minor or major, against Ryno and how was it dealing with them?
I recently got several quotes from various insurance companies and Ryno were the cheapest by far at $875 p.a (about $300 lower than the next cheapest).
I appreciate you get what you pay for but perhaps Ryno are trying to build their name and also given their small size and overheads (which can be a disadvantage), their premiums are cheaper.
Before you suggest it, I did not scrutinize the respective PDS' of each company but I did ask the same questions of each company;
- agreed value
- choice of personal repairer (and not from a pre approved list)
- used the same excess for all
- free windscreen replacement
- insurance against mods (lowered, exhaust, aftermarket rims)
- protection of no-claim bonus
- low km's bonus
Thanks in advance.....
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