Quote:
Originally Posted by froop
If you're not at fault, I don't see how they can actually decline your claim... I understand your frustration. I'd so do as bmroxm5 says and just get your repairer to go directly through the other party's insurance company.
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the insurance company has no obligations to make a claim against the other party if your daugther is not insured under the policy.
have you spoken to the other party yet? are they insured? did he/she admit it was their fault? if so, just ring up their insurance company ask for payment. if the other paty is uninsured or refuse to pay, send him/her a letter of demand or commence debt recovery proceedings.