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I applied online with BMWFS and was approved for 60 mths at 6.4%. Although my credit score is not in the 800's but in the mid-high 700's.
In fact, I am getting ready to do the $$$$$ part of the deal next Sat., and told my dealer to pull up my loan reference # and try to get a better rate. Someone recently got like 5.3% but that's in NY state.
There should not be any loan fees.
I have to go with BMWFS because I am doing ED and it's more convenient. If you're taking delivery in CA then I'd try credit unions or CapitalOne.
Good luck!
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5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon.
Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
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