Quote:
Originally Posted by bfi2906
Sharing in case this is helpful to others ......
I've just priced my renewal for a 2009 manual 135 coupe - agreed value of $60K, including hire car, one excess free glass claim per year and NCB protection, no drivers under 25, garaged and private use
RYNO (current insurer) - $1550.09 with $500 excess
BMW - $1961.70 with a $650 excess
GIO - $1517.61, or $1459.28 (with CTP) with a $600 excess
Coles (Northshore special) - started at $1414, but adding the hirecar, glass & protecting NCB, it ended at $2090 with a $650 excess
Interesting that, if I use their own numbers, they value the hire car at $76, the no excess glass claim at $61 and the protected NCB at 10% of premium - $177. That all adds to $314, plus the original estimate of $1414, for a total of $1728.
Not the final quote of $2090 - which is supposed to include a 10% discount for purchasing online. Granted it includes free roadside assistance that I don't want, and some once a month fuel discount - say $4.18 in value (what BS!!!)
So I guess the lesson is, look closely at the Coles offer - even the basic numbers don't add up.
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Interesting. I switched the playdo from gio (990 prem) to coles (600 prem) for 55k insured, 500 deductable.
Noddy car is 1400 @ coles, 1050 @ gio. go figure!