So I might be getting a 1er sooner than I thought...
I just realized that BMW offers balloon payment systems (BMW Select), which based on the BMW loan calculator means that with a trade in and $2500 down I can get a 128i ZSP/CWP for $340/mo, only $70 more than I'm paying now.
I'd never even considered BMW Select as an option; here I am trying to figure out how I'm gonna save up $15k to make the monthly payments affordable.
So...I'm off to the dealership in the next few days to drive a 128 and 135 (I can get a 135 for $390/mo apparently). I'll probably wait until they start getting flexible with the 09 prices (or get a left over 08) before I pull the trigger.
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