[sparoz]

Service wise, I love ANZ. I have move a few times, going from branch to branch, and always offer good efficient service - but that's with transaction banking only.

I have accounts with Westpac and NAB, and deal with Bendigo.

Loan wise, it's really the loan manager, not so much with the bank. But I found NAB very proactive these days.

Commonwealth bank - My wife, my mother, and I vowed never to be their customers on separate incidents.