For all of us who are Buying, not leasing our 1M's.
While thinking about Insurance rates for the 1M I realized that if any of these cars get wrecked to the point of being Totaled out a replacement 1M will be out of the question.
Due to the limited number of 1M's it's a one time buy only. Even though my Insurance Company will replace a Totaled car during the first year of ownership with a brand new same make car this won't be an option with the 1M. This issue isn't limited to just the US but all markets of the 1M, i.e. the UK's limit of 450 cars etc.
Be safe out there