[Judge]

A few months ago I pulled the trigger on an extended warranty for my 2008 135i. The biggest reason for doing so was the unpredictability of the "Year 1 of the One." My SA sold me on Fidelity, a 3rd party company that supposedly covers more than BMW's extended warranty plan and probably put a few bucks in my SA's pocket.
Well, over the weekend my side passenger window collapsed and completely fell into the door during the one sub-50 degree day we have in Florida. The regulator needed replacement and according to my SA Fidelity will instantly approve any repair under $1,000 no questions asked.
Obviously I paid more for the warranty than it would have cost to pay for the regulator out of pocket but I am feeling a little better knowing I have some sort of coverage should something more significant happen.