Definitely call around. Last year I was 22, had an at-fault accident in 2004... my '04 S2000 and '06 Acura CSX were a combined $450 a month with full coverage, $100 comp, $1k collision.
Right now we're paying $505 a month for our '07 CX-7 GT AWD w/ nav and our '08 Yaris hatch... and thats with lower deductibles (CX-7 is leased), in a bigger city (Edmonton, vs. Red Deer for the S2000/CSX combo), and my girlfriend is a new(ish) driver, so that doesn't help either.
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2006 M Coupe | Interlagos Blue | Black Interior .
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