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      08-04-2009, 07:01 PM   #10
Guran
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Australia
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Drives: 08 135i Coupe
Join Date: May 2008
Location: Wollongong, Australia

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My wife and I have been with the Commonwealth for the last 10 years and have no complaints. We have a home loan, statement account, visa, commsec, netsaver, youthsaver, and a term deposit. We pay $8 per month for the loan service fee and that's it. No transaction fees, no visa interest (always paid off within interest free period). Our loan is virtually paid off and we keep it going for the redraw facility so loan interest is ~$300 per year, and that includes a 0.5% discount on the interest rate. Speak to your bank, explain why you're not happy and if you're doing enough business with them they will sort out a better deal. Having a home loan is a big advantage in this negotiation.
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08 BMW 135i Sport Coupe | Manual | Sparkling Graphite | Coral Red Boston Leather | 10 Speaker Hi Fi
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