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Wow thanks for the input guys.. I hear all your opinions. I just asked for a quote on an "Owners Choice" finance, as this might work best for me. I'm going to try to get it down to 3 years. I've come to the conclusion that I simply cannot justify that least rate. I realize I will lose money, that's a given. But with lease rates being so close to financing over a similar term, it makes sense to me to do that, and attempt to sell at the end.
However, linus makes a good point. That said, it's interesting to note that BMWs are still in high demand despite other manufacturers lowering their MSRPs.
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///M Power
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