Quote:
Originally Posted by spacegray
If you have "excess" money, put it down as additional security deposits. Each security deposit lowers the money factor by 0.00007, and you can put up to seven. I think this is a better use of your money than a cap reduction. Search "Multiple Security Deposits" as lots have been said about them.
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The money isn't "excess" it's money earmarked for the lease. I'm familiar with the MSDs. Like I said, the money will be used for the payments one way or the other. I like using it up front for a nice low monthly payment.