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v1k0d3n · 07-30-2012, 06:32 PM

man, this is a horrible story/situation. i feel really bad for you, and hope that you're able to find another car (hopefully another 1M) soon. keep us posted, and feel free to vent. i think we would all want to do the same!

Tuned1M · 07-30-2012, 07:16 PM

That's terrible. Most tuners offer a valet map which would have been ideal for situations where your car is left in the care of others.

Blue55 · 07-30-2012, 07:39 PM

I like the valet map idea.

cooler2442 · 07-30-2012, 08:08 PM

JB4 has a turbo off map. Gives the MPG / car like feel of having a 128/328i. Car is superrrrrrrrrr slow and loud basically.

Blue55 · 07-30-2012, 10:01 PM

Starting to work with insurance. Will try to see the car tomorrow if I have time.

Denso · 07-31-2012, 12:07 AM

Quote:

Originally Posted by Blue55

Starting to work with insurance. Will try to see the car tomorrow if I have time.

Good luck

Dee Pee · 07-31-2012, 12:10 AM

I really really really DON'T want to see photos of the wreck.

Lord Hemming · 07-31-2012, 01:24 AM

I'm glad your friend wasn't seriously hurt, I'm sure his ego and conscious has a few scars from the accident.

All the best with dealing with your insurance company, I have nothing than negative experiences with mine, it starts with handing them over money and gets worse if you ever have to use it.

Good luck!

RimasRS · 07-31-2012, 03:45 AM

I was still hoping your friend has punked you on that but I guess you saw your car already. Well head up you'll find the best solution. Sometimes it just sucks. But it will be fine.

Artemis · 07-31-2012, 06:18 AM

Quote:

Originally Posted by Tuned1M

That's terrible. Most tuners offer a valet map which would have been ideal for situations where your car is left in the care of others.

What about exploiting the "Limp Mode" feature alternatively: the 1M only drives in "limp mode" if you have valet key or did not push some sort of hidden button. No fun for the valet, c.q. joyrider.

Papethova · 07-31-2012, 09:47 AM

Quote:

Originally Posted by DriveHard

Dont tell me........... YOU....?????

No not me. Having owned other high HP cars I know to be very careful about keeping my keys hidden (not saying its the OPs fault at all). People who own accords/camrys and the like always think they can hop in, hold on, slam the pedal to the floor, and expect the car to stay straight and in the lane.

Hopefully these situations can get resolved quickly and correctly by the insurance company so these poor guys can get a replacement car.

DrSeuss99 · 07-31-2012, 10:06 AM

sucks but atleast your bud is ok.

in for pics

rapter · 07-31-2012, 11:34 AM

Quote:

Originally Posted by Blue55

Last night a 'friend' borrowed my VO 1M when I was out of town. He took it on a mountain road and somehow lost control and flipped the car onto it's roof. He sustained a broken nose but the car is completely totaled.

No pics yet, but our community has lost another beautiful vehicle. That car was my absolute pride and joy.

The original commercial by Dr. S told you not to give the keys to anybody... This was after his "goose pimples" comments.

nachob · 07-31-2012, 11:40 AM

M3Adjuster, if you're out there, just wondering how a claim would be handled when a friend "borrows" your car without you knowing? Do they go after His insurance?

MDORPHN · 07-31-2012, 12:14 PM

Quote:

Originally Posted by nachob

M3Adjuster, if you're out there, just wondering how a claim would be handled when a friend "borrows" your car without you knowing? Do they go after His insurance?

I suspect we'd need to know a lot more about the facts and circumstances surrounding this friend's borrowing of the car before predicting the legal and/or insurance-related ramifications.

Neil

Artemis · 07-31-2012, 12:19 PM

Quote:

Originally Posted by MDORPHN

I suspect we'd need to know a lot more about the facts and circumstances surrounding this friend's borrowing of the car before predicting the legal and/or insurance-related ramifications.

And also: car insurance basically insurers damage to third parties (hit objects or persons). If there's no full casco insurance (all risk, thus including proper damage), damage to the 1M itself is in principle not insured.

firechicken99 · 07-31-2012, 12:36 PM

Quote:

Originally Posted by Artemis

And also: car insurance basically insurers damage to third parties (hit objects or persons). If there's no full casco insurance (all risk, thus including proper damage), damage to the 1M itself is in principle not insured.

Correct me if I am wrong but on this side of the pond I believe we refer to those as "Collision" and "Liability".

I couldnt Imagine owning a 1M without both, especially collision!!

Chachirims · 07-31-2012, 02:29 PM

Sorry for your loss bro.
Should have put some of these on your car (due to bad friends)

GeeRam · 07-31-2012, 03:30 PM

Quote:

Originally Posted by BrokenVert

Insurance is also entirely different in the UK than the US.

To put it simply - in the UK the person is insured.

Sort of.

It's a combination of the two, personnel criteria and the type of car.

Blue55 · 07-31-2012, 04:30 PM

I have full insurance coverage. Waiting for it all to get sorted out. Sorry, but I'm not going to share specific details of the incident in a public forum until it's fully resolved. I'll post pics in the next few days. Roof is badly crushed, but held up around driver and passenger's head.

I will NEVER have an aftermarket CF roof installed after seeing this. I believe the original roof likely saved the lives of the passengers.

firechicken99 · 07-31-2012, 04:44 PM

Quote:

Originally Posted by Blue55

I have full insurance coverage. Waiting for it all to get sorted out. Sorry, but I'm not going to share specific details of the incident in a public forum until it's fully resolved. I'll post pics in the next few days. Roof is badly crushed, but held up around driver and passenger's head.

I will NEVER have an aftermarket CF roof installed after seeing this. I believe the original roof likely saved the lives of the passengers.

Paging Dr. Glassoman!!

Glassoman55 · 07-31-2012, 05:13 PM

Sorry to hear about your car......
I have alot of experience dealing with insurance companies when it comes to situations like this.......some insurance companies are really good and some are really bad......just realize that you have to fight them every step of the way........never take the first or even second offer they make you for your car.....hold out for top dollar.....also do not release your vehicle to there possesion until you settle with them......whatever facility has your vehicle will be charging the insurance storage....use this to your advantage because they will want to settle fast to keep their costs down....the more you drag it out the more it will cost them so it will be in their best interest to give you a fair offer sooner rather than later....

If you need any help or advice let me know.....

07-30-2012, 07:16 PM	#46
Tuned1M Brigadier General Drives: ANAW1M Join Date: Jan 2008 Location: Earth Posts: 3,140 iTrader: (1)	That's terrible. Most tuners offer a valet map which would have been ideal for situations where your car is left in the care of others. __________________ MY 1M IS FOR SALE: http://www.1addicts.com/forums/showthread.php?t=814303

07-30-2012, 08:08 PM	#48
cooler2442 Brigadier General Drives: '11 135 Sport DCT Join Date: Apr 2011 Location: The Valley, Los Angeles Posts: 3,168 iTrader: (5)	JB4 has a turbo off map. Gives the MPG / car like feel of having a 128/328i. Car is superrrrrrrrrr slow and loud basically. __________________

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07-30-2012, 06:32 PM	#45
v1k0d3n Captain Drives: 1M Join Date: Jul 2011 Location: Charlotte, NC Posts: 921 iTrader: (0)	man, this is a horrible story/situation. i feel really bad for you, and hope that you're able to find another car (hopefully another 1M) soon. keep us posted, and feel free to vent. i think we would all want to do the same!

07-30-2012, 07:39 PM	#47
Blue55 First Lieutenant Drives: 1M Join Date: May 2009 Location: Earth Posts: 370 iTrader: (0)	I like the valet map idea.

07-30-2012, 10:01 PM	#49
Blue55 First Lieutenant Drives: 1M Join Date: May 2009 Location: Earth Posts: 370 iTrader: (0)	Starting to work with insurance. Will try to see the car tomorrow if I have time.

07-31-2012, 12:10 AM	#51
Dee Pee First Lieutenant Drives: '02 M Roadster, '11 AW 1M Join Date: Jun 2011 Location: Portland, OR Posts: 351 iTrader: (0)	I really really really DON'T want to see photos of the wreck.

07-31-2012, 01:24 AM	#52
Lord Hemming Enlisted Member Drives: 1M Coupe Join Date: Mar 2012 Location: UK Posts: 43 iTrader: (0)	I'm glad your friend wasn't seriously hurt, I'm sure his ego and conscious has a few scars from the accident. All the best with dealing with your insurance company, I have nothing than negative experiences with mine, it starts with handing them over money and gets worse if you ever have to use it. Good luck!

07-31-2012, 03:45 AM	#53
RimasRS Lieutenant Colonel Drives: 135i MT 2009 AW Join Date: Sep 2010 Location: Europe Posts: 1,672 iTrader: (0)	I was still hoping your friend has punked you on that but I guess you saw your car already. Well head up you'll find the best solution. Sometimes it just sucks. But it will be fine.

07-31-2012, 10:06 AM	#56
DrSeuss99 Enlisted Member Drives: PimpMobile Join Date: Jan 2012 Location: Left Bank Posts: 41 iTrader: (0)	sucks but atleast your bud is ok. in for pics

07-31-2012, 11:40 AM	#58
nachob Major Drives: 2011 1M Coupe Join Date: Apr 2008 Location: California Posts: 1,042 iTrader: (3)	M3Adjuster, if you're out there, just wondering how a claim would be handled when a friend "borrows" your car without you knowing? Do they go after His insurance?

07-31-2012, 02:29 PM	#62
Chachirims Rated ///M for Mature Drives: 2012 Alpine White Join Date: Apr 2012 Location: Lima, Peru Posts: 91 iTrader: (0)	Sorry for your loss bro. Should have put some of these on your car (due to bad friends)

07-31-2012, 04:30 PM	#64
Blue55 First Lieutenant Drives: 1M Join Date: May 2009 Location: Earth Posts: 370 iTrader: (0)	I have full insurance coverage. Waiting for it all to get sorted out. Sorry, but I'm not going to share specific details of the incident in a public forum until it's fully resolved. I'll post pics in the next few days. Roof is badly crushed, but held up around driver and passenger's head. I will NEVER have an aftermarket CF roof installed after seeing this. I believe the original roof likely saved the lives of the passengers.

07-31-2012, 05:13 PM	#66
Glassoman55 Private First Class Drives: 2011vo 1m coupe Join Date: Apr 2012 Location: New York city Posts: 117 iTrader: (0)	Sorry to hear about your car...... I have alot of experience dealing with insurance companies when it comes to situations like this.......some insurance companies are really good and some are really bad......just realize that you have to fight them every step of the way........never take the first or even second offer they make you for your car.....hold out for top dollar.....also do not release your vehicle to there possesion until you settle with them......whatever facility has your vehicle will be charging the insurance storage....use this to your advantage because they will want to settle fast to keep their costs down....the more you drag it out the more it will cost them so it will be in their best interest to give you a fair offer sooner rather than later.... If you need any help or advice let me know.....