Insurance rates on the 1?

larryn · 03-21-2008, 09:23 PM

$890/yr Clean record, bumped up liability amounts...

///MG · 03-21-2008, 09:36 PM

These prices are all over the place (granted they should be as people in general are all over the place given how many variables go into an insurance rate)... not a 135i, but there is mine.

Vehicle: 2008 Acura RDX
36 month lease (leased 1/1/08)
Location: Long Island, NY
Age: 24, 7 months 'til 25 =)
Sex: Male
2 moving violations
-April 04
-April 06

Insurer: State Farm
Rate: $215/month

Believe it or not Progressive wanted $433/month. Geico wanted $250/month

BMW Dreamer · 03-21-2008, 09:58 PM

Geico quoted me 80% MORE when I had my Tundra. I was paying $106 a month at Allstate, Geico wanted $190 month. I went to Country Companies and it went down to $90 a month. The best which I have now is Esurance. $65 a month for my Civic Si and aprox $84 a month for the 135i. Geico is a rip-off.

Rearro · 03-21-2008, 10:01 PM

Just Got off the Phone With USAA and This car is not in their system but they still wrote me a policy for $335.00 for a six month policy.

31 Years old
Married w/ child
No accidents
Multiple car Disc. & multi property Disc
Speeding tickets Yes!!!

But none that count!!! I found a hot shot attorney that got me out of all 3 of them!!! (he's my hero! :thumbup

I would say this is pretty Darn good $55.83 a month!! Wooo Hooo!!!

rdkind62 · 03-22-2008, 03:52 AM

Most of these quotes aren't going to do anyone else any good if the quotes you are giving are not compared to a car that you already own and are paying for. This way we could tell what type of increase or decrease you are getting in insurance quotes.

Oregon · 03-22-2008, 04:53 AM

Quote:

Originally Posted by Rearro

Speeding tickets Yes!!!

Speeding is fine provided law enforcement is not nearby, AND, you are 'speeding' responsibly. Rural, swoopy, environments are generally not infiltrated by law-enforcement agents. Pick your battles. Drive responsibly.

BMW Dreamer · 03-22-2008, 05:02 AM

Quote:

Originally Posted by rdkind62

Most of these quotes aren't going to do anyone else any good if the quotes you are giving are not compared to a car that you already own and are paying for. This way we could tell what type of increase or decrease you are getting in insurance quotes.

$65 a month 2007 Civic Si sedan. $85 a month 135i.

Esurance. Full coverage, 300/100/50. $1k deduct. NO tickets.

mateo · 03-22-2008, 06:06 AM

BMW's rate well.

Blue-Tooth/BMW Assist for the extra good rates.

1000/year for me.

100comp
250coll
100/300/100k
100/300/50k
10Kpip
Towing
900/Rental

1800 w/my x3

bharv2003 · 03-25-2008, 04:50 PM

Finally, I found a good quote. $120/month in CA for a 24 yr old. single guy. That is $10 better than I am paying now on my 07 GTI and I get more coverage.

BMW Dreamer · 03-25-2008, 08:06 PM

Not bad for a single 24 year old. It should drop when you hit 25, or get married.

alexp1_tx · 03-25-2008, 08:29 PM

Mine is 1272.00 a year, just totaled my car not bad for a 35yr. GEICO wanted 236.00 a month, I'm guessing the celbrity ads and the lizard arent cheap. They told me I an getting the perfered member price. In laymens terms that means prision b!tch.

thegelatoking · 03-25-2008, 10:05 PM

Just ran the numbers with my Progressive. $1000 deduct/full coverage. Price was the same for what I currently drive. $741 for 6 months. 24yr old, 1 accident and a speeding ticket.

imported_Katera · 03-25-2008, 10:16 PM

<----------Glad I got the heck out of California

BMW Dreamer · 03-26-2008, 05:15 AM

Quote:

Originally Posted by alexp1_tx

Mine is 1272.00 a year, just totaled my car not bad for a 35yr. GEICO wanted 236.00 a month, I'm guessing the celbrity ads and the lizard arent cheap. They told me I an getting the perfered member price. In laymens terms that means prision b!tch.

They are THE HIGHEST I have EVER gotten quotes on. Thats after they spend 5 MINUTES explaining on the phone why they are less expensive. WHAT A JOKE.

colonel1961 · 03-26-2008, 08:36 AM

$730 per annum for 128i (2008)
$670 per annum for 325i (2006)

Multi-vehicle, mutli-policy discounts (auto, homeowner's, umbrella). 46 yr. old with a good driving record, i.e., they've never caught me. Also, considering that the policy includes my 16 yr. old on all five of our vehicles, I think it is very reasonable...

Cincinatti Insurance

60Driver · 03-26-2008, 11:12 AM

Quote:

Originally Posted by Rearro

I found a hot shot attorney that got me out of all 3 of them!!! (he's my hero! :thumbup

Rearro, PM his name. I may be needing him soon. :biggrin:

KCnowStuttgarttomorrow · 04-05-2008, 04:22 AM

I just got quoted in Stuttgart DE at AIG Europe. A whopping 308 per month! I'm going to continue looking and see what a US company can do for me...

kbimmer135i · 04-05-2008, 05:54 AM

my gosh. sometimes i wish i didn't live in CA cuz everything cost so much. haven't called up the insurance guy yet... i know the dealer has a limited insurance tho. i am prepared to get a high price quote on my 1. that's what happened with my last car. so sad. did anyone get a quote with AAA yet?

Rearro · 04-05-2008, 11:59 AM

Quote:

Originally Posted by 60Driver

Rearro, PM his name. I may be needing him soon. :biggrin:

bharv2003 · 04-05-2008, 05:40 PM

No quote through AAA, but Mercury seems to be the cheapest for me so far.

RedTRex · 04-05-2008, 06:11 PM

Was wondering when someone would throw USAA up here......

That quote is about what I figured.....USAA rocks, so glad I jumped in when I was on Active Duty.

I had a 2006 WRX and a 2006 Tribeca - 100k/300k and 500 deductable. paid 150 month.

right now have the 06 Tribeca and 98 Forester - pay 120 month

I am 43 - no tickets - no accidents.

Quote:

Originally Posted by Rearro

Just Got off the Phone With USAA and This car is not in their system but they still wrote me a policy for $335.00 for a six month policy.

31 Years old
Married w/ child
No accidents
Multiple car Disc. & multi property Disc
Speeding tickets Yes!!!

But none that count!!! I found a hot shot attorney that got me out of all 3 of them!!! (he's my hero! :thumbup

I would say this is pretty Darn good $55.83 a month!! Wooo Hooo!!!

imported_rafaramirez · 04-05-2008, 08:13 PM

Quote:

Originally Posted by JSierra

My insurance went down for the BMW...i guess the Z was not so safe

Hey K, you had a Z before the 1 too? I'm on that boat too! I was paying 1200$ per 6 months on the Z with AllState, I found out that they're pretty expensive so I'm switching to Geico or Progressive once I get my 1.

Thing is also for how long you guys have had your licenses. I got mine in Sept. 07 (even though I'm 27, that's when I got to the U.S.) and everyone's told me that's a major issue for insurance companies.

Still, it looks like AllState is kinda expensive anyways.

03-21-2008, 09:23 PM	#23
larryn Lieutenant General 2146 Rep 10,176 Posts Drives: '97 332ti, '21 X5 45e, '16 GT4 Join Date: May 2005 Location: Seattle iTrader: (2)	$890/yr Clean record, bumped up liability amounts...
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03-21-2008, 09:36 PM	#24
///MG Private First Class 23 Rep 190 Posts Drives: '05 M3 Join Date: Nov 2007 Location: NYC iTrader: (0)	These prices are all over the place (granted they should be as people in general are all over the place given how many variables go into an insurance rate)... not a 135i, but there is mine. Vehicle: 2008 Acura RDX 36 month lease (leased 1/1/08) Location: Long Island, NY Age: 24, 7 months 'til 25 =) Sex: Male 2 moving violations -April 04 -April 06 Insurer: State Farm Rate: $215/month Believe it or not Progressive wanted $433/month. Geico wanted $250/month
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03-21-2008, 09:58 PM	#25
BMW Dreamer Colonel 72 Rep 2,387 Posts Drives: Modded 06 TL Manual Join Date: Apr 2008 Location: Northern IL. iTrader: (0)	Geico quoted me 80% MORE when I had my Tundra. I was paying $106 a month at Allstate, Geico wanted $190 month. I went to Country Companies and it went down to $90 a month. The best which I have now is Esurance. $65 a month for my Civic Si and aprox $84 a month for the 135i. Geico is a rip-off.
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03-21-2008, 10:01 PM	#26
Rearro Lieutenant 24 Rep 507 Posts Drives: Bmw 135I Join Date: Nov 2007 Location: Silverdale, Wa. iTrader: (0)	Just Got off the Phone With USAA and This car is not in their system but they still wrote me a policy for $335.00 for a six month policy. 31 Years old Married w/ child No accidents Multiple car Disc. & multi property Disc Speeding tickets Yes!!! But none that count!!! I found a hot shot attorney that got me out of all 3 of them!!! (he's my hero! :thumbup I would say this is pretty Darn good $55.83 a month!! Wooo Hooo!!! __________________ 2008 135i,Dinan Stage 2,Dinan Free flow exhaust.
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03-22-2008, 03:52 AM	#27
rdkind62 Second Lieutenant 16 Rep 203 Posts Drives: 2011 335is Join Date: Dec 2007 Location: Colorado Springs, CO. iTrader: (0)	Most of these quotes aren't going to do anyone else any good if the quotes you are giving are not compared to a car that you already own and are paying for. This way we could tell what type of increase or decrease you are getting in insurance quotes. __________________ 2017 M2 with every option in Long Beach Blue.
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03-22-2008, 06:06 AM	#30
mateo Addicted Member 15 Rep 603 Posts Drives: Join Date: Jul 2007 iTrader: (0)	BMW's rate well. Blue-Tooth/BMW Assist for the extra good rates. 1000/year for me. 100comp 250coll 100/300/100k 100/300/50k 10Kpip Towing 900/Rental 1800 w/my x3 __________________ [SIGPIC][/SIGPIC]
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03-25-2008, 04:50 PM	#31
bharv2003 Private 5 Rep 71 Posts Drives: Join Date: Mar 2008 iTrader: (0)	Finally, I found a good quote. $120/month in CA for a 24 yr old. single guy. That is $10 better than I am paying now on my 07 GTI and I get more coverage. __________________ BMW 135i ordered: Black Sapphire Metallic; Terra Boston Leather; High Gloss Black Trim; Premium and Sport Packages; Heated Seats; Premium Sound :headbang: Can't wait until it gets here!!! :headbang:
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03-25-2008, 08:06 PM	#32
BMW Dreamer Colonel 72 Rep 2,387 Posts Drives: Modded 06 TL Manual Join Date: Apr 2008 Location: Northern IL. iTrader: (0)	Not bad for a single 24 year old. It should drop when you hit 25, or get married.
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03-25-2008, 08:29 PM	#33
alexp1_tx Private First Class 16 Rep 170 Posts Drives: Join Date: Jan 2008 iTrader: (0)	Mine is 1272.00 a year, just totaled my car not bad for a 35yr. GEICO wanted 236.00 a month, I'm guessing the celbrity ads and the lizard arent cheap. They told me I an getting the perfered member price. In laymens terms that means prision b!tch.
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03-25-2008, 10:05 PM	#34
thegelatoking New Member 0 Rep 7 Posts Drives: Join Date: Mar 2008 iTrader: (0)	Just ran the numbers with my Progressive. $1000 deduct/full coverage. Price was the same for what I currently drive. $741 for 6 months. 24yr old, 1 accident and a speeding ticket.
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03-25-2008, 10:16 PM	#35
imported_Katera Captain 42 Rep 890 Posts Drives: Join Date: Nov 2007 iTrader: (0)	<----------Glad I got the heck out of California __________________ 2008 BMW 135i Vert! -Jet Black -6 speed Manual <Who says Vert's are for girls!> -Boston Grey Leather with Black High Gloss Accent -Moonlit Black Top -Comfort Access -Premium P. -Sport P. -Premium Stereo -IPOD/USB -BMW Performance Pedals -BMW Windscreen -Sat Radio Meet Kat! [SIGPIC][/SIGPIC]
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03-26-2008, 08:36 AM	#37
colonel1961 Rammer Jammer 14 Rep 411 Posts Drives: Join Date: Dec 2007 iTrader: (0)	$730 per annum for 128i (2008) $670 per annum for 325i (2006) Multi-vehicle, mutli-policy discounts (auto, homeowner's, umbrella). 46 yr. old with a good driving record, i.e., they've never caught me. Also, considering that the policy includes my 16 yr. old on all five of our vehicles, I think it is very reasonable... Cincinatti Insurance
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04-05-2008, 04:22 AM	#39
KCnowStuttgarttomorrow New Member 0 Rep 10 Posts Drives: Join Date: Feb 2008 iTrader: (0)	I just got quoted in Stuttgart DE at AIG Europe. A whopping 308 per month! I'm going to continue looking and see what a US company can do for me...
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04-05-2008, 05:54 AM	#40
kbimmer135i Second Lieutenant 18 Rep 243 Posts Drives: 2008 135i (3/24/08-3/17/11) Join Date: Apr 2008 Location: San Francisco, Ca. iTrader: (0)	my gosh. sometimes i wish i didn't live in CA cuz everything cost so much. haven't called up the insurance guy yet... i know the dealer has a limited insurance tho. i am prepared to get a high price quote on my 1. that's what happened with my last car. so sad. did anyone get a quote with AAA yet? __________________ (3/24/2008-3/17/2011) 135i Cashmere Silver with black interior
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04-05-2008, 05:40 PM	#42
bharv2003 Private 5 Rep 71 Posts Drives: Join Date: Mar 2008 iTrader: (0)	No quote through AAA, but Mercury seems to be the cheapest for me so far. __________________ BMW 135i ordered: Black Sapphire Metallic; Terra Boston Leather; High Gloss Black Trim; Premium and Sport Packages; Heated Seats; Premium Sound :headbang: Can't wait until it gets here!!! :headbang:
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