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      02-16-2018, 12:53 PM   #45
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Quote:
Originally Posted by ShocknAwe View Post
Yep. oops.
You're fine! I'm interested in hearing how your predicament turns out...
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      02-18-2018, 12:38 PM   #46
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So, I've contacted the other party's insurance company, but they refuse to accept any liability at the moment, despite clear evidence to my advantage.

What to do, what to do?
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      02-18-2018, 01:07 PM   #47
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Quote:
Originally Posted by chris_flies View Post
So, I've contacted the other party's insurance company, but they refuse to accept any liability at the moment, despite clear evidence to my advantage.

What to do, what to do?
Get a lawyer
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      02-18-2018, 01:23 PM   #48
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Quote:
Originally Posted by chris_flies View Post
So, I've contacted the other party's insurance company, but they refuse to accept any liability at the moment, despite clear evidence to my advantage.

What to do, what to do?
If their automotive insurance won't cover it, their business insurance will. As asiflicious says, get a lawyer. The longer this goes on, the more the other party (and/or their insurance company) has to lose. If I were a JD, I'd take this case on contingency in a heartbeat.
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      02-28-2018, 06:34 PM   #49
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Well, got a letter (really?) saying they won't accept liability, and won't repair my car, even though their customer said it was their fault.

The other party said it was their fault. Their company still won't accept responsibility.

Calling Geico now (my insurance), we'll see how this goes...
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      02-28-2018, 08:14 PM   #50
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Quote:
Originally Posted by chris_flies View Post
Well, got a letter (really?) saying they won't accept liability, and won't repair my car, even though their customer said it was their fault.

The other party said it was their fault. Their company still won't accept responsibility.

Calling Geico now (my insurance), we'll see how this goes...
Don't know where you live but the advice above is good. Go talk to an attorney. There are good ones (we're not all scumbags). Consultation is free and they will clearly tell you what they may or may not be able to do for you.
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      02-28-2018, 08:39 PM   #51
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Quote:
Originally Posted by Gangplank View Post
Don't know where you live but the advice above is good. Go talk to an attorney. There are good ones (we're not all scumbags). Consultation is free and they will clearly tell you what they may or may not be able to do for you.
Thanks, I'm kinda in the dumps right now...it'll all work out in the end though!

And then I'll have a gorgeous car with perfect paint to care for!
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      03-01-2018, 11:17 AM   #52
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In RI we can get uninsured motorist insurance for a very small additional cost. A few years ago my wife's car was totaled by driver with no license and no insurance. Our uninsured motorist rider covered it.
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      03-01-2018, 06:29 PM   #53
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Quote:
Originally Posted by chris_flies View Post
Well, got a letter (really?) saying they won't accept liability, and won't repair my car, even though their customer said it was their fault.

The other party said it was their fault. Their company still won't accept responsibility.

Calling Geico now (my insurance), we'll see how this goes...
I have to ask, who is the other company that's not accepting responsibility? Need to know if I ever to deal with this ins company...
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      03-01-2018, 07:07 PM   #54
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Quote:
Originally Posted by m_thompson View Post
In RI we can get uninsured motorist insurance for a very small additional cost. A few years ago my wife's car was totaled by driver with no license and no insurance. Our uninsured motorist rider covered it.
To the OP, are you sure that you don't have this type of coverage on your policy, for uninsured motorists? I haven't had a policy without this coverage for decades, maybe since time started. I thought it was basically standard.

Assuming you do have this coverage, then your insurance company will go after the guilty party.
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      03-01-2018, 08:26 PM   #55
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Originally Posted by olds350 View Post
I have to ask, who is the other company that's not accepting responsibility? Need to know if I ever to deal with this ins company...
The Cincinnati Insurance Company
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      03-01-2018, 08:27 PM   #56
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Quote:
Originally Posted by champignon View Post
To the OP, are you sure that you don't have this type of coverage on your policy, for uninsured motorists? I haven't had a policy without this coverage for decades, maybe since time started. I thought it was basically standard.

Assuming you do have this coverage, then your insurance company will go after the guilty party.
So it was actually cheaper to get fully-loaded comprehensive insurance, than the most basic plan that's legal in VA. We're at that point now...
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      03-09-2018, 08:27 AM   #57
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Woo-hoo! Just dropped the car off, all will be fixed, and I will be happy, and my car will be happy, but Cincinnati Insurance won't be happy. Geico came to the rescue and will repair my car while they go after the other guys' insurance...

I'm really happy...despite not being able to drive my car for at least a week! 9 days until the 1-year anniversary of getting my car! I'll have to post some before and after pictures...
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      03-09-2018, 10:55 AM   #58
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Good luck!
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      03-09-2018, 02:11 PM   #59
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Quote:
Originally Posted by champignon View Post
Good luck!
Thanks! We got a Mitsubishi Outlander Sport for a rental...
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      03-09-2018, 02:23 PM   #60
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Quote:
Originally Posted by chris_flies View Post
Quote:
Originally Posted by champignon View Post
Good luck!
Thanks! We got a Mitsubishi Outlander Sport for a rental...
Woo-hoo! Loads of fun!
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      03-09-2018, 07:01 PM   #61
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Quote:
Originally Posted by Esteban View Post
Woo-hoo! Loads of fun!
It's faster than any 135i here! (Because it isn't ours)

Not really, though...
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      03-09-2018, 08:23 PM   #62
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Quote:
Originally Posted by chris_flies View Post
It's faster than any 135i here! (Because it isn't ours)

Not really, though...
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      03-10-2018, 05:56 AM   #63
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Quote:
Originally Posted by chris_flies View Post
Thanks! We got a Mitsubishi Outlander Sport for a rental...
oh man....they were all out of F40's?! That's it, you need to go get Progressive, I hear they give out GT3's!

First world problems
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      03-10-2018, 08:04 AM   #64
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Quote:
Originally Posted by ShocknAwe View Post
At least the other drivers insurance is paying for it.
I got side swiped last month. Four lane highway, I was passing someone and when they were about out of my peripheral vision they decided to change lanes without looking. Very minor damage, no dents, but their front bumper contacted the center of my passenger door and scraped all the way back through the rear quarter panel.

Handicap plate, 75 year old driver, apologized and told me he was preoccupied taking his wife to the hospital.

No police, no witnesses (stopped), no dash cam. Then I hear from their insurance company, the other driver claimed I side swiped him, so they have no liability!

WTF. No one is honest anymore.

I'm almost thinking of getting a dash cam, but my last accident was 30 years ago (when I was 16) and I've been driving in and around the greater Boston area in a BMW for the last 22 years without incident.
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      03-10-2018, 08:27 AM   #65
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Quote:
Originally Posted by jkoral View Post
I got side swiped last month. Four lane highway, I was passing someone and when they were about out of my peripheral vision they decided to change lanes without looking. Very minor damage, no dents, but their front bumper contacted the center of my passenger door and scraped all the way back through the rear quarter panel.

Handicap plate, 75 year old driver, apologized and told me he was preoccupied taking his wife to the hospital.

No police, no witnesses (stopped), no dash cam. Then I hear from their insurance company, the other driver claimed I side swiped him, so they have no liability!

WTF. No one is honest anymore.

I'm almost thinking of getting a dash cam, but my last accident was 30 years ago (when I was 16) and I've been driving in and around the greater Boston area in a BMW for the last 22 years without incident.
Get it, it is worth it!
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      03-10-2018, 03:05 PM   #66
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Quote:
Originally Posted by jkoral View Post
I got side swiped last month. Four lane highway, I was passing someone and when they were about out of my peripheral vision they decided to change lanes without looking. Very minor damage, no dents, but their front bumper contacted the center of my passenger door and scraped all the way back through the rear quarter panel.

Handicap plate, 75 year old driver, apologized and told me he was preoccupied taking his wife to the hospital.

No police, no witnesses (stopped), no dash cam. Then I hear from their insurance company, the other driver claimed I side swiped him, so they have no liability!

WTF. No one is honest anymore.

I'm almost thinking of getting a dash cam, but my last accident was 30 years ago (when I was 16) and I've been driving in and around the greater Boston area in a BMW for the last 22 years without incident.
ALWAYS call the traffic enforcement in the area to get a report drawn up. Too much money laying on the line to leave it up to he said she said with insurance only. Call an ambulance for his wife if you have to. Dash cam would have helped, but police report trumps all unless the bastard would have lied straight faced to the officer on scene.
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