How does the runflat insurance work?

guardianangel3290 · 09-29-2009, 10:38 AM

So i have the runflat insurance and its time for some new tires

should i just run over some nails or something ?

Ajumepke · 09-29-2009, 10:40 AM

+1

jibaholic101 · 09-29-2009, 05:09 PM

good question.... in for the result

cagekicker · 09-29-2009, 06:46 PM

ha ha ha!

Hind · 09-29-2009, 07:23 PM

Infinite replacement tires for the life of the insurance term under the condition that the tire is unsafe due to non-wear/tear. Pretty much means if u hit a nail or damage the tire beyond repair they will replace it. Thats what was preached to me. I think bmw has this in more detail on their site.

guardianangel3290 · 09-29-2009, 07:29 PM

so let say, hypothetically of course, that one of my back tires needs replacing but all four of them happen to get accidentaly fucked up. would they replace all 4?

Hind · 09-29-2009, 07:34 PM

Thats what i'm wondering. It seems that hitting 4 separate nails in each of my 4 tires would be quite convenient when my tread is low.

radiantm3 · 09-29-2009, 07:49 PM

If your tread is below a specific threshold, it's not covered. I'd find out what that is before accidentally running over some nails.

shodanusmc · 09-29-2009, 07:59 PM

then try to collect. They have more small print than most legal contracts!

mike06612 · 09-29-2009, 09:24 PM

There are different policies out there. Ours is for repair or replacement, and the thread left has to be over 3/32nds of an inch.

So if you are gonna do it, check your policy to make sure your tires have enough thread on them, and make sure to damage them enough that they can't be repaired.

radiantm3 · 09-29-2009, 09:28 PM

And make sure they don't read this thread.

Addict...Nah Im A Junkie! · 09-29-2009, 10:11 PM

I believe a multiplier is calculated from remaining tread depth and they will pay for that percentage of the tire. ie) they pay for the remaining tread. You pay for the tread you have used so far.

So this plan will not work, if I remember correctly.

Lester · 09-29-2009, 10:58 PM

Enter stage left.... the man in black with a box cutter......

mike06612 · 09-29-2009, 11:20 PM

You would have to run over the box cutter, vandalism is not covered

Ajumepke · 09-30-2009, 01:25 AM

Do they only cover run flats? If i got non-RFT after my stock set went out - it would no longer cover right? (does it have to OEM run flats?)

guardianangel3290 · 09-30-2009, 02:10 AM

Quote:

Originally Posted by Ajumepke

Do they only cover run flats? If i got non-RFT after my stock set went out - it would no longer cover right? (does it have to OEM run flats?)

do you really think bmw is gonna cover any tire you decide to stick on your car

Nifty · 09-30-2009, 06:00 AM

Quote:

Originally Posted by Ajumepke

Do they only cover run flats? If i got non-RFT after my stock set went out - it would no longer cover right? (does it have to OEM run flats?)

I'm not sure if the run-flat insurance is the same thing as the tire insurance that I was offered when I picked up my car. It was 600 bucks for 3 years, and I specifically asked if any tire I put on the car was covered or if it was just the stock run-flats. They told me that no matter what tire I put on my car run-flat or not, it would cover damage to the wheels and tires.

ersatzS2 · 09-30-2009, 02:47 PM

That's insurance fraud, just to be clear.
We have had 5 tires replaced under the warranty, 3 for punctures, and 2 for impact damage. Just not lucky. The last two were both fronts, and the ins company sent an examiner out prior to approving, so don't imagine they aren't paying attention.

guardianangel3290 · 09-30-2009, 03:04 PM

Quote:

Originally Posted by ersatzS2

That's insurance fraud, just to be clear.
We have had 5 tires replaced under the warranty, 3 for punctures, and 2 for impact damage. Just not lucky. The last two were both fronts, and the ins company sent an examiner out prior to approving, so don't imagine they aren't paying attention.

welcome to the forum, Dudley Do-Right

09-29-2009, 10:38 AM	#1
guardianangel3290 Free at last 287 Rep 986 Posts Drives: 2006 Audi S-line Quattro Join Date: Jul 2008 Location: Albuquerque, New Mexico iTrader: (0)	How does the runflat insurance work? So i have the runflat insurance and its time for some new tires should i just run over some nails or something ? __________________ If the possibility exists that you may have "failed" in either a normal or "epic" fashion, please follow this link.
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09-29-2009, 10:40 AM	#2
Ajumepke First Lieutenant 46 Rep 332 Posts Drives: None Join Date: Feb 2009 Location: Los Angeles iTrader: (0)	+1
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09-29-2009, 05:09 PM	#3
jibaholic101 Brigadier General 158 Rep 3,496 Posts Drives: women wild Join Date: Nov 2008 Location: Charleston, SC iTrader: (0)	good question.... in for the result __________________ some italian, german, and japanese ones; and on order more of the same
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09-29-2009, 06:46 PM	#4
cagekicker Major 16 Rep 1,335 Posts Drives: '09 crimson red 135i Join Date: Nov 2008 Location: miami (vice city) fl. iTrader: (0)	ha ha ha! __________________ 6MT/ Sport Package/ N54/ Asa wheels/ Eibach pro kit springs/ Active autowerke Exhaust/ 35% tint
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09-29-2009, 07:23 PM	#5
Hind ///Mmmm 78 Rep 796 Posts Drives: '09 BMW 135i Join Date: Jun 2008 Location: Tampa, FL iTrader: (4) Garage List 2011 BMW 335i LCI [0.00]	Infinite replacement tires for the life of the insurance term under the condition that the tire is unsafe due to non-wear/tear. Pretty much means if u hit a nail or damage the tire beyond repair they will replace it. Thats what was preached to me. I think bmw has this in more detail on their site. __________________ Current: E90 LCI 335i JetBlack - BMS OCC, JB4 w/ E85, ETS Charge Pipe, Vishnu Catted DP Retired:///E82 135i LeMans - 12.710 @ 108 MPH Riss Racing OCC, Shadowline Grills, Magnaflow Axle-Back, JB4, ETS FMIC, BMS DCI, BMW Perf Sideskirts, BMS 12/10 Spacers, E93 Front Sway PDC Flickr YouTube
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09-29-2009, 07:29 PM	#6
guardianangel3290 Free at last 287 Rep 986 Posts Drives: 2006 Audi S-line Quattro Join Date: Jul 2008 Location: Albuquerque, New Mexico iTrader: (0)	so let say, hypothetically of course, that one of my back tires needs replacing but all four of them happen to get accidentaly fucked up. would they replace all 4? __________________ If the possibility exists that you may have "failed" in either a normal or "epic" fashion, please follow this link.
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09-29-2009, 07:34 PM	#7
Hind ///Mmmm 78 Rep 796 Posts Drives: '09 BMW 135i Join Date: Jun 2008 Location: Tampa, FL iTrader: (4) Garage List 2011 BMW 335i LCI [0.00]	Thats what i'm wondering. It seems that hitting 4 separate nails in each of my 4 tires would be quite convenient when my tread is low. __________________ Current: E90 LCI 335i JetBlack - BMS OCC, JB4 w/ E85, ETS Charge Pipe, Vishnu Catted DP Retired:///E82 135i LeMans - 12.710 @ 108 MPH Riss Racing OCC, Shadowline Grills, Magnaflow Axle-Back, JB4, ETS FMIC, BMS DCI, BMW Perf Sideskirts, BMS 12/10 Spacers, E93 Front Sway PDC Flickr YouTube
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09-29-2009, 07:49 PM	#8
radiantm3 Apex Everything! 976 Rep 4,378 Posts Drives: 2007 Honda S2000, 2017 GT350 Join Date: Sep 2008 Location: Cedar Park, TX iTrader: (6) Garage List 2011 E92 M3 [9.35] 2014 BMW i3 [10.00]	If your tread is below a specific threshold, it's not covered. I'd find out what that is before accidentally running over some nails. __________________ 2011 E92 M3(Sold). 2007 Honda S2000 (Track Car). 2016 Cayman GT4 (Sold). 2017 Shelby GT350 (AKA Crowd Killer). My pet project: https://stickershift.com
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09-29-2009, 07:59 PM	#9
shodanusmc Captain 20 Rep 774 Posts Drives: 09 135 Vert Join Date: Feb 2009 Location: Chicago burb iTrader: (0)	then try to collect. They have more small print than most legal contracts!
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09-29-2009, 09:24 PM	#10
mike06612 Private First Class 1 Rep 103 Posts Drives: 2008 135 convertible Join Date: Sep 2009 Location: CT iTrader: (0)	There are different policies out there. Ours is for repair or replacement, and the thread left has to be over 3/32nds of an inch. So if you are gonna do it, check your policy to make sure your tires have enough thread on them, and make sure to damage them enough that they can't be repaired.
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09-29-2009, 09:28 PM	#11
radiantm3 Apex Everything! 976 Rep 4,378 Posts Drives: 2007 Honda S2000, 2017 GT350 Join Date: Sep 2008 Location: Cedar Park, TX iTrader: (6) Garage List 2011 E92 M3 [9.35] 2014 BMW i3 [10.00]	And make sure they don't read this thread. __________________ 2011 E92 M3(Sold). 2007 Honda S2000 (Track Car). 2016 Cayman GT4 (Sold). 2017 Shelby GT350 (AKA Crowd Killer). My pet project: https://stickershift.com
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09-29-2009, 10:11 PM	#12
Addict...Nah Im A Junkie! Captain 34 Rep 786 Posts Drives: 09 135i, 98 M rdstr Join Date: Sep 2008 Location: NY iTrader: (0)	I believe a multiplier is calculated from remaining tread depth and they will pay for that percentage of the tire. ie) they pay for the remaining tread. You pay for the tread you have used so far. So this plan will not work, if I remember correctly. __________________ '09 135i 6MT : Space Grey/Black ette : Cold Weather Package : Sport Package : Glacier Silver Aluminum Trim : iPod and USB : Nav : HD radio : Premium hi-fi system
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09-29-2009, 10:58 PM	#13
Lester Brigadier General 295 Rep 3,350 Posts Drives: Join Date: Oct 2007 iTrader: (0)	Enter stage left.... the man in black with a box cutter......
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09-29-2009, 11:20 PM	#14
mike06612 Private First Class 1 Rep 103 Posts Drives: 2008 135 convertible Join Date: Sep 2009 Location: CT iTrader: (0)	You would have to run over the box cutter, vandalism is not covered
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09-30-2009, 01:25 AM	#15
Ajumepke First Lieutenant 46 Rep 332 Posts Drives: None Join Date: Feb 2009 Location: Los Angeles iTrader: (0)	Do they only cover run flats? If i got non-RFT after my stock set went out - it would no longer cover right? (does it have to OEM run flats?)
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09-30-2009, 02:47 PM	#18
ersatzS2 Private First Class 16 Rep 186 Posts Drives: 135i Join Date: Feb 2008 Location: New Jersey iTrader: (0)	That's insurance fraud, just to be clear. We have had 5 tires replaced under the warranty, 3 for punctures, and 2 for impact damage. Just not lucky. The last two were both fronts, and the ins company sent an examiner out prior to approving, so don't imagine they aren't paying attention. __________________ 135i built 2/14/08 SGM w/Black and AL, 6 forward gears
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