Estimate on Lease Option

b2nvs2001 · 02-27-2008, 04:54 PM

Okay, just got my rough payments for my 45k 135i. 9000 drive off with 74% residual and 0.0031 MF. Payment = 455$. For 3 yr with 61% residual and 9000 drive off and same MF, payment = 539$.

Now I know you will all say how terrible the deal is because Im putting so much down but for me monthly payment is the most important factor for me. So with this in mind, is this a good deal? Also, whats the problem with putting that much down payment apart from losing that amount of money initially and the interest you can earn on it argument.

EINSER M · 02-27-2008, 04:59 PM

20% down on a lease is nonsense dude. If you were to crash/lose the car and write it off, that money is poof be gone you dont get any of it back!

Rumit · 02-27-2008, 11:28 PM

Thanks angkor I appreciate it. I will try to catch you later when I'm not in a rush and can form a coherent sentence.

02-27-2008, 04:54 PM	#23
b2nvs2001 Second Lieutenant 109 Rep 254 Posts Drives: Join Date: Feb 2008 iTrader: (1)	Okay, just got my rough payments for my 45k 135i. 9000 drive off with 74% residual and 0.0031 MF. Payment = 455$. For 3 yr with 61% residual and 9000 drive off and same MF, payment = 539$. Now I know you will all say how terrible the deal is because Im putting so much down but for me monthly payment is the most important factor for me. So with this in mind, is this a good deal? Also, whats the problem with putting that much down payment apart from losing that amount of money initially and the interest you can earn on it argument.
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02-27-2008, 04:59 PM	#24
EINSER M Major General 378 Rep 5,730 Posts Drives: BMW i3 rex Join Date: May 2006 Location: SoCal iTrader: (44) Garage List 2018 I01 i3s \| CURRENT [0.00] 2018 G01 X3 \| CURRENT [0.00] 2017 I01 i3 \| SOLD [0.00] 2017 F48 X1 \| SOLD ... [0.00] 2016 I01 i3 \| SOLD [0.00] 2017 F22 M240 \| SOLD [8.00] 2016 F25 X3 diesel ... [0.00] 2006 E60 550 \| SOLD [6.00] 2011 E90 335 \| SOLD [8.66] 2012 E82 135 \| SOLD [5.50] 2011 E82 1M \| SOLD [7.94] 2007 E85 Z4M\| SOLD [4.50] 2003 E53 X5 4.6is S ... [9.00] 2008 E92 328 \| SOLD [0.00] 2008 E82 135 \| SOLD [0.00] 2008 E90 335 \| SOLD [0.00] 2003 E46 M3 \| SOLD [7.50] 2006 E90 330 \| SOLD [10.00] 2003 E46 330ZHP \| SOLD [0.00]	20% down on a lease is nonsense dude. If you were to crash/lose the car and write it off, that money is poof be gone you dont get any of it back!
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02-27-2008, 11:28 PM	#25
Rumit New Member 1 Rep 14 Posts Drives: Join Date: Feb 2008 iTrader: (0)	Thanks angkor I appreciate it. I will try to catch you later when I'm not in a rush and can form a coherent sentence.
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