Official Montreal Members Thread

StewtheBassman · 01-13-2006, 08:56 PM

Since I am an Investment Advisor at CIBC Wood Gundy I am eligible for a personal loan that floats at prime minus 1, so that's 4 now or something like that...at the time it was 3 percentage points less than the BMW rate.

I may or may not take the extended warranty....the most expensive thing is the brakes and rotors and I rarely use those

findtom · 01-13-2006, 09:12 PM

Do people lease cars through their own banks? I never really looked into it, and I didn't want to finance. I hate fixed monthly payments so opting for the single lease payment (i.e. pay once, bring the car back in three years) made sense for me. I fronted what I needed off my secured line of credit (at prime) and paid it off in random chunks. I really wish I did my mortgage on a line of credit. I only found out it was possible after I did it with ING. Doh!

Yeah, the warranty thing pretty much comes out to the price of a brake job. I think there's a pretty good chance that given my driving style (like an asshole, as you know

) I'm not going to make it three years. Haha... I'll have to keep the Camaro vs. 325i track racing on the low down though.

StewtheBassman · 01-13-2006, 09:14 PM

Jeez, i never even asked...leasing is not for me...too confining since I drive so much and the car gets so much abuse. Plus I want to be open to modding if the spirit takes me there.

No, you drive nice, Tom, it's those asshole cops that lay in wait for you!!

findtom · 01-13-2006, 09:30 PM

I wonder if there's anything in the contract about what's considered an acceptable level of bunny smell for a lease return?

I'll have to try to convince the judge of that theory next time I appear in court to contest a ticket. My "it was the one armed man" defense didn't work last time.

StewtheBassman · 01-13-2006, 09:36 PM

I finally took the poor car down to the car wash in my building Tuesday. I gave him $50 and said clean it.

Goddamn it came back nice, and the Titanium Matte wasn't even scratched!

It's the first time I've let anyone else wash the car I've been so paranoid, but I finally put my fears aside and the car was getting too dirty inside (forget outside, eh?).

findtom · 01-13-2006, 09:50 PM

I've washed mine several times but never the inside... I want the new car smell to last as long as possible I guess. I gotta let go soon though, it's starting to look a bit grotty (good english expression).

The outside is a hopeless hopeless battle. Someone actually asked me what color it was it's so dirty.

The roundels on the wheels and the back are completely covered.

StewtheBassman · 01-14-2006, 07:41 AM

Here's they guy that bought his E91 in the US. He didn't however, elaborate.
http://www.e90post.com/forums/showthread.php?t=10420

Wolf359 · 01-15-2006, 07:39 PM

Quote:

Originally Posted by findtom

On the subject of purchasing. Did any of you got for that enhanced warranty deal? 3 years was around $600 IIRC and it supposedly covers everything including brakes. I think in Canada the "all included" warranty is pretty weak compared to US and Europe. I didn't get it but they give you a year to purchase it and it's retroactive for anything you might have needed to buy up until then (i.e. wiper blades).

Yeah I did. I still had the painful (For the wallet) memory of when my E46's brake sensors failed to light up the warning telling me that the brake pads were due for replacement and I discovered it the hard way - Crunching sound of metal on metal breaking that caused both front discs to be replaced. That would be covered with the all included warranty and alone would pay it off.

findtom · 01-15-2006, 10:11 PM

They told me that because of all the sensors on the brakes for DSC, etc... on the E90 they can't just change the pads they have to do the discs as well no matter what.

BTW... any of you guys had the door handle sticking problem that was discussed on the main forum?

StewtheBassman · 01-16-2006, 10:19 AM

Quote:

Originally Posted by findtom

They told me that because of all the sensors on the brakes for DSC, etc... on the E90 they can't just change the pads they have to do the discs as well no matter what.

BTW... any of you guys had the door handle sticking problem that was discussed on the main forum?

Please link, Tom, I don't know which thread that is.

Bimmerista · 01-16-2006, 11:22 AM

Hey there,

I chose not to get the warranty (extended) since I only do about 10K a year and I figured (with my sales guy concurring) that at most I would need to do the brakes once-which is approx. the cost of the warranty; so not really worth it for moi.

No sticking of doors, but my rear door is a bit tougher to open/close. However, I am not going in for it -not much of an issue and I am alergic to having people touch my car at the dealer.

findtom · 01-16-2006, 11:40 AM

Quote:

Originally Posted by StewtheBassman

Please link, Tom, I don't know which thread that is.

http://www.e90post.com/forums/showthread.php?t=10858

StewtheBassman · 01-16-2006, 11:54 AM

Quote:

Originally Posted by findtom

http://www.e90post.com/forums/showthread.php?t=10858

Thanks.

No. The only problem I had was that the X5 driver's door wouldn't close last night (frozen), and when I got it to close, it wouldn't open.

Musta looked funny, guy climbing out of premium SAV's passenger door to take kids to preschool.....good thing I didn't go over a bridge into the river!

Bimmerista · 01-16-2006, 11:56 AM

Quote:

Originally Posted by StewtheBassman

Musta looked funny, guy climbing out of premium SAV's passenger door to take kids to preschool.....good thing I didn't go over a bridge into the river!

Must have made those Hyundai SUV drivers all warm and fuzzy inside.

StewtheBassman · 01-16-2006, 11:59 AM

Quote:

Originally Posted by Bimmerista

Must have made those Hyundai SUV drivers all warm and fuzzy inside.

EXACTLY WHAT I WAS THINKING

!!

I told my wife, do you want to trade this in on a Tuscon????

And then I stopped off at Jalbert to mention it to Michel in Service, and his new partner is a hire from ...

Hyundai!!! Ha ha ha!

Anyway it unfroze by the time I got downtown

.

findtom · 01-16-2006, 12:11 PM

Quote:

Originally Posted by Bimmerista

Must have made those Hyundai SUV drivers all warm and fuzzy inside.

Haha... yup, you don't get much sympathy in a BMW.

StewtheBassman · 01-16-2006, 12:22 PM

Too bad the Hyundai doesn't even have towing specs posted on their website....I can put up with a few quirks.

However must those guys driving their 1973 2002s feel.....the E90 and the X5 are amazing vehicles...I can put up with a few quirks now and then....

findtom · 01-16-2006, 02:03 PM

I don't want to hijack ledzep's thread... but Stew, you have a donkey??!!

StewtheBassman · 01-16-2006, 02:08 PM

I live in Ste Justine de Newton.
3 dogs, 3 cats, 3 bunnies, 1 mini donkey, 1 half-blind pony, 3 horses, 2 kids, 2 Bimmers, one Jimmy, one horse trailer, one lawn mowing tractor, one shit trailer.....Shall I go on?
1 mountain bike, 2 road bikes, 1 six string bass, 3 working 4 strings, and an Upright bass.

Maybe I should post pix in my Garage?
Oh yeah, and my wife.

findtom · 01-16-2006, 02:15 PM

No chickens? You should have posted to the cribs thread!

I've got just 1 bimmer, no animals, no kids, no wife. My life suddenly feels so empty.

I think a miniature donkey would make it all better again. Do chicks dig donkeys?

StewtheBassman · 01-16-2006, 02:20 PM

Yes. I posted already to the post pics of your pets thread.

My donkey's name is Quiggley.

He is hairy.

He is an ass.
hence,
"Would you like to come over to my place and see my hairy little ass Quiggley?"

Works on the chicks around here......

findtom · 01-16-2006, 02:35 PM

Haha.. I bet it does, how are the wimmins in Ste Justine de Newton anyway?

I'll have to review the condo rules and see about the donkey. I might not be the only guy in the Old Port with a BMW... but I bet I'd be the only one with a pet donkey.

Girl: What the fuck, is that a donkey in the corner?
Tom: Oh, yeah, don't mind him he just likes to watch. His name is Zippy.
Girl: Okay, but if Zippy's going to watch it's going to cost extra.
Tom:

01-13-2006, 08:56 PM	#375
StewtheBassman Major General 199 Rep 6,381 Posts Drives: 2011 X5d 421,000kms Join Date: Aug 2005 Location: Hudson, Quebec iTrader: (1)	Since I am an Investment Advisor at CIBC Wood Gundy I am eligible for a personal loan that floats at prime minus 1, so that's 4 now or something like that...at the time it was 3 percentage points less than the BMW rate. I may or may not take the extended warranty....the most expensive thing is the brakes and rotors and I rarely use those __________________
	Appreciate 0

01-13-2006, 09:12 PM	#376
findtom Colonel 129 Rep 2,658 Posts Drives: E60 545i Join Date: Oct 2005 Location: Toronto, Canada iTrader: (0) Garage List 2005 545i [0.00]	Do people lease cars through their own banks? I never really looked into it, and I didn't want to finance. I hate fixed monthly payments so opting for the single lease payment (i.e. pay once, bring the car back in three years) made sense for me. I fronted what I needed off my secured line of credit (at prime) and paid it off in random chunks. I really wish I did my mortgage on a line of credit. I only found out it was possible after I did it with ING. Doh! Yeah, the warranty thing pretty much comes out to the price of a brake job. I think there's a pretty good chance that given my driving style (like an asshole, as you know ) I'm not going to make it three years. Haha... I'll have to keep the Camaro vs. 325i track racing on the low down though.
	Appreciate 0

01-13-2006, 09:14 PM	#377
StewtheBassman Major General 199 Rep 6,381 Posts Drives: 2011 X5d 421,000kms Join Date: Aug 2005 Location: Hudson, Quebec iTrader: (1)	Jeez, i never even asked...leasing is not for me...too confining since I drive so much and the car gets so much abuse. Plus I want to be open to modding if the spirit takes me there. No, you drive nice, Tom, it's those asshole cops that lay in wait for you!! __________________
	Appreciate 0

01-13-2006, 09:30 PM	#378
findtom Colonel 129 Rep 2,658 Posts Drives: E60 545i Join Date: Oct 2005 Location: Toronto, Canada iTrader: (0) Garage List 2005 545i [0.00]	I wonder if there's anything in the contract about what's considered an acceptable level of bunny smell for a lease return? I'll have to try to convince the judge of that theory next time I appear in court to contest a ticket. My "it was the one armed man" defense didn't work last time.
	Appreciate 0

01-13-2006, 09:36 PM	#379
StewtheBassman Major General 199 Rep 6,381 Posts Drives: 2011 X5d 421,000kms Join Date: Aug 2005 Location: Hudson, Quebec iTrader: (1)	I finally took the poor car down to the car wash in my building Tuesday. I gave him $50 and said clean it. Goddamn it came back nice, and the Titanium Matte wasn't even scratched! It's the first time I've let anyone else wash the car I've been so paranoid, but I finally put my fears aside and the car was getting too dirty inside (forget outside, eh?). __________________
	Appreciate 0

01-13-2006, 09:50 PM	#380
findtom Colonel 129 Rep 2,658 Posts Drives: E60 545i Join Date: Oct 2005 Location: Toronto, Canada iTrader: (0) Garage List 2005 545i [0.00]	I've washed mine several times but never the inside... I want the new car smell to last as long as possible I guess. I gotta let go soon though, it's starting to look a bit grotty (good english expression). The outside is a hopeless hopeless battle. Someone actually asked me what color it was it's so dirty. The roundels on the wheels and the back are completely covered.
	Appreciate 0

01-14-2006, 07:41 AM	#381
StewtheBassman Major General 199 Rep 6,381 Posts Drives: 2011 X5d 421,000kms Join Date: Aug 2005 Location: Hudson, Quebec iTrader: (1)	Here's they guy that bought his E91 in the US. He didn't however, elaborate. http://www.e90post.com/forums/showthread.php?t=10420 __________________
	Appreciate 0

01-15-2006, 10:11 PM	#383
findtom Colonel 129 Rep 2,658 Posts Drives: E60 545i Join Date: Oct 2005 Location: Toronto, Canada iTrader: (0) Garage List 2005 545i [0.00]	They told me that because of all the sensors on the brakes for DSC, etc... on the E90 they can't just change the pads they have to do the discs as well no matter what. BTW... any of you guys had the door handle sticking problem that was discussed on the main forum?
	Appreciate 0

01-16-2006, 11:22 AM	#385
Bimmerista Major General 82 Rep 5,732 Posts Drives: superstock Join Date: Aug 2005 Location: Montreal, Quebec, Canada iTrader: (0)	Hey there, I chose not to get the warranty (extended) since I only do about 10K a year and I figured (with my sales guy concurring) that at most I would need to do the brakes once-which is approx. the cost of the warranty; so not really worth it for moi. No sticking of doors, but my rear door is a bit tougher to open/close. However, I am not going in for it -not much of an issue and I am alergic to having people touch my car at the dealer.
	Appreciate 0

01-16-2006, 12:22 PM	#391
StewtheBassman Major General 199 Rep 6,381 Posts Drives: 2011 X5d 421,000kms Join Date: Aug 2005 Location: Hudson, Quebec iTrader: (1)	Too bad the Hyundai doesn't even have towing specs posted on their website....I can put up with a few quirks. However must those guys driving their 1973 2002s feel.....the E90 and the X5 are amazing vehicles...I can put up with a few quirks now and then.... __________________
	Appreciate 0

01-16-2006, 02:03 PM	#392
findtom Colonel 129 Rep 2,658 Posts Drives: E60 545i Join Date: Oct 2005 Location: Toronto, Canada iTrader: (0) Garage List 2005 545i [0.00]	I don't want to hijack ledzep's thread... but Stew, you have a donkey??!!
	Appreciate 0

01-16-2006, 02:08 PM	#393
StewtheBassman Major General 199 Rep 6,381 Posts Drives: 2011 X5d 421,000kms Join Date: Aug 2005 Location: Hudson, Quebec iTrader: (1)	I live in Ste Justine de Newton. 3 dogs, 3 cats, 3 bunnies, 1 mini donkey, 1 half-blind pony, 3 horses, 2 kids, 2 Bimmers, one Jimmy, one horse trailer, one lawn mowing tractor, one shit trailer.....Shall I go on? 1 mountain bike, 2 road bikes, 1 six string bass, 3 working 4 strings, and an Upright bass. Maybe I should post pix in my Garage? Oh yeah, and my wife. __________________
	Appreciate 0

01-16-2006, 02:15 PM	#394
findtom Colonel 129 Rep 2,658 Posts Drives: E60 545i Join Date: Oct 2005 Location: Toronto, Canada iTrader: (0) Garage List 2005 545i [0.00]	No chickens? You should have posted to the cribs thread! I've got just 1 bimmer, no animals, no kids, no wife. My life suddenly feels so empty. I think a miniature donkey would make it all better again. Do chicks dig donkeys?
	Appreciate 0

01-16-2006, 02:20 PM	#395
StewtheBassman Major General 199 Rep 6,381 Posts Drives: 2011 X5d 421,000kms Join Date: Aug 2005 Location: Hudson, Quebec iTrader: (1)	Yes. I posted already to the post pics of your pets thread. My donkey's name is Quiggley. He is hairy. He is an ass. hence, "Would you like to come over to my place and see my hairy little ass Quiggley?" Works on the chicks around here...... __________________
	Appreciate 0

01-16-2006, 02:35 PM	#396
findtom Colonel 129 Rep 2,658 Posts Drives: E60 545i Join Date: Oct 2005 Location: Toronto, Canada iTrader: (0) Garage List 2005 545i [0.00]	Haha.. I bet it does, how are the wimmins in Ste Justine de Newton anyway? I'll have to review the condo rules and see about the donkey. I might not be the only guy in the Old Port with a BMW... but I bet I'd be the only one with a pet donkey. Girl: What the fuck, is that a donkey in the corner? Tom: Oh, yeah, don't mind him he just likes to watch. His name is Zippy. Girl: Okay, but if Zippy's going to watch it's going to cost extra. Tom:
	Appreciate 0