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05-14-2008, 05:53 PM | #45 | |
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05-14-2008, 05:56 PM | #46 |
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The dealer never loses...but you are not screwing the dealer...your screwing other customers...
if he loses $800 he makes it up on the next sale or service appointment or parts sale.... This concept is not new...I have seen this on other sites...."I'm paying by credit card and thats it." To be honest I have never seen anyone say they sealed the deal totally with a CC. You might be the first. But your not IMO doing me or anyone else any favors. And yes...I have that much credit on my card. Enjoy your car. |
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05-14-2008, 06:07 PM | #47 |
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That would be the down payment.
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05-14-2008, 06:07 PM | #48 | |
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I think you've got a few too many assumptions built into what you claim to think I said to the dealer. Credit cards are an accepted means for transactions around the world. Sorry, but that's the fact. The Dealer signs the VISA contracts, not me! Calling me unethical for doing this seems not to pass the "fair and reasonable" test in my opinion. Business is business. REASONABLE assumptions, as you term it, are a very SUBJECTIVE choice of words don't you think? Again, are you a dealer or something? Why this great concern for me "screwing" someone for paying with my VISA for a car !? I thought this was an owner's website.
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05-14-2008, 06:11 PM | #49 | |
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My family owns hotels, and we often have business travellers from out of the country stay for months at a time racking up tens of thousands of dollars in room fees and they pay with a credit card, should we not accpet that becuase we have to pay too large of a fee? I dont see how it is any different paying a 20K hotel bill with an AMEX or paying for a car with an AMEX. If the dealer wants the right to accept the cards, they should abide by the merchant agreement they signed before being allowed to accept the cards.
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05-14-2008, 06:15 PM | #50 |
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This just reminded me of the time in college when I got a five dollar parking ticket and paid in mostly pennies and some nickels. The lady wasn't going to take it, however when she realized she had to she made me count it out in front of her. I took my time.
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05-14-2008, 06:16 PM | #51 | |
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whoa.....like I said earlier...then you guys must really HATE the thread about savings $2k off MSRP by Robert Payne ! How I Scored a Fabulous Deal from the Comfort of My Easy Chair We'll all be paying $2k over MSRP to make up for Robert Payne? No worries fellas.......the world will go on, even if I charge it!
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05-14-2008, 06:23 PM | #52 | |
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As to your comment about business being business, I may be naive, but I'd like to think that ethics and business aren't mutually exclusive topics. I'm a software engineer. I am not a dealer, nor a salesman, nor in any way associated with car sales at all. I'm here because I'm a fan of the 1 series (I'll probably be buying almost the same config that you've ordered, as a matter of fact). Whatever I may think of your stance on this credit card issue, I can't deny that you have good taste in cars. :biggrin: |
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05-14-2008, 06:37 PM | #53 |
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I also agree that what you're doing is pretty shady. I've read all about your Visa agreements etc., but for me it boils down to karma.
Regardless of all your facts and arguments, you know you're pulling a fast one on them, and if you pull it off you'll be walking out of there thinking how you forced them to eat that cost. They'll think you screwed them and you'll think the same. Sounds like bad karma to me. Honestly there are many many ways that I think this is wrong, but I don't have the time and I know it wouldn't matter to you. But there are people that don't agree with this, and I know they understand what I'm trying to say as well. But we all can agree on one thing, congratulations on your purchase!! I pick mine this Saturday! |
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05-14-2008, 06:49 PM | #55 |
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05-14-2008, 06:52 PM | #56 | |
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Hold on a second here! The dealership made a deal with Visa and now they're trying to ignore that agreement. This guy isn't doing anything but holding them to a contract they agreed to! I think some of you don't understand what a contract is all about. |
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05-14-2008, 06:57 PM | #57 | |
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They better factor it in if they're going to stick that little "We gladly accept VISA" sticker on their door! This guy is simply holding them to payment terms they agreed to in a LEGALLY BINDING contract. :iono: |
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05-14-2008, 07:00 PM | #58 | |
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yes...but it depends whats in that contract...supposing they have circled cash deal... can he put it on a CC? |
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05-14-2008, 07:03 PM | #59 | |
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i have read in some states you cannot purchase a car with a credit card,,,not sure if its true or which ones if it is... |
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05-14-2008, 07:13 PM | #60 | |
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I've personally had to sign a couple. I know exactly what's in them, and they state that it's "all or nothing". In other words if you're going to accept Visa as a form of payment, you have to accept it in any amount, and for any item. I used to regularly run CCs for well over $20k, and have even had to take one for $80k. It's part of the deal if you're going to allow people to pay with a card. If his state doesn't allow it, I doubt very seriously that Visa would be backing him on it. |
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05-14-2008, 07:27 PM | #61 | |
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my apologies...i was not specific enough...what do we know about the OP's signed contract... in every car purchase I have ever made there was a section where you selected your form of payment... i would like to know if the OP had agreed to cash or credit when he signed the credit? If he did indeed select credit there is usually a statement that additional forms must be completed to complete the contract. |
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05-14-2008, 07:44 PM | #62 | |
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05-14-2008, 07:46 PM | #64 | |
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05-14-2008, 08:05 PM | #66 |
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