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      07-10-2015, 08:21 PM   #1
sid21177
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Is my car totaled ?? - need advice

Hi Guys,

So I ended up hitting the car in front of me (who suddenly braked) at about 30-35mph

Both front & side airbags deployed.
Attached is the picture of the damage. The car wouldnt start and had to be towed. I later found out its a safety feature in Exx BMWs that shut of power to the engine.

The front fenders/windshield/windows/wheels/tires all look fine, no damage or cracks.
All buttons in the interior were working.

What are your thoughts ??, I've never been involved in such a serious crash so have no idea of the damage

Appreciate your time
Sid

Update 7/16:
So the insurance called and offered a settlement number, which is about 2k less than what I expected.
The agent said the number cannot be negotiated. Though she asked for my window sticker just to check if they have not missed out on anything.

My questions:
Do I need to accept their offer ??
What are my options if I do not ??
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Last edited by sid21177; 07-16-2015 at 12:47 PM.. Reason: Insurance called
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      07-10-2015, 08:38 PM   #2
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Should buff right out
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      07-10-2015, 09:15 PM   #3
sid21177
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Should buff right out
as in or or

would appreciate a straight answer
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      07-10-2015, 09:32 PM   #4
ecpoli77
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its not totalled
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      07-10-2015, 09:36 PM   #5
kprocivic
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i'm no adjuster but doesn't look totaled at all.
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      07-10-2015, 10:51 PM   #6
bmw1racer
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Not a total, but it'll still be expensive to repair.
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      07-11-2015, 08:27 AM   #7
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it might be totaled depending on the extent of crumpling underneath...can't say from 1 pic
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      07-11-2015, 08:44 AM   #8
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One of the big considerations for declaring a car totaled is frame damage. If the underlying frame is seriously damaged, the car is normally declared a total loss by insurance companies.
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      07-11-2015, 09:22 AM   #9
sid21177
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I looked under the hood and could only see the crumpling near the front bumper.
I also looked around and underneath and could not see any visible damage (I'm no expert though)

I really hope it can get repaired
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      07-11-2015, 09:57 AM   #10
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You might need a new hood!
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      07-11-2015, 10:58 AM   #11
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You might need a new hood!
lol - amen to that

I'm worried since 4 airbags deployed and read stories where people are saying that totals the car.
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      07-11-2015, 11:25 AM   #12
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Could be totaled. My 7 year old Z4 got new front and rear bumpers courtesy of the car behind me. Since I wasn't paying I took it to a high end body shop, total repair bill was $2800. I can only imagine what your damage comes out to.
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      07-11-2015, 11:32 AM   #13
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Originally Posted by 3002 tii View Post
Could be totaled. My 7 year old Z4 got new front and rear bumpers courtesy of the car behind me. Since I wasn't paying I took it to a high end body shop, total repair bill was $2800. I can only imagine what your damage comes out to.
I'm hoping its not - i really love this car.
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      07-11-2015, 12:34 PM   #14
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No almost definitely not totaled. Take it to a great body shop and it can look new again. I'd guess 7-10k repair if both headlights need to be replaced. Insurance is amazing.
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      07-11-2015, 12:50 PM   #15
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No almost definitely not totaled. Take it to a great body shop and it can look new again. I'd guess 7-10k repair if both headlights need to be replaced. Insurance is amazing.
Found a BMW certified body shop here in Denver,CO. So will most likely have insurance take the car there.

I'm guessing 5-6k for exterior, 5-6k for airbags (& rear view mirror)

I live in AZ and the crash happened here in CO on a business trip, so thats an additional headache I have to deal with.

If people in Denver & around can recommend a good body shop I'd be most grateful, car is still under BMW warranty
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      07-11-2015, 02:07 PM   #16
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Quote:
Originally Posted by sid21177 View Post
I'm hoping its not - i really love this car.
I only say could be because airbags were deployed and not sure what your car is valued at
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      07-11-2015, 02:48 PM   #17
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The passenger airbag will be the most expensive part to replace. Means a whole new dash.
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      07-11-2015, 03:26 PM   #18
sid21177
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Quote:
Originally Posted by 3002 tii View Post
I only say could be because airbags were deployed and not sure what your car is valued at
Per KBB - $25k
Dealers r selling older model yrs with higher mileage for 27-28k, I realize that may be inflated
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      07-11-2015, 03:29 PM   #19
sid21177
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The passenger airbag will be the most expensive part to replace. Means a whole new dash.
Hmmmm.. - rather surprising as I assumed it would be compartmentalized

I had opened the glove compartment and saw no visible damage, my dash is also intact.
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      07-11-2015, 03:51 PM   #20
sid21177
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thanks everyone for the replies - its going to be 1 miserable weekend :-(
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      07-12-2015, 07:02 AM   #21
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make sure you get an M-Sport or BMW Performance bumper when you get it replaced
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      07-12-2015, 09:58 AM   #22
sid21177
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make sure you get an M-Sport or BMW Performance bumper when you get it replaced
Yeah, M-sport since I have foglights.

But they have to first not total it.
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