To Keep the Warranty or not

Harper55987 · 06-12-2013, 08:53 AM

Purchased a 2009 N54 135i a few months back. Got a good deal on a 3rd party Zurich warranty (bumper to bumper). Car has 25,000 miles on it.

I want to keep playing around/modifying my car and am debating about asking for my refund from the 3rd party warranty (maybe 1,300 dollars) and applying that towards exhaust/downpipes or keeping the warranty?

I've called around to a few shops and they have said generally they only see water pump failures at that mileage up to maybe...40,000 miles when my warranty would expire.

I have a JB4 in my car as well and am torn between:
Keep the warranty
refund warranty and modify
keep the warranty and modify and then possibly have my warranty voided which would really suck

Any advice??

litebulb · 06-12-2013, 10:20 PM

I've never had good dealings with a 3rd party warranty, if it were me I would but the money you get back into the bank have it earn some interest for any repairs down the road.

Harper55987 · 06-13-2013, 07:36 AM

I have maybe...1,200 dollars left I will get back for the refund.
The way my 3rd party works is I have a $200 deductible anytime there is a repair.
So #1: My repair has to be >= $200 or it doesn't affect me
#2: Even if my repair is $250, then I'll have only saved $50

So basically, Even with a warranty I still may have to spend a lot of money

Is the wastegate issue ever really occur before 40,000 miles? That seems to show up around the 50-60k mark.

06-12-2013, 08:53 AM	#1
Harper55987 Private 17 Rep 63 Posts Drives: BMW 135i Join Date: Apr 2013 Location: Southeast Minnesota iTrader: (0)	To Keep the Warranty or not Purchased a 2009 N54 135i a few months back. Got a good deal on a 3rd party Zurich warranty (bumper to bumper). Car has 25,000 miles on it. I want to keep playing around/modifying my car and am debating about asking for my refund from the 3rd party warranty (maybe 1,300 dollars) and applying that towards exhaust/downpipes or keeping the warranty? I've called around to a few shops and they have said generally they only see water pump failures at that mileage up to maybe...40,000 miles when my warranty would expire. I have a JB4 in my car as well and am torn between: Keep the warranty refund warranty and modify keep the warranty and modify and then possibly have my warranty voided which would really suck Any advice??
	Appreciate 0 Tweet Quote

06-12-2013, 10:20 PM	#2
litebulb Captain 68 Rep 627 Posts Drives: '09 E88 135i M-Sport/6MT/SGM Join Date: Feb 2011 Location: Vancouver iTrader: (3) Garage List 2009 BMW 135i Cabri ... [10.00]	I've never had good dealings with a 3rd party warranty, if it were me I would but the money you get back into the bank have it earn some interest for any repairs down the road. __________________ \| Dinan S2=>MHD \| e46 M3 trans mounts \| Dinan CF CAI \| ER CP \| HKS SSQV4 BOV \| RB PCV Valve \| VRSF DP \| N55 MP \| BMW PE \| OC \| VRSF 7" FMIC \| UUC Evo3 SSK \| EBC GD Sport Rotors \| EBC Redstuff \| TRW F+R \| \| Whiteline KDT918 \| H&R Front Sway \| BMWP 313 \| MPSS 225/255 \| Scopione CF Rear Diffuser \| iCarbon CF Rear Spoiler \| P3 v2.1 Gauge \| Interior LED Retrofit \|
	Appreciate 0 Quote

06-13-2013, 07:36 AM	#3
Harper55987 Private 17 Rep 63 Posts Drives: BMW 135i Join Date: Apr 2013 Location: Southeast Minnesota iTrader: (0)	I have maybe...1,200 dollars left I will get back for the refund. The way my 3rd party works is I have a $200 deductible anytime there is a repair. So #1: My repair has to be >= $200 or it doesn't affect me #2: Even if my repair is $250, then I'll have only saved $50 So basically, Even with a warranty I still may have to spend a lot of money Is the wastegate issue ever really occur before 40,000 miles? That seems to show up around the 50-60k mark.
	Appreciate 0 Quote