How much is everyone paying for car insurance on 135i?

ajshanny · 11-20-2008, 03:59 PM

It seems to me that insurance rates on the 135i are unusually high relative to the value and performance of the car. Last year I bought an EVO X and paid a lot less to insure it than I'm paying now to insure my 135i. I'm 37 years old without any points on my driving record, no accidents or claims and I get a discount for having a graduate degree and I'm still paying $1,700 per year. To be fair, I have 500k in liability coverage, a low $250 deductible for collision, and I live in DC, but still...

I know that it would be difficult to compare apples to apples given all of the variables that go into calculating insurance rates, but I'd like to hear what everyone else is paying and which insurance company is giving the best rates on this car. I'm using Liberty Mutual, which was very competitive when I started using them, but I had a Honda Accord the last time I shopped for a new insurance carrier. I also called a State Farm agent recently and the quote that I was given for the 135i was comparable to what I'm paying now.

My135 · 11-20-2008, 04:06 PM

I am paying $1600 per year in Atlanta with similar coverage like yours. I guess insurance rate varies significantly between locations. I am you are OK.

x97Melbourne · 11-20-2008, 04:35 PM

I pay $1100 per year for a $500 deductable.
28 yrs old. Clean record.
Melbourne, FL

mywifestolemy1 · 11-20-2008, 04:56 PM

I'm 38 with Speeding tickets.

Quote:

Originally Posted by ajshanny

It seems to me that insurance rates on the 135i are unusually high relative to the value and performance of the car. Last year I bought an EVO X and paid a lot less to insure it than I'm paying now to insure my 135i. I'm 37 years old without any points on my driving record, no accidents or claims and I get a discount for having a graduate degree and I'm still paying $1,700 per year. To be fair, I have 500k in liability coverage, a low $250 deductible for collision, and I live in DC, but still...

I know that it would be difficult to compare apples to apples given all of the variables that go into calculating insurance rates, but I'd like to hear what everyone else is paying and which insurance company is giving the best rates on this car. I'm using Liberty Mutual, which was very competitive when I started using them, but I had a Honda Accord the last time I shopped for a new insurance carrier. I also called a State Farm agent recently and the quote that I was given for the 135i was comparable to what I'm paying now.

instantexpert · 11-20-2008, 04:57 PM

37, $1800/year, Chicago, $500 deductible, reasonably clean record (a weather related accident a couple of years ago).

Hairy · 11-20-2008, 05:04 PM

$600.00 per year in Cincinnati.

But then I'm old (61).
Cean record
Multiple car policy
Home owners coverage

Nationwide Ins.

Mega Man · 11-20-2008, 05:21 PM

$96/mo. with State Farm; 25 year old male with a good record (1 speeding ticket on my motorcycle), and good student discount.

Been with State Farm since I was 16, my parents, even longer.

Justin · 11-20-2008, 05:51 PM

$32 until March : ) It's put away for the winter, so everything but comprehensive is suspended.

Otherwise I'm at $241 for a 6mo. term, $1000 deductible through AllState. (Are you really going to file a claim for something less than a grand?) Keep in mind i have a plethora of discounts for having two other vehicles, home, and life insurance through Allstate.

No accidents or tickets yet, 30 years old.

gio · 11-20-2008, 05:52 PM

It really varies. There was another thread like this a while back, search and you'll find huge differences in insurance rates depending on where you live.

I'm 32 with one speeding ticket on my record (from two years ago), never had an accident. I have $500 deductables, and very minimal coverage and it is still $1650 a year. I think the first ticket is a freebie in MA so even if I had a perfect record it would still be that much.

john08135i · 11-20-2008, 06:13 PM

$1100yr 36yrs old 2 tickets. florida which is a high insurance cost state.

bedouin · 11-20-2008, 06:34 PM

2300/yr
-22 yrs old
- 0 tickets
- 0 accidents
- i guess it drops drastically when i turn 25

jeremyc74 · 11-20-2008, 06:43 PM

I'm paying about $850/yr.

Single, 34, and I may or may not have a 3 point ticket that's still showing up.

That's Geico FWIW. Progressive wanted TWICE that much.

It went up about $120/year over my GTO.

topvega · 11-20-2008, 06:50 PM

just turned 40... pay close to 700 a year... allstate. no tickets, no accidents... nj

Rawhide · 11-20-2008, 07:07 PM

About $900 a year. I'm 37 with a couple tickets.

Mindgame · 11-20-2008, 08:23 PM

1300 per 6 months.

23 yr/old
no tickets/claims
safe driver discount
state farm

makes me cry thinking about it

gyrfalcon · 11-20-2008, 08:33 PM

$1100 per year. 22 and clean record.

j128i · 11-20-2008, 09:09 PM

Want to know 128i story? I pay $300 per year for 128i Coupe auto. GEICO. $500 deductable. All our cars are under same account, maybe that's one factor the added BMW has low rate?

kalvar · 11-21-2008, 12:11 AM

Who, me? 41yrs-DC Metro-Progressive-multiple muckups-$1900/yr
Hate anyone that's paying < $1000/yr for the 135i!
If he's for real, then Mindgame's gotta drive the hell outta TX ;-) Cheers!

Chewyjr15 · 11-21-2008, 12:31 AM

19 2 tickets 1 not at fault accident estimates are for 2500 a year 500000 coverage

ChrisM135i · 11-21-2008, 01:44 AM

Maybe not so interesting for you, but i pay about 600,- EUR per year...
23 years
Munich
6 Points at Flensburg (for speeding on the Autobahn

)

Really freakin that some of you pay more than 2000 $ per year..:eyebulge:

bman6074 · 11-21-2008, 07:05 AM

WOW some high insurances. Age-34, I pay 1358 per year with 1000 deductable. 150000 coverage for both 135i and 99 M3.
I think the split on its 712 for the 135 and 646 for the M3.
I have 1 ticket currently from 1 year ago no accidents ever on my record.

ajshanny · 11-21-2008, 10:03 AM

Thanks everyone for this info - very informative.

11-20-2008, 03:59 PM	#1
ajshanny First Lieutenant 111 Rep 365 Posts Drives: 1M Join Date: Oct 2008 Location: United States iTrader: (0)	How much is everyone paying for car insurance on 135i? It seems to me that insurance rates on the 135i are unusually high relative to the value and performance of the car. Last year I bought an EVO X and paid a lot less to insure it than I'm paying now to insure my 135i. I'm 37 years old without any points on my driving record, no accidents or claims and I get a discount for having a graduate degree and I'm still paying $1,700 per year. To be fair, I have 500k in liability coverage, a low $250 deductible for collision, and I live in DC, but still... I know that it would be difficult to compare apples to apples given all of the variables that go into calculating insurance rates, but I'd like to hear what everyone else is paying and which insurance company is giving the best rates on this car. I'm using Liberty Mutual, which was very competitive when I started using them, but I had a Honda Accord the last time I shopped for a new insurance carrier. I also called a State Farm agent recently and the quote that I was given for the 135i was comparable to what I'm paying now.
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11-20-2008, 04:06 PM	#2
My135 Lieutenant Colonel 85 Rep 1,609 Posts Drives: Join Date: Mar 2008 iTrader: (0)	I am paying $1600 per year in Atlanta with similar coverage like yours. I guess insurance rate varies significantly between locations. I am you are OK. __________________ 7/08 135 Coupe, Crimson Red, 6 SP, Sport, Taupe Lette/Aluminum. Performance Mods: JB4 on Map 5, BMS DP Fix V3, Injen polished intake, AR Catless DP, Maddad resonated mid-pipes, aFe exhaust polished tips, ST Suspension Coil Over and Hotchkis front sway bar. Others: BMS OCC, BT Scanner, Mud Flap. Next Mods: AA Front Strut Brace.
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11-20-2008, 04:35 PM	#3
x97Melbourne Molar World 47 Rep 916 Posts Drives: 2016 435i Coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	I pay $1100 per year for a $500 deductable. 28 yrs old. Clean record. Melbourne, FL __________________ Current: 2016 435i Coupe Previous: 2014 335i Sedan; 2013 328i Cv, 2011 335i Sedan Gone But Not Forgotten: 2008 135i Convertible (my favorite)
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11-20-2008, 04:57 PM	#5
instantexpert Second Lieutenant 38 Rep 203 Posts Drives: 2017 X5 40e Join Date: Jul 2008 Location: Chicago iTrader: (0)	37, $1800/year, Chicago, $500 deductible, reasonably clean record (a weather related accident a couple of years ago). __________________ 2017 X5 40e, 2015 i3 Tera Rex
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11-20-2008, 05:04 PM	#6
Hairy Private First Class 4 Rep 120 Posts Drives: 2008 135i Black Join Date: Jun 2008 Location: Cincinnati iTrader: (1)	$600.00 per year in Cincinnati. But then I'm old (61). Cean record Multiple car policy Home owners coverage Nationwide Ins.
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11-20-2008, 05:21 PM	#7
Mega Man エアーマンが倒せない 271 Rep 2,041 Posts Drives: 2009 135i Join Date: Oct 2008 Location: SoCal iTrader: (7) Garage List 2009 135i [0.00]	$96/mo. with State Farm; 25 year old male with a good record (1 speeding ticket on my motorcycle), and good student discount. Been with State Farm since I was 16, my parents, even longer.
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11-20-2008, 05:51 PM	#8
Justin Private First Class 21 Rep 161 Posts Drives: Join Date: May 2008 iTrader: (0)	$32 until March : ) It's put away for the winter, so everything but comprehensive is suspended. Otherwise I'm at $241 for a 6mo. term, $1000 deductible through AllState. (Are you really going to file a claim for something less than a grand?) Keep in mind i have a plethora of discounts for having two other vehicles, home, and life insurance through Allstate. No accidents or tickets yet, 30 years old.
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11-20-2008, 05:52 PM	#9
gio Captain 50 Rep 628 Posts Drives: Join Date: Apr 2008 iTrader: (0)	It really varies. There was another thread like this a while back, search and you'll find huge differences in insurance rates depending on where you live. I'm 32 with one speeding ticket on my record (from two years ago), never had an accident. I have $500 deductables, and very minimal coverage and it is still $1650 a year. I think the first ticket is a freebie in MA so even if I had a perfect record it would still be that much. __________________ Waiting on a 2015 M235
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11-20-2008, 06:13 PM	#10
john08135i Major 77 Rep 1,027 Posts Drives: 2013 M Sport, 2010 bmw S1000RR Join Date: Oct 2008 Location: Orlando iTrader: (0)	$1100yr 36yrs old 2 tickets. florida which is a high insurance cost state. __________________ M Sport Line Estoril Blue
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11-20-2008, 06:34 PM	#11
bedouin New Member 0 Rep 20 Posts Drives: Join Date: Jul 2008 iTrader: (0)	2300/yr -22 yrs old - 0 tickets - 0 accidents - i guess it drops drastically when i turn 25
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11-20-2008, 06:43 PM	#12
jeremyc74 Banned 76 Rep 5,970 Posts Drives: '08 135i Montego/Terra Join Date: Feb 2008 Location: Evansville, IN iTrader: (0)	I'm paying about $850/yr. Single, 34, and I may or may not have a 3 point ticket that's still showing up. That's Geico FWIW. Progressive wanted TWICE that much. It went up about $120/year over my GTO.
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11-20-2008, 06:50 PM	#13
topvega Kinda sorta banned on N54 19 Rep 626 Posts Drives: 135 SGM JB3 Join Date: Mar 2008 Location: NJ Exit 91 iTrader: (0)	just turned 40... pay close to 700 a year... allstate. no tickets, no accidents... nj __________________
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11-20-2008, 07:07 PM	#14
Rawhide Captain 363 Rep 794 Posts Drives: 2022 M340ix Join Date: Nov 2008 Location: USA, KC iTrader: (0)	About $900 a year. I'm 37 with a couple tickets.
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11-20-2008, 08:23 PM	#15
Mindgame Poke Her Face 27 Rep 368 Posts Drives: 09 135I Join Date: Oct 2008 Location: McKinney, TX iTrader: (0)	1300 per 6 months. 23 yr/old no tickets/claims safe driver discount state farm makes me cry thinking about it
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11-20-2008, 08:33 PM	#16
gyrfalcon Ninja 14 Rep 335 Posts Drives: 135i Join Date: Mar 2008 Location: Texas iTrader: (0)	$1100 per year. 22 and clean record. __________________ SGM/Coral
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11-20-2008, 09:09 PM	#17
j128i Private 1 Rep 94 Posts Drives: 08 128i Coupe AW/Black Join Date: Oct 2008 Location: NH iTrader: (0)	thank god I did not buy 135i Want to know 128i story? I pay $300 per year for 128i Coupe auto. GEICO. $500 deductable. All our cars are under same account, maybe that's one factor the added BMW has low rate? __________________ [SIGPIC][/SIGPIC]
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11-21-2008, 12:11 AM	#18
kalvar Enlisted Member 8 Rep 42 Posts Drives: '09 135i 6MT All-Black Join Date: Jul 2008 Location: Rockville,MD iTrader: (0)	Who, me? 41yrs-DC Metro-Progressive-multiple muckups-$1900/yr Hate anyone that's paying < $1000/yr for the 135i! If he's for real, then Mindgame's gotta drive the hell outta TX ;-) Cheers!
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11-21-2008, 12:31 AM	#19
Chewyjr15 1 addict and proud! 42 Rep 570 Posts Drives: jb 135 on order Join Date: Nov 2008 Location: irvine, ca iTrader: (0)	19 2 tickets 1 not at fault accident estimates are for 2500 a year 500000 coverage
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11-21-2008, 01:44 AM	#20
ChrisM135i Verd1chtete 1ntensität 146 Rep 660 Posts Drives: BMW 135i E82 Join Date: Oct 2006 Location: Munich, Germany iTrader: (0) Garage List 2008 135i E82 [0.00]	Maybe not so interesting for you, but i pay about 600,- EUR per year... 23 years Munich 6 Points at Flensburg (for speeding on the Autobahn ) Really freakin that some of you pay more than 2000 $ per year..:eyebulge: __________________ BMW 135i E82 - 6 MT - *///*M-Sport - M 261 - Black Saphir - Xenon - PDC - NaviProf - BMW Online - BMW Assist - HiFi Sound System
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11-21-2008, 07:05 AM	#21
bman6074 Major 103 Rep 1,254 Posts Drives: 14 M235i and 07 Lotus Exige S Join Date: Feb 2008 Location: Connecticut iTrader: (0)	WOW some high insurances. Age-34, I pay 1358 per year with 1000 deductable. 150000 coverage for both 135i and 99 M3. I think the split on its 712 for the 135 and 646 for the M3. I have 1 ticket currently from 1 year ago no accidents ever on my record. __________________
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11-21-2008, 10:03 AM	#22
ajshanny First Lieutenant 111 Rep 365 Posts Drives: 1M Join Date: Oct 2008 Location: United States iTrader: (0)	Thanks everyone for this info - very informative.
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