Insurance for a remapped car ?

Scoot · 01-08-2008, 10:58 AM

£765.45 6 years no claims and i live in a low crime area , protected with Priviledge. Me thinks its too high but i do know that when i told them it was remapped the price went up a few hundred.

So any ideas that might be good ?

G33 · 01-08-2008, 11:08 AM

good ideas??? hmmm, how about dont tell them!

Scoot · 01-08-2008, 11:16 AM

Quote:

Originally Posted by G33

good ideas??? hmmm, how about dont tell them!

I did that with my first remapped car but as the insurance companies are most likely aware how many BMW's have been remapped , it would be the first thing i would check if i was them looking at a claim in excess of £100000.

Personally i'm a little wiser these days.

SiBurt · 01-08-2008, 11:31 AM

Try 'A-Plan' on 01635 874646!

1stKnight · 01-08-2008, 11:32 AM

Tried A-Plan Insurance? My previous car - E46 330cd convertible - was remapped and they added only £60 when I told them. That was a year ago.

That covered 2 modifications too.

Scoot · 01-08-2008, 11:44 AM

Thx 1stKnight ans SiBurt, will give them a ring tomorrow and see what they offer.

Hotcoupe · 01-08-2008, 11:46 AM

http://www.adrianflux.co.uk/

gIzzE · 01-08-2008, 01:01 PM

I use A-Plan Scott, but on the remapped 535d BMW were the cheapest.

A little tip, tell them it has added around 10% power wise, that way if they check the ECU at any point you are covered, it is very difficult to prove what the gains actually are, and impossible to prove what they were compared with your stock car.
My cover went from just over £500 to around £560 with BMW.

dxb335d · 01-08-2008, 01:16 PM

nice one gizze! ill remember that one.

gIzzE · 01-08-2008, 01:41 PM

The increase for up to 15% was around 10%, for between 15-25% it was around 25% and for over 25% it needed to be underwritten and they came back to me with a price of over a grand. This was with A-Plan, not sure who the insurer was that was giving the quote.

SDRX · 01-08-2008, 04:20 PM

Insurance companies sit ready to attack our wallets. My insurance company this morning attempted to hike my premium because i had 19" wheels fitted to my new car!!

Luckily wiggled my way out of that one

CD · 01-09-2008, 03:03 PM

in preparation for getting my car remapped next month i rang my insurers (direct line) it worked out that it would be an extra £200 a year for the 335D remap.

Is it really worth it ?

beemerbird · 01-09-2008, 03:09 PM

Chris, I was charged £113 for the remaining 7 months including stupid admin. fees with BMW. Someone has mentioned that it's worth telling the insurance company about the percentage power increase ie. telling them the power increase is lower than it actually is, to reduce the additional premium?

CD · 01-09-2008, 03:25 PM

Quote:

Originally Posted by beemerbird

Chris, I was charged £113 for the remaining 7 months including stupid admin. fees with BMW. Someone has mentioned that it's worth telling the insurance company about the percentage power increase ie. telling them the power increase is lower than it actually is, to reduce the additional premium?

yeah , i read that i think. Tell them its 10% increase or something, based on the theory that they cant prove the exact BHP increase !?

thanks Helen ... i meant though ' is it really worth that extra insurance hassle etc'

beemerbird · 01-09-2008, 03:28 PM

Yeah, I know what you mean Chris. I pondered about that but obviously in the end I went for the 'own up' option. I'm a civil servant, so don't take risks (boring bugger in other words)

jwbmw · 01-09-2008, 04:18 PM

Quote:

Originally Posted by beemerbird

Yeah, I know what you mean Chris. I pondered about that but obviously in the end I went for the 'own up' option. I'm a civil servant, so don't take risks (boring bugger in other words)

Be careful Helen. Words like bugger and boring will lead to some twisted posts

gIzzE · 01-09-2008, 04:50 PM

Is it worth telling them or worth doing it???

I would say to own a 335 and not remap it is a crime, the difference is like night and day.

And I wouldn't dream about running round in a remapped car without telling them, things have moved on, payouts have got bigger and bigger and the insurance companies will do whatever they can to tray and wriggle out of paying up.

red-max · 01-10-2008, 03:47 AM

I informed my insurers, I think it added another £100 to the annual premium (and of course means I have a "modified" car), but well worth it in my opinion when the car's worth in excess of £30K. In case of a serious accident, I want to know that I'm definitely insured.

Edit: I just renewed my insurance in December, now paying £634, that's with £350 excess and 6 years protected NCB. The renewal quote states "Zurich Insurance have noted their records that vehicle XXXXX has had an ECU re-map carried out by C A Automotive Technologies Ltd, increasing BHP from 286 to 350".

01-08-2008, 10:58 AM	#1
Scoot Lieutenant 50 Rep 468 Posts Drives: 992 C2s Crayon / Golf R 7.5 Join Date: Jan 2006 Location: UK iTrader: (0)	Insurance for a remapped car ? £765.45 6 years no claims and i live in a low crime area , protected with Priviledge. Me thinks its too high but i do know that when i told them it was remapped the price went up a few hundred. So any ideas that might be good ?
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01-08-2008, 11:08 AM	#2
G33 Colonel 91 Rep 2,079 Posts Drives: 335i Join Date: Jun 2007 Location: London iTrader: (0)	good ideas??? hmmm, how about dont tell them!
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01-08-2008, 11:31 AM	#4
SiBurt Private First Class 15 Rep 173 Posts Drives: AW F20 M135i AT, MPE, MPLSD Join Date: May 2007 Location: Solihull, West Midlands. iTrader: (0)	Try 'A-Plan' on 01635 874646!
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01-08-2008, 11:32 AM	#5
1stKnight Private First Class 6 Rep 183 Posts Drives: BMW Z4M Roadster Join Date: May 2007 Location: Buckinghamshire, UK - formerly Durban, SA iTrader: (0)	Tried A-Plan Insurance? My previous car - E46 330cd convertible - was remapped and they added only £60 when I told them. That was a year ago. That covered 2 modifications too. __________________ Current cars: 1. BMW E85 Z4M 2008 2. BMW E91 325i SE Auto 2007 Previous car: BMW E92 335i SE Manual 2006
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01-08-2008, 11:44 AM	#6
Scoot Lieutenant 50 Rep 468 Posts Drives: 992 C2s Crayon / Golf R 7.5 Join Date: Jan 2006 Location: UK iTrader: (0)	Thx 1stKnight ans SiBurt, will give them a ring tomorrow and see what they offer.
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01-08-2008, 11:46 AM	#7
Hotcoupe Major General 191 Rep 6,110 Posts Drives: Don't know yet! Join Date: Jul 2007 Location: UK iTrader: (2) Garage List November 2008 335D ... [8.34] 2007 335D [0.00]	http://www.adrianflux.co.uk/ __________________ ================================= Never argue with an idiot on the internet. He will drag you down to his level and beat you with experience.
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01-08-2008, 01:01 PM	#8
gIzzE Major General 363 Rep 5,984 Posts Drives: F11 + 911 C4 Join Date: Apr 2006 Location: Norfolk, UK. iTrader: (2)	I use A-Plan Scott, but on the remapped 535d BMW were the cheapest. A little tip, tell them it has added around 10% power wise, that way if they check the ECU at any point you are covered, it is very difficult to prove what the gains actually are, and impossible to prove what they were compared with your stock car. My cover went from just over £500 to around £560 with BMW.
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01-08-2008, 01:16 PM	#9
dxb335d The Tarmac Terrorist 944 Rep 29,345 Posts Drives: 997.2 GT3 Join Date: Mar 2007 Location: ''Fandango Towers'' iTrader: (3) Garage List 2010 Porsche 997.2 GT3 [9.50] 2003 BMW E46 M3 [6.00] 2007 BMW E92 335D [5.50]	nice one gizze! ill remember that one. __________________ 997.2 GT3
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01-08-2008, 01:41 PM	#10
gIzzE Major General 363 Rep 5,984 Posts Drives: F11 + 911 C4 Join Date: Apr 2006 Location: Norfolk, UK. iTrader: (2)	The increase for up to 15% was around 10%, for between 15-25% it was around 25% and for over 25% it needed to be underwritten and they came back to me with a price of over a grand. This was with A-Plan, not sure who the insurer was that was giving the quote.
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01-08-2008, 04:20 PM	#11
SDRX Captain 204 Rep 741 Posts Drives: 540i M Sport 2018 Join Date: Dec 2007 Location: West Midlands UK iTrader: (0)	Insurance companies sit ready to attack our wallets. My insurance company this morning attempted to hike my premium because i had 19" wheels fitted to my new car!! Luckily wiggled my way out of that one
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01-09-2008, 03:03 PM	#12
CD gone ... but i will be back ! 62 Rep 1,183 Posts Drives: 335D Coupe Join Date: Oct 2007 Location: England (north) iTrader: (0)	in preparation for getting my car remapped next month i rang my insurers (direct line) it worked out that it would be an extra £200 a year for the 335D remap. Is it really worth it ? __________________ E92 335D / QUAIFE LSD / EIBACH / DIMISA / REMAP / 19" HAMANN EDITION RACE REPS ... USUALLY WITH A HEALTHY SPLATTERING OF GOOD OLD YORKSHIRE MUD ...
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01-09-2008, 03:09 PM	#13
beemerbird Major General 171 Rep 7,953 Posts Drives: Merc diesel Join Date: Oct 2007 Location: Yorkshire iTrader: (0) Garage List 2010 TTRS [9.00] 2007 Audi S5 [0.00] May 2007 Porsche 99 ... [0.00] March 2007 Porsche ... [0.00] Sep. 2007 E92 335d SE [0.00] July 2006 E90 330i ... [0.00]	Chris, I was charged £113 for the remaining 7 months including stupid admin. fees with BMW. Someone has mentioned that it's worth telling the insurance company about the percentage power increase ie. telling them the power increase is lower than it actually is, to reduce the additional premium?
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01-09-2008, 03:28 PM	#15
beemerbird Major General 171 Rep 7,953 Posts Drives: Merc diesel Join Date: Oct 2007 Location: Yorkshire iTrader: (0) Garage List 2010 TTRS [9.00] 2007 Audi S5 [0.00] May 2007 Porsche 99 ... [0.00] March 2007 Porsche ... [0.00] Sep. 2007 E92 335d SE [0.00] July 2006 E90 330i ... [0.00]	Yeah, I know what you mean Chris. I pondered about that but obviously in the end I went for the 'own up' option. I'm a civil servant, so don't take risks (boring bugger in other words)
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01-09-2008, 04:50 PM	#17
gIzzE Major General 363 Rep 5,984 Posts Drives: F11 + 911 C4 Join Date: Apr 2006 Location: Norfolk, UK. iTrader: (2)	Is it worth telling them or worth doing it??? I would say to own a 335 and not remap it is a crime, the difference is like night and day. And I wouldn't dream about running round in a remapped car without telling them, things have moved on, payouts have got bigger and bigger and the insurance companies will do whatever they can to tray and wriggle out of paying up.
	Appreciate 0 Quote

01-10-2008, 03:47 AM	#18
red-max First Lieutenant 42 Rep 379 Posts Drives: 520d M Sport Join Date: Sep 2006 Location: UK iTrader: (0)	I informed my insurers, I think it added another £100 to the annual premium (and of course means I have a "modified" car), but well worth it in my opinion when the car's worth in excess of £30K. In case of a serious accident, I want to know that I'm definitely insured. Edit: I just renewed my insurance in December, now paying £634, that's with £350 excess and 6 years protected NCB. The renewal quote states "Zurich Insurance have noted their records that vehicle XXXXX has had an ECU re-map carried out by C A Automotive Technologies Ltd, increasing BHP from 286 to 350". __________________ 2018 G30 520d M Sport with M Sport Plus - Mediterranean Blue Previously: 2015 F32 430d M Sport, 2012 F10 520d M Sport, 2009 E92 320d M Sport, 2006 E92 335d, 2004 E60 530d, 2000 E39 525d, 1997 E39 523i
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