BMW 1 Series Coupe Forum / 1 Series Convertible Forum (1M / tii / 135i / 128i / Coupe / Cabrio / Hatchback) (BMW E82 E88 128i 130i 135i)
 





 

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      02-25-2008, 09:35 PM   #1
e36chris
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Thumbs down Insurance!

Hey Guys,

Just called for a quote for the 135, from TD Insurance, been with them for a while but have an at fault (apparently, which is bs) Regardless, just wondering you opinions, on financing the car with my rate.

Im going to call around tomorrow, with a 2500 deductable it's 388/month
500 deductable it's 463/month

Just wondering what you guys pay now, and if for BMW's or what your quotes are for the new 135

Cheers:eyebulge:
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      02-25-2008, 09:39 PM   #2
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Damn, my rates are actually going down to $158/mo. One at fault, $1,500 deductible, 33, married, perfect credit & a homeowner.

That quote outright blows...

EDIT: Just realized this was in Canada.
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      02-25-2008, 09:57 PM   #3
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'06 330i, '05 A4, & '97 332ti for $1900/yr $500 deductible.

No tix or accidents on record for either my wife or me within the past 10+ years.

Chris, those rates are incredible!
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      02-25-2008, 10:06 PM   #4
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Quote:
Originally Posted by e36chris View Post
Hey Guys,

Just called for a quote for the 135, from TD Insurance, been with them for a while but have an at fault (apparently, which is bs) Regardless, just wondering you opinions, on financing the car with my rate.

Im going to call around tomorrow, with a 2500 deductable it's 388/month
500 deductable it's 463/month

Just wondering what you guys pay now, and if for BMW's or what your quotes are for the new 135

Cheers:eyebulge:
Call around for various quotes.
I pay LT $2000 per annum with Allstate for our 2 cars (BMW Z4 & Saab 9-2X) $500 deductable (and that's with $2 million coverage).
I don't have any tics or at faults and I've been driving since the '60's, so that may help with the lower rates.
But shop around...
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      02-25-2008, 11:51 PM   #5
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i'll be an 18 yr. old student male. hooray for me! can't wait to make that call

edit: at least i dont have any tix =\
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      02-26-2008, 12:09 AM   #6
e36chris
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Quote:
Originally Posted by larryn View Post
'06 330i, '05 A4, & '97 332ti for $1900/yr $500 deductible.

No tix or accidents on record for either my wife or me within the past 10+ years.

Chris, those rates are incredible!
sarcastic? lol

im definitely gonna call around, thats my provider now, thing is thats for a year, and they say i can get a credit of $1940 outta 4663/yr if i take the car off the road for 6 months, which i intend to do. Dropping my rate down to 230/month which is more managable for me, but obviously statefarm and mainway are getting some calls soon.

Doesnt help i have a bullshit at fault accident under my belt 3 years ago and a 40 over 4 years ago.
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      02-26-2008, 12:16 AM   #7
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Definitely call around. Last year I was 22, had an at-fault accident in 2004... my '04 S2000 and '06 Acura CSX were a combined $450 a month with full coverage, $100 comp, $1k collision.

Right now we're paying $505 a month for our '07 CX-7 GT AWD w/ nav and our '08 Yaris hatch... and thats with lower deductibles (CX-7 is leased), in a bigger city (Edmonton, vs. Red Deer for the S2000/CSX combo), and my girlfriend is a new(ish) driver, so that doesn't help either.
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      02-26-2008, 11:22 AM   #8
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Just called my insurance company and apparently they don't have the 135i listed in their database yet. I did however told them to give me the rate for a 335i since that car has the same hp/torq and is more expensive... my quote was $227/month and around $2732.00 per year. Of course I have a company discount and apparently I am now a 6 star driver.. who would have thought since I had a few accidents a few years back and paid over 9k for my TSX LOL... not sure if your company has this but they said they'll offer me the same rate ($199.00) for my BMW when I get it in April till my next renewal which is in Sept.. that is good news for me!!!

PS: these guys let me insurance my mods on my current car.. not sure many companies do this btw.
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      02-26-2008, 11:46 AM   #9
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These rates are SO HIGH??? Whats going on?
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      02-26-2008, 02:31 PM   #10
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Quote:
Originally Posted by Jeff1962 View Post
These rates are SO HIGH??? Whats going on?
That just tells you that you guys in the US are getting better rates and everything at a cheaper price.. damn now i feel ripped off haha..
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      02-26-2008, 03:02 PM   #11
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Rates in Atlanta are crazy. We have the highest incidence of uninsured motorists.

Then again, I never really cared since that and the price of gas I lump in to the cost of doing business for these cars.
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      02-26-2008, 03:22 PM   #12
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Now I'm getting scared =/ I have been paying a little less than $600 for 6 months for my '95 Prelude (I am listed on my parents policy tho)...but now I just turned 25, I was hoping that the rate decrease would be about the same as the rate increase for a new car...bleh
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      02-26-2008, 04:21 PM   #13
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Garage List
2011 BMW M3  [4.17]
2008 BMW 135i  [5.00]
1999 BMW M3 VF  [5.00]
2003 BMW M3  [3.10]
2016 BMW X1  [0.00]
2001 BMW M5  [0.00]
TD Meloche/Monnex
Calgary
APEGGA Discount (Geol I.T., PGeol in 2 years)
22 years old
1 3rd party claim made 2 years ago
No limited windshield coverage
$1000 deductibles on collision/liability
$282/m
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      02-26-2008, 04:45 PM   #14
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Well, I tried the online quote from TD Meloche/Monnex for a bmw 335i and it only came to 148.25 a month (i'm 27...driving since I was 16....no reported accidents, tickets, etc). I hope this is true! I'm assuming the 1-series should be around the same.
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      02-26-2008, 06:06 PM   #15
kfiducia
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haha "reported" accidents. nice. i guess we've all had the unreported minor one while screwing around...
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      02-26-2008, 07:26 PM   #16
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i don't see why you guys have such a high deductibles...

on my current ride:

$210 a month

$100 comp
$500 collision
basic everything else
23 years old
additional personal articles policy
and my gf on the insurance (which has a bad mark on it)
State Farm

being in the automotive and marine glass industry, you DON'T want to get stuck paying for a $800 windshield when your deductible is $1000... i see it way too often that people want the cheapest crap insurance out there and when a glass breaks they freak out cause the extra $10-15 a month more they would have paid, could have saved them hundreds of dollars... i don't know how much the 135i windshield costs, but i can imagine if it has any attachments like the 3,5,and 7 series you're looking at no less than $400 to replace it.. up to $1000 in some cases...
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      02-27-2008, 05:19 AM   #17
stefan
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Garage List
2011 BMW M3  [4.17]
2008 BMW 135i  [5.00]
1999 BMW M3 VF  [5.00]
2003 BMW M3  [3.10]
2016 BMW X1  [0.00]
2001 BMW M5  [0.00]
Quote:
Originally Posted by Russo View Post
being in the automotive and marine glass industry, you DON'T want to get stuck paying for a $800 windshield when your deductible is $1000... i see it way too often that people want the cheapest crap insurance out there and when a glass breaks they freak out cause the extra $10-15 a month more they would have paid, could have saved them hundreds of dollars... i don't know how much the 135i windshield costs, but i can imagine if it has any attachments like the 3,5,and 7 series you're looking at no less than $400 to replace it.. up to $1000 in some cases...
Where I live, the cost of glass insurance is over $80/m
I go through a windsheild every 2 years or so. Hence.. the math adds up.
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      02-27-2008, 08:51 AM   #18
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      02-27-2008, 02:10 PM   #19
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Just got a quote for a 335 through the Co-operators (my company gets special rates through them);

-$2 million liability
-$500 deductable
-no windshield
- 1 free accident (if I qualify... God I hope I never need it....)

for $1963/year ($160.25/mo), 24 with no tickets or accidents. For anyone out there I'd really recommend inquiring as to whether your company gets group rates somewhere.
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      02-27-2008, 05:20 PM   #20
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Quote:
Originally Posted by Road Runner View Post
Just got a quote for a 335 through the Co-operators (my company gets special rates through them);

-$2 million liability
-$500 deductable
-no windshield
- 1 free accident (if I qualify... God I hope I never need it....)

for $1963/year ($160.25/mo), 24 with no tickets or accidents. For anyone out there I'd really recommend inquiring as to whether your company gets group rates somewhere.
Geez I am with them too and I get a company rate.. I am looking at $2700.00 including the 1 free accident cuz I am 6 star driver.. damn does my location really = to $800 bucks more?
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      02-27-2008, 06:53 PM   #21
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Quote:
Originally Posted by Road Runner View Post
Just got a quote for a 335 through the Co-operators (my company gets special rates through them);

-$2 million liability
-$500 deductable
-no windshield
- 1 free accident (if I qualify... God I hope I never need it....)

for $1963/year ($160.25/mo), 24 with no tickets or accidents. For anyone out there I'd really recommend inquiring as to whether your company gets group rates somewhere.
Wow, that's more than I'll pay with ICBC in BC. So much for private insurance being cheaper than public :iono:
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      02-27-2008, 09:11 PM   #22
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I have E-Surance and pay $856 a year on my 07 Civic Si sedan for good full coverage and $500 deductable. The 135i will be about $1,000 a year. Thats pretty good. I just hope they don't change the estimate. I thought it would be alot more being a 2 door Turbo BMW. My 19 year old son with a perfect record pays $4,000 a year for a 2007 Chevy Aveo TL. THATS SICK.
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