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I don't even think you can begin a credit history in Canada when you're <18, because you're not allowed to take on any credit lol
And I can't help but think that a lot of these high paying jobs 14 year olds are getting are through some sort of privileged affiliation (working at the family business, for example). I worked a slew of jobs before I started university but I pissed away most of that money on computers, mountain bikes, and partying with my friends. Certainly wasn't making down payments and paying insurance on $40000 cars! The insurance alone for me as the single driver on "my" car would have been about 4000 a year which is probably about half what I was making at the time.
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