I just called Progressive Insurance and saved $116 off of my annual BMW 135i policy costs.
-$91: BMW Car Club of America member.
-$25: BMW Assist Stolen Vehicle Recovery. (
http://www.bmwusa.com/Standard/Conte...ist/SafetyPlan)
Funny, I thought tracking your car in case of theft would get you a bigger discount, but no. If you have iDrive, or you're a CCA member, you should call for your discount.
FYI, here's my pre-discount details for 6 month coverage, San Fran, 10K miles/yr.
Coverage & Premium Information
2009 Bmw 135i Cv
BODILY INJURY & PROPERTY DAMAGE LIABILITY $304.00
BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $100,000 EACH ACCIDENT
MEDICAL PAYMENTS $10,000 EACH PERSON $30.00
COMPREHENSIVE ACV LESS $1,000 DEDUCTIBLE $123.00
COLLISION ACV LESS $1,000 DEDUCTIBLE $454.00
RENTAL REIMBURSEMENT $30/DAY FOR MAX OF 30 DAYS $46.00
UNINSURED/UNDERINSURED MOTORIST $29.00
$100,000 EACH PERSON - $300,000 EACH ACCIDENT
UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $10.00
Premium by Vehicle $996.00
Anti-Fraud Fee $0.90
Total Policy Premium $996.90