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Originally Posted by PRTSB1M
If you don't know the value your insurance company would pay out in the event of a "total" loss, you should call and ask them to tell you. I have travelers, and my agent covered the vehicle according to my state's laws and at the value I think it would cost to replace it. Since insurance varies state-to-state, it would be best for you to call agents licensed in your state and ask these questions.
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Geico does not have brokers. I was told that the value is determined by KBB.
When I search the KBB website to value my car, it has insufficient data to determine value. So that is the issue. I will most likely move it to another carrier when driving season returns in the northeast