[sparoz]

I bought my properties around the height, but the value still holds above what I paid for. The overall holding cost after tax consideration is less than 1% and it will flicked to positive sometime soon.

However, if you found something that you are better able to use the equity, I would definitely would sell, to take the capital loss position, especially you had some capital gains in the year from something else.

If not, you better hold onto it to continue to take a negative gearing position until such a time where there is something else better.

Owning your own business is hard work and not easy. However, I would rather that than working for someone else again.