Quote:
Originally Posted by RickFLM4
Unless you plan to sell the house in the next few years, refi to 15 and invest the rest in index funds.
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Not planning to sell - just dropped $200K into a pool which I won't get back when selling - I plan to be here a while.
But I wonder if the 15 year is "better" long term than just investing and riding out the 30 year to the end. Most of my simulations in Excel are a bit of a wash.