I feel that how much car you can afford is partly determined my how much of a car nutcase you are. Obviously, someone where cars are their hobby and life will be more willing to spend more on cars than on a bigger house, a wife, lol, or fancy other material things. There's some flex room in there. Naturally there's a point where you need a certain amount for basic necessities, but beyond that where there's disposable income; it's wildly variable for each person.
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