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Most contracts to purchase a vehicle include HOW you will be paying. So even if at the last minute you tell them you tell them you will be paying 100% with Visa and inform them that they are required to accept your Visa they most likely will just not write up a contract to purchase... at least at the orally agreed upon price.
I doubt Visa would take any recourse against the dealer for refusing your business.
Also, do you really have a card with a 40K+ limit that will allow you to charge a single 40K transaction? Wow! I would think that transaction would get declined unless you have a history of high $ transactions on that card.
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