I just went on BMW USA and they updated the financing offers sometime today. They now have 2008 135 convertibles for 2.9%. I am supposed to pay for my 2008 135 coupe within the next few days and I was hoping they would have low rates for that. If not, the 4.5 with Penfed will have to do.
http://www.bmwusa.com/Standard/Conte...r/Default.aspx