08-03-2020, 12:28 PM | #1 |
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Best Auto Loan Bank
Hey guys! So I am picking up my 1M next weekend and I have a couple of banks in mind to use for an auto loan but wanted to see if anyone had any other great banks with low interest rates they recommend.
1) USAA has high rates but approved for them. 2) Lightstream- Their rates went up a little and looking at like 4-5%. 3) Digital Credit Union- Have never used but had a friend say they were great to work with.
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08-03-2020, 12:47 PM | #3 |
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*** TAX SALE *** Get Cashback When You Order This Month! ** Check Out Our Sale Section!
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08-03-2020, 01:03 PM | #4 |
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Wish I could use Navy Federal but I am grandfathered in through USAA. I am not active Military so cannot use Navy Federal.
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08-03-2020, 02:38 PM | #5 |
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Lightstream will match other bank loan rates....they did that for me when I used them two years ago.
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08-05-2020, 05:50 AM | #7 |
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Contact a credit union. They work for customers not shareholders. My loan on my 135 was 2.9% which they lowered to 2.65 if I made automatic payments. And that was 4 years ago. (I used SCE credit union but they are in CA).
Shop around for the best rate before letting them pull your credit report. Don't fall for their BS that they have to pull it to tell you the rate. They know what credit score gets what interest rate on a loan. Go pull your own credit reports for free so you know your score.
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08-05-2020, 07:10 PM | #8 |
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I like lightstream because they let me keep the title to the cars and no liens, which makes selling it much easier when you decide to move on. Others do it too- just a factor to consider
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11-20-2020, 09:23 PM | #10 |
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Is this to prevent losing one of your front teeth?
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01-02-2021, 11:58 AM | #11 |
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02-03-2024, 08:06 AM | #12 |
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When I was looking for an auto loan for my car, I also wanted something with low-interest rates. I went with a different option than the ones you've listed. I used the gadai bpkb motor, which offered a low-interest rate of 1.5%. What stood out was how fast the process got sorted out in just two days, which was super convenient.
The great thing about it was the low-interest rate and the straightforward process. Everything was clear and easy to understand, which made the whole experience stress-free. It's worth considering if you're looking for a quick and easy auto loan with a reasonable rate. Last edited by Meso; 02-06-2024 at 02:14 AM.. |
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