Wrecked 1M

[firechicken99]

M3 Adjuster your PM storage is full...

Is there any update on this? Pix? etc.?

How are things progressing OP? Hope all is well...

[Blue55]

I'll post pix once insurance is finalized.

[firechicken99]

Things progressing well we hope??... Well, as well as well can be for this situation hehe....

[LukeM3]

Blue55, is that your VO on the other post that I inquired about?
The one from Mercury Insurance?

[-cj-]

Originally Posted by LukeM3

Blue55, is that your VO on the other post that I inquired about?
The one from Mercury Insurance?

Jesus dude, why don't you let this blow over first. You posted his possible VIN and go on about the type of damage. I'm sure if the situation were reversed you wouldn't want people talking about your shit until it was resolved.

[RPM90]

Originally Posted by BrokenVert

Insurance is also entirely different in the UK than the US.

To put it simply - in the UK the person is insured. In the US the car is insured.
Theyre two entirely different ways of running the business.

This is also likely insurance company and state based.

I have State Farm insurance. I am insured and my vehicle is insured.
If I drive someone else's car, my insurance backs me in that car.
If I let someone else drive my car, my insurance also covers that driver, as long as I allowed him/her to drive it.

If the person you let drive your car also has insurance, and he gets into an accident, then his insurance is primary, and your insurance can come in if/when needed.

I have full coverage.
Also, that is the reason why I never get the insurance offered by a rental car company. My insurance agent explained that to me years ago. Since I have full coverage on my vehicle and me, I don't need to take their insurance as I am a fully insured driver.

Hopefully the OP's friend has full coverage, and hopefully he didn't cause any other damage to another car or property.

As it has been said, insurance details change state to state.
I'm also covered in any state I drive as my insurance comes with me.

[UNO///M]

Wow! Just got the chills. The though of losing my car.

[bimmertime]

glad your friend is ok... But damn one less 1m out on the streets moment of silence hope everything workout for you

[smw356]

Originally Posted by RPM90

I have full coverage.
Also, that is the reason why I never get the insurance offered by a rental car company. My insurance agent explained that to me years ago. Since I have full coverage on my vehicle and me, I don't need to take their insurance as I am a fully insured driver.

The advantage of the rental company "insurance" is that it's not really actually insurance per se and thus doesn't show up on your claim history to effect your insurance premiums.

[3002 tii]

sorry to hear op, but your friend is an idiot. if he lost control, he was pushing the car beyond his own limits. and for some reason folks driving bimmer tend to think they are schumacher

[TheSt|G]

Once you get the money, it's time to find a new friend.

[M3 Adjuster]

Originally Posted by smw356

The advantage of the rental company "insurance" is that it's not really actually insurance per se and thus doesn't show up on your claim history to effect your insurance premiums.

if you can stomach the high $$$ per day expense.. that is the best way to look at it... you are protecting yourself from having to file a second loss if you have an accident in the unfamiliar rental vehicle. overall however it's an abysmally poor value.

[firechicken99]

Glad to see progress being made! Lucky to get a "restart" button this time around!!!

[Blue55]

.

[firechicken99]

Originally Posted by Blue55

Here's my car

Wrecked 1M

Your front tires are SHOT!!!! Dude I hate to say this but I Wouldnt be surprised if this played a key factor (or maybe it didnt) in this happening.... (I could be wrong but.... )

That is BY FAR the worst wrecked 1'er I have ever seen, I would be surprised if that was something Glassoman would even consider touching.

SMFH! Your friend is lucky to be alive.

If hes a close friend, first I'd give him a hug, then slap the crap out of him! That is a sad sight....

Thanks for sharing though dude and glad you found a new one...

[Artemis]

@ OP: how did they pass the bad news on to you about your totalled 1M: the sad facts straight up or a bit like in the notorious French song "Tout va très bien, Madame la Marquise" (see below: with English translation) ?

[Blue55]

Originally Posted by Artemis

@ OP: how did they pass the bad news on to you about your totalled 1M

A phone call from the scene of the accident.