Insurance

bdardashti · 05-12-2008, 08:16 PM

I'm in Toronto; 18 years old; driving for past two years with no tickets/accidents. Currently drive my parents' X5 and TL as occasional driver for $55 per month. I called their insurance company today to find out how much I'll have to pay for my 128i Coupe when I get it next year, and obviously I'm going to have to become primary driver on it, and I'd be paying $255 per month. I'll be going to university about 2 hours away from home, so my car will be left in Toronto except for weekends/holidays. As a college student away from home, the insurance comes down to $108 monthly!!! For a 18-year old! Couldn't believe my ears.

Edit: Deductible is either 500 or 1000 (forget exactly) with 2 mill.

M J M · 05-12-2008, 10:16 PM

33 year old. Insured since 16. 1800 per year in Kingston with Statefarm

raisemyrent · 05-13-2008, 12:26 AM

Quote:

Originally Posted by canlefty

same here :biggrin: ... btw, noticed yours is showing up on the 31st, I just got the call that mine should show at the dealer on 31st give or take!!!

haha nice! let's bring that alberta 1er number up as much as we can... mine is 31st at the latest... according to my estimate, it should be here about a week or so sooner though. mine came to Halifax on the Elektra on April 30th, how about yours?

Jai2008 · 05-16-2008, 10:04 AM

Toronto, Ontario

Male 31
$1870 a year
$500 deductible, 6 million

5 stars record, however I haven't always maintain insured under my name, this had hurt my rate since I've been quoted $2600.

merlyn · 05-16-2008, 01:44 PM

vancouver. 34 years old, no claims, full discount. Pleasure + work. $2034 / year.

edit - 3 million & 500 deduct.

some1 · 05-16-2008, 05:39 PM

Just called for my insurance. TD Meloche Monnex. Calgary.
40 years old. Insured since 16.
500 deduct + 1 million
$826 / year
$32 cheaper than my 1998 M3 (???)

xtrema · 05-16-2008, 09:51 PM

34
$500 deduc, $1M liability, 0 at-fault accidents, 0 tix, $1400/year quoted.

BrownBoy · 05-17-2008, 09:22 AM

18 years old
Perfect record (10% discount)
$200 deductibles / $1,000,000

$1,800 / year

Rezrectd · 05-28-2008, 10:06 PM

I was paying $450/month on our 06 civic when i was secondary driver...had no tickets...but I was 16 with a G2. Now I'm just not insured. I'm in mississauga btw.

1Ronnie · 05-28-2008, 11:25 PM

I'm from New Zealand, and have been in Canada two years, insurance completely blew us away when we got here. I had a new $35k Mitsubishi 3litre Sedan there, and insurance was $340 per year. Here I am paying $1800 for 323i, I have 10 years no accidents. It's outrageous !!!

warmtoes · 05-29-2008, 09:39 AM

Welcome to paradise and the costs associated with living in it. :biggrin:

ridsama · 05-30-2008, 05:03 PM

not actually paying for the insurance yet (car still not here

)

i'm a UoC alum, insured since 16, almost 10 yrs now (few weeks off), 1 accident 5 yrs ago, 1 ticket last 3 yrs

I was quoted by TD $1311/yr, 1m, $1k deduct

Allstate quoted me for $1550/yr (approx) but will reduce it by $300 6months later if i travel less than 6000km. I was surprised since they are the ones i've been insured for the last 10 yrs.

Totenkopf · 06-27-2008, 01:29 AM

34 Male
No point deductions
No Accidents
Driving along time.
$128/month with multi-line discount

Bimzz · 07-04-2008, 03:05 PM

$1800/Year for 27 year old with a 5 star record, no accidents/tickets/claims. Driving since 16 and live in Toronto

MrRoboto · 07-04-2008, 03:23 PM

$1100/year full coverage including business usage.

e36chris · 09-05-2008, 05:18 PM

wow i hate you all, i've gotten 4 quotes,

i had 1 accident in Feb 05, and one speeding ticket in July 05...

fuckers charge me from 344 / month, to 386/month, with the other two quotes going in the middle..

anyone else with accidents here get some better rates?

i got a quote for 309/month after I hit 25 next year july..

ps. my accident wasn't at fault, it was 50/50

:mad0 260:

the car is going to be insured only in the summer, so its say 386/month for 6 months, after that its 20 bucks, so that helps, but jesus

bimmerfile · 09-05-2008, 07:37 PM

I pay $1948 per annum for 2 cars (2005 Saab & 2008 BMW 128i cabrio).
That includes $2M liability on each car, $500 deductible on all perils/comprehensive.

never · 09-05-2008, 11:33 PM

I don't know...I just told my agent to insure it the same as my other vehicle. I guess I'll find out when I get a bill.

Choccy · 11-06-2008, 10:04 PM

Age has its privileges.

- 34, spotless driving and claims record
- Nation's capital
- 13 km commute to work
- 2009 128i quoted

TD Insurance Meloche Monnex(incl. employer group rate)
$84/mth - $1049/yr

Dave · 11-06-2008, 10:47 PM

man u guys outside US pay lot...

AlienDNA · 11-07-2008, 07:07 AM

Toronto, but apparently a bad postal code.
40 with a clean record and accident free.
Discount or something for second car.
$1488 with Aviva, $1M and $1K

AlienDNA · 11-07-2008, 07:08 AM

Quote:

Originally Posted by izzodesh

man u guys outside US pay lot...

Yeah, but what do you pay for health insurance?

05-12-2008, 08:16 PM	#23
bdardashti Captain 47 Rep 998 Posts Drives: '12 135i Join Date: Apr 2008 Location: Toronto iTrader: (3)	I'm in Toronto; 18 years old; driving for past two years with no tickets/accidents. Currently drive my parents' X5 and TL as occasional driver for $55 per month. I called their insurance company today to find out how much I'll have to pay for my 128i Coupe when I get it next year, and obviously I'm going to have to become primary driver on it, and I'd be paying $255 per month. I'll be going to university about 2 hours away from home, so my car will be left in Toronto except for weekends/holidays. As a college student away from home, the insurance comes down to $108 monthly!!! For a 18-year old! Couldn't believe my ears. Edit: Deductible is either 500 or 1000 (forget exactly) with 2 mill.
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05-12-2008, 10:16 PM	#24
M J M Private 3 Rep 66 Posts Drives: Join Date: Mar 2008 iTrader: (0)	33 year old. Insured since 16. 1800 per year in Kingston with Statefarm
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05-16-2008, 10:04 AM	#26
Jai2008 Private 1 Rep 75 Posts Drives: 135i Join Date: Jul 2008 Location: Canada iTrader: (0)	Toronto, Ontario Male 31 $1870 a year $500 deductible, 6 million 5 stars record, however I haven't always maintain insured under my name, this had hurt my rate since I've been quoted $2600. __________________ Cobb \| Protuned by PTF \| AMS Intercooler \| BMS DCI \| ER Charge Pipe \| Synapse BOV \| Aquamist HFS-4 Meth \| UR Catless DP \| UR Mid-pipe and Exhaust \|
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05-16-2008, 01:44 PM	#27
merlyn New Member 2 Rep 17 Posts Drives: Join Date: May 2008 iTrader: (0)	vancouver. 34 years old, no claims, full discount. Pleasure + work. $2034 / year. edit - 3 million & 500 deduct.
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05-16-2008, 05:39 PM	#28
some1 New Member 0 Rep 8 Posts Drives: Join Date: Jan 2008 iTrader: (0)	Cheaper than an 98 M3 Just called for my insurance. TD Meloche Monnex. Calgary. 40 years old. Insured since 16. 500 deduct + 1 million $826 / year $32 cheaper than my 1998 M3 (???) __________________ 135i Coupe, Monaco Blue, Black Leather, M Sport
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05-16-2008, 09:51 PM	#29
xtrema Private 0 Rep 58 Posts Drives: Join Date: Apr 2008 iTrader: (0)	34 $500 deduc, $1M liability, 0 at-fault accidents, 0 tix, $1400/year quoted.
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05-17-2008, 09:22 AM	#30
BrownBoy 1Addict 19 Rep 146 Posts Drives: Join Date: Jan 2008 iTrader: (0)	18 years old Perfect record (10% discount) $200 deductibles / $1,000,000 $1,800 / year
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05-28-2008, 10:06 PM	#31
Rezrectd Registered 0 Rep 2 Posts Drives: Join Date: May 2008 iTrader: (0)	I was paying $450/month on our 06 civic when i was secondary driver...had no tickets...but I was 16 with a G2. Now I'm just not insured. I'm in mississauga btw.
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05-28-2008, 11:25 PM	#32
1Ronnie Ronnie 15 Rep 556 Posts Drives: '08 Sedona 128i Join Date: May 2008 Location: Vancouver, BC iTrader: (0)	I'm from New Zealand, and have been in Canada two years, insurance completely blew us away when we got here. I had a new $35k Mitsubishi 3litre Sedan there, and insurance was $340 per year. Here I am paying $1800 for 323i, I have 10 years no accidents. It's outrageous !!! __________________ "Lucy" 128i / Sedona Red / Coral Red / Premium Package / Premium Sound
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05-29-2008, 09:39 AM	#33
warmtoes Lieutenant Colonel 31 Rep 1,917 Posts Drives: EBII 435i xDrive Join Date: Apr 2008 Location: Vancouver iTrader: (1)	Welcome to paradise and the costs associated with living in it. :biggrin: __________________ *2014 EBII 435i xDrive M-sport* Gone: 2011 TiAg F25 X3 xDrive35i M-sport Gone: 2008 TiAg w/Coral Red E88 135i Cab M-sport
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05-30-2008, 05:03 PM	#34
ridsama Private 4 Rep 78 Posts Drives: '08 AW 135i M Join Date: May 2008 Location: Burnaby iTrader: (0)	not actually paying for the insurance yet (car still not here ) i'm a UoC alum, insured since 16, almost 10 yrs now (few weeks off), 1 accident 5 yrs ago, 1 ticket last 3 yrs I was quoted by TD $1311/yr, 1m, $1k deduct Allstate quoted me for $1550/yr (approx) but will reduce it by $300 6months later if i travel less than 6000km. I was surprised since they are the ones i've been insured for the last 10 yrs.
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06-27-2008, 01:29 AM	#35
Totenkopf Love 135i more than wife 0 Rep 19 Posts Drives: Join Date: Jun 2008 iTrader: (0)	34 Male No point deductions No Accidents Driving along time. $128/month with multi-line discount
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07-04-2008, 03:05 PM	#36
Bimzz Happy Member 3 Rep 103 Posts Drives: Join Date: Jun 2008 iTrader: (0)	$1800/Year for 27 year old with a 5 star record, no accidents/tickets/claims. Driving since 16 and live in Toronto __________________ BMW 135i AW - Black L'ette - Xenons - Heated Seats - HiFi - 18's Style 261 - 6sp - BMS Intake
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07-04-2008, 03:23 PM	#37
MrRoboto Brigadier General 1846 Rep 4,836 Posts Drives: VO 1M Join Date: Aug 2007 Location: Canada iTrader: (0)	$1100/year full coverage including business usage.
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09-05-2008, 05:18 PM	#38
e36chris Second Lieutenant 3 Rep 216 Posts Drives: Join Date: Feb 2008 iTrader: (0)	wow i hate you all, i've gotten 4 quotes, i had 1 accident in Feb 05, and one speeding ticket in July 05... fuckers charge me from 344 / month, to 386/month, with the other two quotes going in the middle.. anyone else with accidents here get some better rates? i got a quote for 309/month after I hit 25 next year july.. ps. my accident wasn't at fault, it was 50/50 :mad0 260: the car is going to be insured only in the summer, so its say 386/month for 6 months, after that its 20 bucks, so that helps, but jesus
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09-05-2008, 07:37 PM	#39
bimmerfile Colonel 621 Rep 2,067 Posts Drives: 2019 BMW X2 F39 Join Date: Aug 2007 Location: GTA, Canada iTrader: (0)	I pay $1948 per annum for 2 cars (2005 Saab & 2008 BMW 128i cabrio). That includes $2M liability on each car, $500 deductible on all perils/comprehensive. __________________ 2019 X2
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09-05-2008, 11:33 PM	#40
never driver 1 Rep 142 Posts Drives: not a 135 anymore Join Date: Jan 2009 Location: Canada iTrader: (0)	I don't know...I just told my agent to insure it the same as my other vehicle. I guess I'll find out when I get a bill.
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11-06-2008, 10:04 PM	#41
Choccy New Member 0 Rep 11 Posts Drives: Join Date: Nov 2008 iTrader: (0)	Age has its privileges. - 34, spotless driving and claims record - Nation's capital - 13 km commute to work - 2009 128i quoted TD Insurance Meloche Monnex(incl. employer group rate) $84/mth - $1049/yr __________________ Growing up an only child, I know the value of 1-.
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11-06-2008, 10:47 PM	#42
Dave formerly izzo/comeback 287 Rep 3,382 Posts Drives: 2016 RC 350 F Sport Join Date: Dec 2007 Location: NJ iTrader: (3) Garage List 2008 135i [6.80]	man u guys outside US pay lot... __________________ BMW CCA # 418268
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11-07-2008, 07:07 AM	#43
AlienDNA Second Lieutenant 4 Rep 280 Posts Drives: 2008 135i LeMans Blue Join Date: Oct 2008 Location: Margaritaville iTrader: (0)	Toronto, but apparently a bad postal code. 40 with a clean record and accident free. Discount or something for second car. $1488 with Aviva, $1M and $1K
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