Wrecked the 1

decaturdad · 09-13-2016, 09:44 AM

I hate insurance companies! So this morning, they finally send over the appraisal. It lists two cars. One from the dealer I purchased my car from and another from auto trader. The one from the dealer is the same year, with basically the same options. (M-sport w/DCT). It has 14,000 less miles. They are asking $5,250 more then the insurance company is offering. That is over 35 cents a mile. Edmunds knocks off $650 for the mileage difference.

(I have not been able to find the auto trader car yet.)

Tommm · 09-13-2016, 10:52 PM

Expand the search and see what you find. then use the same formula they are using. find a car with more miles and add 35 cents a mile. Use their 35 cents a mile to your advantage. they in a way locked themselves into 35 cents a mile.

Gangplank · 09-13-2016, 11:17 PM

Quote:

Originally Posted by decaturdad

I hate insurance companies! So this morning, they finally send over the appraisal. It lists two cars. One from the dealer I purchased my car from and another from auto trader. The one from the dealer is the same year, with basically the same options. (M-sport w/DCT). It has 14,000 less miles. They are asking $5,250 more then the insurance company is offering. That is over 35 cents a mile. Edmunds knocks off $650 for the mileage difference.

(I have not been able to find the auto trader car yet.)

That's perfect. Tell them to go buy you that car and you'll cover $650 of the price due to the mileage. Also ask to escalate the issue. Your adjuster gets paid the screw you over. His boss or his bosses boss gets paid to resolve things.

spangler · 09-14-2016, 12:53 PM

I just bought my e88 sapphire metallic 2008 135i 6spd red interior heated seats all the options but nav. 55k miles, I payed 17700 it's in excellent condition. So maybe that gives you a ball park for pricing

atr_hugo · 09-14-2016, 01:19 PM

My '08 E82, 6MT, was totalled in mid-July, it had ~ 80K miles, everything but nav. It was an exceptionally well maintained car. Insurance paid ~ $15,800 for it. NADA was at ~ $15K so they treated me decently.

Got a CPO '13 E82, 6MT with almost everything including nav (and I like the CIC nav, go figure ; -) to replace it.

09-13-2016, 09:44 AM	#23
decaturdad Private First Class 24 Rep 121 Posts Drives: 2012 M3, 07 e90, 2012 135i RIP Join Date: Apr 2011 Location: Atlanta iTrader: (0)	I hate insurance companies! So this morning, they finally send over the appraisal. It lists two cars. One from the dealer I purchased my car from and another from auto trader. The one from the dealer is the same year, with basically the same options. (M-sport w/DCT). It has 14,000 less miles. They are asking $5,250 more then the insurance company is offering. That is over 35 cents a mile. Edmunds knocks off $650 for the mileage difference. (I have not been able to find the auto trader car yet.)
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09-13-2016, 10:52 PM	#24
Tommm Driven Crazy 190 Rep 505 Posts Drives: his wife nuts 128i 6m Join Date: Jul 2016 Location: The Mile High iTrader: (1)	Expand the search and see what you find. then use the same formula they are using. find a car with more miles and add 35 cents a mile. Use their 35 cents a mile to your advantage. they in a way locked themselves into 35 cents a mile. __________________ '08 128i 6M
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09-14-2016, 12:53 PM	#26
spangler Enlisted Member 8 Rep 31 Posts Drives: 16' 228i Join Date: Jul 2016 Location: Lancaster, PA iTrader: (0) Garage List 2016 BMW 228i [0.00]	I just bought my e88 sapphire metallic 2008 135i 6spd red interior heated seats all the options but nav. 55k miles, I payed 17700 it's in excellent condition. So maybe that gives you a ball park for pricing
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09-14-2016, 01:19 PM	#27
atr_hugo No longer moderate 325 Rep 4,401 Posts Drives: '13 135i Join Date: Jun 2007 Location: - iTrader: (0)	My '08 E82, 6MT, was totalled in mid-July, it had ~ 80K miles, everything but nav. It was an exceptionally well maintained car. Insurance paid ~ $15,800 for it. NADA was at ~ $15K so they treated me decently. Got a CPO '13 E82, 6MT with almost everything including nav (and I like the CIC nav, go figure ; -) to replace it.
	Appreciate 0 Quote