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10-05-2008, 12:06 AM | #1 |
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135i Financing Rate Change (0.9% vs. 2.9%)
I am a bit bummed. I bought my car last Saturday and got 2.9% financing from BMW North America. The 2.9% rate was their promotional rate though 10-31-08. Today, I look at the website and now the rate is 0.9% through 10-31-08. I plan to call BMW NA on Monday to see what can be done about me getting the lower rate. I sort of feel that it is not fair. Technically, I bought the car during the promotional period and feel that I should get the lower rate as well. Is anyone here in a similar position? Any advice or suggestions for when I call BMW NA? Do I even have a chance?
Thanks! I don't mean to complain. Something just does not feel right here. If the lower rate of 0.9% was effective Nov. 1st, I would be totally okay with things. Thanks, again! |
10-05-2008, 07:51 AM | #6 |
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Like you want alot of sympathy from those of us who got ZILCH of a deal from BMW??
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10-05-2008, 10:23 AM | #8 |
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In Canada we have a "cooling off" clause during which you can return your vehicle and cancel your deal. Nothing like that in CA? Not even a 7 day satisfaction warranty?
I looked at the dealer's websites and the special financing rate only applies to specific "in stock" vehicles, not all vehicles. That may make it more difficult for you to negotiate. |
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10-05-2008, 11:53 AM | #9 |
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You might be able to do that in your state but that is not the case in most states.
I don't know if there is much you can do. I think it is worth contacting BMWFS, but I wouldn't expect to have anything come out of it. Prices and finance rates change and when sometimes you miss out because of timing.
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10-05-2008, 01:34 PM | #10 |
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Thanks for the input. We do not have a cooling off period here in California.
I will call BMW tomorrow. I will try to make my case by stating that I bought my car during their promotional period and that I feel justified to get the lower rate. I have never seen BMW change their rates mid-promotional period, so I felt confident that my rate was locked in until the end of October when I bought my car. The promotion started in September and was supposed to run until 10/31. They changed the rate on 10/4. How terrible for the person who might have bought on 10/3. I bought on 9/27. The effort is definitely worth a phone call. I got a great price for my car (so that will make me feel better if they do not change my rate). niquev --- I got my car from Crevier. |
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10-05-2008, 04:16 PM | #11 |
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is that jsut your dealer running that rate or is that new promo for the 09 i got approved through my credit union for the best rate at the time which was 4.65 i have taken the loan yet untill the car gets here and i take it home..just wondering if i should try and the get the BMW offer hmmm
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10-06-2008, 03:29 PM | #12 |
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