car got hit PLEASE HELP!!

E90330iS · 03-06-2006, 05:32 AM

hey guys so i was in the parking structure today. when i was on the lower end of the ramp going to the 2nd floor, a 98 accord was on the top of the ramp. and i guess he didnt step on the brake hard enuf and his car rolled down and hit my car's front bumper... i had a safe distance from my car and his car and my car did not move an inch forward. the driver said he wanted to take care of this with insurance but we didnt call the police... please help me... i already claimed his insurance (farmers) and told them wut happened and everything, should i tell my insurance wut happened too? cuz most likely farmers will call my insurance (AAA) right?? please help me guys... the damage on my front bumper is really noticable is there anything i can do to make sure that their insurance will pay for it?? thank you guys...

E90Fleet · 03-06-2006, 06:32 AM

Over here we would make a insurance report to the police and then inform our insurance company that someone else drove into us, and they would make shure the other company pays.

LEDZEP · 03-06-2006, 06:48 AM

You should contact your insurance company and file a claim as well. You can always cancel that claim, but if there is trouble with him changing his story or his insurance company at least you'll have a claim started.

Yaajer · 03-06-2006, 08:20 AM

I don't think the other guy's insurance will call your insurance. You did the right thing by claiming through his insurance saving your premium rates from going up possibly.

I would have called the cops though. Always good to have the police report.

ksfrogman · 03-06-2006, 10:04 AM

You're relying on the trust and goodwill of someone you don't know. What if he decides to not call his insurance company? Did you get his name, drivers license, car make, model and state registration? You should report this incident to your insurance company within 24 hours. Your insurance company will definitely contact his, given that he seemed to be at fault.

What if the guy doesn't have insurance and is feeding you a line to placate you for now with intentions of later paying you out of his pocket? He then reneges and leaves you in the cold. Worse yet, what if he reports to the insurance company that you rear ended him?

E90330iS · 03-06-2006, 01:28 PM

ksfrogman, thx for the reply. but i got all his info down and its legit. i got her insurance policy # down and confirmed it with her insurance company and i claimed it.. the only problem im worried right now is that if the statements we both give are not sufficient to prove whos at fault... thx guys

David328M-Sport · 03-06-2006, 05:27 PM

Quote:

Originally Posted by E90330iS

the only problem im worried right now is that if the statements we both give are not sufficient to prove whos at fault... thx guys

That may be an issue but take it one step at a time.

Can you just report the damage to your insurance company so they have it on file? Then when all is settled, inform them that all is well.

Most important is that no one was physically injured. The damage can and will be fixed AND your car seems to be 100% driveable without inconvenience.

Let's say thanks to that.

All the best in sorting the problem pronto.

Oz · 03-06-2006, 06:28 PM

i think you should be ok as long as she claimed the accident herself. Keep in touch with her and make sure she claimed the responsibility. Your insurance company should take care of the rest..That's why we pay them for

Pretender · 03-06-2006, 08:02 PM

Most of the time, cops won't show up at the parking accidents unless those are severe. You just settle with him in writing at the scene in which he accepts the fault. Otherwise, you have to call your insurance, and they will investigate for you to find out who's at fault.

03-06-2006, 05:32 AM	#1
E90330iS Major General 143 Rep 6,333 Posts Drives: BMW M4 Join Date: Jan 2006 Location: Arcadia, California iTrader: (56) Garage List 2006 330i [0.00]	car got hit PLEASE HELP!! hey guys so i was in the parking structure today. when i was on the lower end of the ramp going to the 2nd floor, a 98 accord was on the top of the ramp. and i guess he didnt step on the brake hard enuf and his car rolled down and hit my car's front bumper... i had a safe distance from my car and his car and my car did not move an inch forward. the driver said he wanted to take care of this with insurance but we didnt call the police... please help me... i already claimed his insurance (farmers) and told them wut happened and everything, should i tell my insurance wut happened too? cuz most likely farmers will call my insurance (AAA) right?? please help me guys... the damage on my front bumper is really noticable is there anything i can do to make sure that their insurance will pay for it?? thank you guys...
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03-06-2006, 06:32 AM	#2
E90Fleet Lieutenant General 1312 Rep 10,185 Posts Drives: BMW Join Date: Apr 2005 Location: South Africa iTrader: (0)	Over here we would make a insurance report to the police and then inform our insurance company that someone else drove into us, and they would make shure the other company pays. __________________ BMW if you are reading, I need a job, Please.
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03-06-2006, 06:48 AM	#3
LEDZEP Lieutenant General 419 Rep 12,276 Posts Drives: 2009 E70 & 2011 F25 Join Date: Jun 2005 Location: Area 51 iTrader: (0) Garage List 2011 X3 35i M Sport [7.62] 2009 X5 M Sport [0.00] 2007 328xi E90 [0.00] 2006 325xiT E91 [0.00]	You should contact your insurance company and file a claim as well. You can always cancel that claim, but if there is trouble with him changing his story or his insurance company at least you'll have a claim started. __________________ I think it is bad luck to be superstitious
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03-06-2006, 08:20 AM	#4
Yaajer First Lieutenant 42 Rep 308 Posts Drives: ActiveHybrid 3, X5 Join Date: Oct 2005 Location: Madison, WI iTrader: (4)	I don't think the other guy's insurance will call your insurance. You did the right thing by claiming through his insurance saving your premium rates from going up possibly. I would have called the cops though. Always good to have the police report. __________________ 330I Spark Graph, 6spd, Prem, Sport, Heated Seats.
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03-06-2006, 10:04 AM	#5
ksfrogman Major General 601 Rep 6,750 Posts Drives: E90 330i 6MT Join Date: Nov 2005 Location: Torrance, CA iTrader: (12) Garage List 2006 330i [0.00] 2006 330i [0.00]	You're relying on the trust and goodwill of someone you don't know. What if he decides to not call his insurance company? Did you get his name, drivers license, car make, model and state registration? You should report this incident to your insurance company within 24 hours. Your insurance company will definitely contact his, given that he seemed to be at fault. What if the guy doesn't have insurance and is feeding you a line to placate you for now with intentions of later paying you out of his pocket? He then reneges and leaves you in the cold. Worse yet, what if he reports to the insurance company that you rear ended him? __________________
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03-06-2006, 01:28 PM	#6
E90330iS Major General 143 Rep 6,333 Posts Drives: BMW M4 Join Date: Jan 2006 Location: Arcadia, California iTrader: (56) Garage List 2006 330i [0.00]	ksfrogman, thx for the reply. but i got all his info down and its legit. i got her insurance policy # down and confirmed it with her insurance company and i claimed it.. the only problem im worried right now is that if the statements we both give are not sufficient to prove whos at fault... thx guys
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03-06-2006, 06:28 PM	#8
Oz Lieutenant Colonel 33 Rep 1,770 Posts Drives: 2006 330i, 2004 X5 Join Date: Aug 2005 Location: Wayne, NJ iTrader: (1) Garage List 2006 330i [0.00]	i think you should be ok as long as she claimed the accident herself. Keep in touch with her and make sure she claimed the responsibility. Your insurance company should take care of the rest..That's why we pay them for __________________ 2006 330i Steptronic/Alpine White/Black Leather/Burl Walnut Trim/Premium Package/iDrive/Heated Seats/Winter: STYLE 159 Blizzak LM-22 RFT/Summer: TBD 2004 X5 Steptronic/Alpine White/Grey Leather/Poplar Trim/Premium Package/Heated Seats/iPod Adapter
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03-06-2006, 08:02 PM	#9
Pretender Colonel 150 Rep 2,419 Posts Drives: 06 330i, 07 328i, 16 X1, >17M2 Join Date: Aug 2005 Location: Bay Area, CA iTrader: (1) Garage List 06 330i [0.00]	Most of the time, cops won't show up at the parking accidents unless those are severe. You just settle with him in writing at the scene in which he accepts the fault. Otherwise, you have to call your insurance, and they will investigate for you to find out who's at fault.
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