Tunes, mods and insurance

135Dan · 05-08-2011, 06:57 AM

I'm just about to pull the trigger on a JB+ as I'm not going to get my hands on a 1M due to the recent arrival of our second child. What have UK 1addicts been doing with regards to informing their insurance companies of any mods or tunes?

Dan

badwolf340 · 05-08-2011, 10:09 AM

Would like to hear as well what people are doing as i would like to do a bit of tuning work on my 1M when i get it,was thinking of giving Will at P-Torque another visit.having a look for an induction kit but not much about .

clived · 05-08-2011, 01:11 PM

Simple really. Not telling them is a) illegal and b) will invalidate your insurance. Maybe a risk you're prepared to take if you have a small knock, but have a big one, where perhaps either you or the car are not in a state to start removing stuff from the car, and you and potentially anyone else involved in the accident, could be in trouble one way or another.

Simply not worth the risk in my opinion. Insurance company will look for any excuse to not pay out, at which point any notional saving you've made won't seem so attractive

05-08-2011, 06:57 AM	#1
135Dan New Member 2 Rep 21 Posts Drives: 135i Join Date: Mar 2009 Location: Surrey iTrader: (0)	Tunes, mods and insurance I'm just about to pull the trigger on a JB+ as I'm not going to get my hands on a 1M due to the recent arrival of our second child. What have UK 1addicts been doing with regards to informing their insurance companies of any mods or tunes? Dan
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05-08-2011, 10:09 AM	#2
badwolf340 Private First Class 9 Rep 196 Posts Drives: M4 Join Date: May 2007 Location: SCOTLAND iTrader: (1)	Would like to hear as well what people are doing as i would like to do a bit of tuning work on my 1M when i get it,was thinking of giving Will at P-Torque another visit.having a look for an induction kit but not much about . __________________ harmon kardon ,performance steering wheel,rear spoiler,black grills ,viz pack,heated seats ,sun protection
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05-08-2011, 01:11 PM	#3
clived Captain 39 Rep 812 Posts Drives: Evolved 1M Join Date: Feb 2008 Location: UK iTrader: (0)	Simple really. Not telling them is a) illegal and b) will invalidate your insurance. Maybe a risk you're prepared to take if you have a small knock, but have a big one, where perhaps either you or the car are not in a state to start removing stuff from the car, and you and potentially anyone else involved in the accident, could be in trouble one way or another. Simply not worth the risk in my opinion. Insurance company will look for any excuse to not pay out, at which point any notional saving you've made won't seem so attractive __________________ 2019+ BSM M2C 2011-2012: VO 1M Coupe, many toys, Evolve Stage 3. 2008-2011: 135i M Sport Le Mans Blue / Lemon / HGSL. Evolve OBD remap - 390bhp. Also in the family: X3 M40d / Audi S4 (V8)
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