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03-08-2008, 06:17 AM | #23 | |
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:iono: I'm not sure what you mean by that? You don't need cash to buy a car, you just finance the whole price of the car instead of just leasing it monthly. You can finance a car for a longer period, is all. So, the payments are extended over a longer time frame making the payments lower. The fact that the 135i is a horrible lease, it may in fact be better to to buy it and sell it when you want. Mileage won't matter at this point because you own the car. |
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03-08-2008, 07:53 AM | #24 |
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BMW Financial Services Lease Programs – 3/5/08
Special bank lease programs for these models are available through LeaseCompare.com. Click on the vehicle name for more information and to see payments details. 2008 BMW 128i Coupe 24 Month – Residual 76% of MSRP – .00285 Base Rate 36 Month – Residual 62% of MSRP – .00285 Base Rate 48 Month – Residual 50% of MSRP – .00285 Base Rate 60 Month – Residual 41% of MSRP – .00285 Base Rate 2008 BMW 135i Coupe 24 Month – Residual 71% of MSRP – .00285 Base Rate 36 Month – Residual 58% of MSRP – .00285 Base Rate 48 Month – Residual 47% of MSRP – .00285 Base Rate 60 Month – Residual 39% of MSRP – .00285 Base Rate Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms Compare Lease Payments for Used BMW Models HERE Use the following formula to calculate a lease payment: (Cap Cost – Residual Value) / Term = Depreciation (Cap Cost + Residual Value) X Money Factor = Interest Depreciation + Interest = Base Monthly Payment NOTE: These lease programs are provided by dealer partners of LeaseCompare.com and are for reference only. Rates may vary by region. Your dealer has the option of offering you a higher rate. To make sure you are getting the best lease, compare these rates through an independent leasing source such as LeaseCompare.com. Here is a great online publication about leasing: Auto Lease Insider. -Tarry Shebesta, OCLC Certified Lease Consultant |
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03-08-2008, 10:02 AM | #25 |
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Well yes thats true, 15 basis points is typical bump that many can expect to see from dealership so the finance guy can make some extra income
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03-08-2008, 11:22 AM | #26 |
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Numb3rs It is true everything that you have said but I am the typical lease type person. I like the thought of a new car every 3 years and not having to worry about long term care of a car. The only thing I am worried about is the possibility that I may like my 135i too much and have to lease a car in 3 years which wont be as "fun" as it.
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03-08-2008, 11:52 AM | #27 | |
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That is also on a basis of numbers that aren't really proven for the 1. So that 330i will sell like that. That isn't any kind of guarantee. I hate trading in a car, because as we all know, you'll never get the fair market value as you wanted. I like the idea of rolling up one day, dropping it off, and driving off in something else. Buying for some people is an honor so they can keep their 135 for the next 20 years....I don't want that. In 3 years I will want something else, and not want the hassle. |
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03-09-2008, 12:54 PM | #28 |
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Also keep in mind that supply will be somewhat limited, which will only improve resale value. Othere's have posted that only 10,000 units will come over compared to the 30,000 originally planned due to the poor exchange rates.
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03-12-2008, 01:50 PM | #29 |
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Garage List 2018 I01 i3s | CURRENT [0.00]
2018 G01 X3 | CURRENT [0.00] 2017 I01 i3 | SOLD [0.00] 2017 F48 X1 | SOLD ... [0.00] 2016 I01 i3 | SOLD [0.00] 2017 F22 M240 | SOLD [8.00] 2016 F25 X3 diesel ... [0.00] 2006 E60 550 | SOLD [6.00] 2011 E90 335 | SOLD [8.66] 2012 E82 135 | SOLD [5.50] 2011 E82 1M | SOLD [7.94] 2007 E85 Z4M| SOLD [4.50] 2003 E53 X5 4.6is S ... [9.00] 2008 E92 328 | SOLD [0.00] 2008 E82 135 | SOLD [0.00] 2008 E90 335 | SOLD [0.00] 2003 E46 M3 | SOLD [7.50] 2006 E90 330 | SOLD [10.00] 2003 E46 330ZHP | SOLD [0.00] |
MSRP $43,475
Alpine White $0 Boston Lemon Leather $0 High Gloss Black Trim $0 Premium Package $3,300 Sports Package $1,000 Comfort Access $500 Heated Seats $500 NAV $2,100 USB/IPOD $400 Destination $775 CAP PRICE ED PICKUP MAY 19th = $41,000 12k miles lease, 36 months, 0 down, 1050$ driveoff = $689/month tax included I was looking at a 4.99% 72 mos finance loan but that still comes out to 725$/month with 0 down. I think I'll end up leasing again.... |
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03-12-2008, 01:53 PM | #30 | |
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03-12-2008, 01:55 PM | #31 |
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Garage List 2018 I01 i3s | CURRENT [0.00]
2018 G01 X3 | CURRENT [0.00] 2017 I01 i3 | SOLD [0.00] 2017 F48 X1 | SOLD ... [0.00] 2016 I01 i3 | SOLD [0.00] 2017 F22 M240 | SOLD [8.00] 2016 F25 X3 diesel ... [0.00] 2006 E60 550 | SOLD [6.00] 2011 E90 335 | SOLD [8.66] 2012 E82 135 | SOLD [5.50] 2011 E82 1M | SOLD [7.94] 2007 E85 Z4M| SOLD [4.50] 2003 E53 X5 4.6is S ... [9.00] 2008 E92 328 | SOLD [0.00] 2008 E82 135 | SOLD [0.00] 2008 E90 335 | SOLD [0.00] 2003 E46 M3 | SOLD [7.50] 2006 E90 330 | SOLD [10.00] 2003 E46 330ZHP | SOLD [0.00] |
i agree!!!!!!
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03-12-2008, 02:08 PM | #33 |
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Garage List 2018 I01 i3s | CURRENT [0.00]
2018 G01 X3 | CURRENT [0.00] 2017 I01 i3 | SOLD [0.00] 2017 F48 X1 | SOLD ... [0.00] 2016 I01 i3 | SOLD [0.00] 2017 F22 M240 | SOLD [8.00] 2016 F25 X3 diesel ... [0.00] 2006 E60 550 | SOLD [6.00] 2011 E90 335 | SOLD [8.66] 2012 E82 135 | SOLD [5.50] 2011 E82 1M | SOLD [7.94] 2007 E85 Z4M| SOLD [4.50] 2003 E53 X5 4.6is S ... [9.00] 2008 E92 328 | SOLD [0.00] 2008 E82 135 | SOLD [0.00] 2008 E90 335 | SOLD [0.00] 2003 E46 M3 | SOLD [7.50] 2006 E90 330 | SOLD [10.00] 2003 E46 330ZHP | SOLD [0.00] |
well first we wanted to ED the 335 and 135 at the same time, but ended up needing the 335 much sooner. sticker off the lot on the 335 was 49k and we got it for 45.5k (ED woulda been 43.5K).
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03-12-2008, 02:24 PM | #35 |
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Garage List 2018 I01 i3s | CURRENT [0.00]
2018 G01 X3 | CURRENT [0.00] 2017 I01 i3 | SOLD [0.00] 2017 F48 X1 | SOLD ... [0.00] 2016 I01 i3 | SOLD [0.00] 2017 F22 M240 | SOLD [8.00] 2016 F25 X3 diesel ... [0.00] 2006 E60 550 | SOLD [6.00] 2011 E90 335 | SOLD [8.66] 2012 E82 135 | SOLD [5.50] 2011 E82 1M | SOLD [7.94] 2007 E85 Z4M| SOLD [4.50] 2003 E53 X5 4.6is S ... [9.00] 2008 E92 328 | SOLD [0.00] 2008 E82 135 | SOLD [0.00] 2008 E90 335 | SOLD [0.00] 2003 E46 M3 | SOLD [7.50] 2006 E90 330 | SOLD [10.00] 2003 E46 330ZHP | SOLD [0.00] |
yop and even cornered him into giving us the floormats for free!
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03-12-2008, 04:31 PM | #36 |
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lease on my 128i (about $38,000)
with inceptions and tax down only $3,460 Money factor is .00285 residual value is 79% 2 years, 10k miles = $508/month
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03-12-2008, 05:47 PM | #37 |
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03-12-2008, 06:53 PM | #38 |
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2008 128 - retired
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03-12-2008, 07:36 PM | #39 |
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The dealer told me today:
All terms are for 10,000 miles per year with $3500 out of pocket Money Factor - .00280 ( = 6.72%) 36 months residual 61% Base Payment = 584.54 + tax 30 months residual 67% Base Payment = 589.50 + tax 24 months residual 74% Base Payment = 576.61 + tax I don't want to put 3500 down, so I will finance. I have no prior car buying credit, but a decent credit score so BMW would likely need a down payment. Oh well, USAA is 4.99% and I will likely keep it through warranty and into a second warranty. If I kept my 95 regal for seven years and liked it, I will probably love my 135i too much to ever part with.
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03-12-2008, 08:19 PM | #40 | |
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Now in my opinion, BMW's suck at leasing, period. |
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03-13-2008, 10:53 AM | #42 | |
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03-13-2008, 12:55 PM | #43 |
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YOu can get LEMON in the 135i,,,,,,,omg I gotta see a black/lemon/Al. one !!!!!!!!
And those leases arnt too far off a 335i. I wonder if you could get the same deal or better on a left on the lot 335i Vs. a 135i. My car was about $49k,,, Leased out at $47k,,,$3.7k down and with taxxxes came to $645. 3/36 12k a year. |
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03-13-2008, 03:14 PM | #44 |
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Garage List 2018 I01 i3s | CURRENT [0.00]
2018 G01 X3 | CURRENT [0.00] 2017 I01 i3 | SOLD [0.00] 2017 F48 X1 | SOLD ... [0.00] 2016 I01 i3 | SOLD [0.00] 2017 F22 M240 | SOLD [8.00] 2016 F25 X3 diesel ... [0.00] 2006 E60 550 | SOLD [6.00] 2011 E90 335 | SOLD [8.66] 2012 E82 135 | SOLD [5.50] 2011 E82 1M | SOLD [7.94] 2007 E85 Z4M| SOLD [4.50] 2003 E53 X5 4.6is S ... [9.00] 2008 E92 328 | SOLD [0.00] 2008 E82 135 | SOLD [0.00] 2008 E90 335 | SOLD [0.00] 2003 E46 M3 | SOLD [7.50] 2006 E90 330 | SOLD [10.00] 2003 E46 330ZHP | SOLD [0.00] |
yah u can get lemon as P1 on the 135 i jumped all over that one.
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