What is everyone paying on lease?

SteveMD · 01-08-2006, 03:32 PM

I have a feeling that this will not be my last BMW

noflash · 01-08-2006, 05:14 PM

Quote:

Originally Posted by sarafil

BMWFS charges everyone the disposition fee, unless you:
1. Buy your own car off lease
2. Buy a new or pre-owned BMW and finance with BMWFS
3. Lease a new or pre-owned BMW through BMWFS

If you buy another BMW and finance/lease with a 3rd party, they'll charge you the fee. Also, they will definately charge you the fee if you don't get another BMW... there is no way out of this.

Another interesting observation is that they give you a break if you have multiple accounts. For example, if you have two BMWs on lease with BMWFS, and you replace one of them at lease end with a non-BMW, they will waive the fee so long as your other BMWFS account is still active.

You didn't specifically mention if you buy your car off lease w/o financing through BMWFS. Fee this way?

sarafil · 01-08-2006, 05:27 PM

Quote:

Originally Posted by noflash

You didn't specifically mention if you buy your car off lease w/o financing through BMWFS. Fee this way?

You are not charged when you buy your own car off lease, it does not matter if how you pay for it.

noflash · 01-08-2006, 08:17 PM

Quote:

Originally Posted by sarafil

You are not charged when you buy your own car off lease, it does not matter if how you pay for it.

Thanks!

RedBirdRuss · 01-12-2006, 08:04 AM

330xi
Premium
Sport
Cold Weather
Jet Black
Black Leather
Sattelite Ready
18" Wheels
$600 over invoice
36 Months
$2500 Down
$540/month

SteveMD · 01-12-2006, 09:14 PM

Invoice is $40120

Nothing down, 36 month lease should be about $517 before taxes.

Tell your dealer to sharpen his pencil.

With 2500 down (which I would advise against, your payment before taxes is $442.

Based on 12K per year (63% res), 0.00225 MF and MSRP of $43835 and $600 over invoice.

RedBirdRuss · 01-13-2006, 11:10 AM

I forgot to add Automatic but I still got screwed.
It was like falling in love, I had to have the car and didn't research well enough.
MSRP was $45,635
Cash Price $42,617
No wonder they were so happy to see me...

SteveMD · 01-13-2006, 02:58 PM

Yup. Next time you will be golden though. You have three years to commit lease calculations to your head.

Calculating with the auto...nothing down - $545 plus tax - with $2500 applied to the actual cost of the vehicle - $470 plus tax

Was the $2500 used for fees, security etc.? Or was it a capital cost reduction on the vehicle? If it was the latter, you actually didn't do that bad.

RedBirdRuss · 01-14-2006, 07:37 AM

The $2500 was applied to the cost of the vehicle.
I definately won't let this happen again and the dealer just lost a long term customer.
The good news is, I absolutely love the car!
Thanks for the truth, even though my pride is a little dinged.

Dieler · 01-16-2006, 10:02 PM

Looking through the thread and wondering what "money down" is defined as? First, security, taxes, tags, title, etc... or Cap Cost reduction?

mike20022 · 01-16-2006, 11:25 PM

Hey Steve, $600 over invoice seems like a great deal these days. So what dealership in MD did you go too? How long did you have to wait for the car?

Thanks!
-Mike-

forgotten · 01-16-2006, 11:56 PM

325i
Mystic blue/Beige leatherrette
Sport package
Cold weather package
Xenon light
Comfort access
MSRP $35970
Selling price $33500 (about $525 over invoice)
24 month/12K
$408/month+tax with zero down

Looks like no mark-up on MF or acquisition fee.

SteveMD · 01-17-2006, 06:32 AM

Quote:

Originally Posted by mike20022

Hey Steve, $600 over invoice seems like a great deal these days. So what dealership in MD did you go too? How long did you have to wait for the car?

Thanks!
-Mike-

That wasn't me that was RedBirdRuss. I paid $1200 over (on a $44K 330i). I ordered mine from Passport in Marlow Heights in MD. Let's wait until I drive the thing away before I comment on them but up to now, no games.

E90AW · 01-18-2006, 10:58 PM

one thing i do not get is how bmwusa.com figures your lease on their lease offers. for example 325i deal. if you plug everything in based on the website you get a much higher monthly payment. so how do you figure a good deal?

here's a link to residual values:
Residual Values

E90AW · 01-18-2006, 11:36 PM

Quote:

Originally Posted by SteveMD

Invoice is $40120

Nothing down, 36 month lease should be about $517 before taxes.

Tell your dealer to sharpen his pencil.

With 2500 down (which I would advise against, your payment before taxes is $442.

Based on 12K per year (63% res), 0.00225 MF and MSRP of $43835 and $600 over invoice.

how do you get 63% residual for 36months???
it should be more like 54% for 36.

SteveMD · 01-19-2006, 06:52 AM

Quote:

Originally Posted by E90AW

how do you get 63% residual for 36months???
it should be more like 54% for 36.

Nope: http://www.bimmerfest.com/forums/sho...d.php?t=126517

E90AW · 01-19-2006, 06:30 PM

Quote:

Originally Posted by SteveMD

Nope: http://www.bimmerfest.com/forums/sho...d.php?t=126517

interesting...

forgotten · 01-19-2006, 09:55 PM

around $2000, first month + security deposit + acquisition fee + doc fee + tag, registration, etc. Looks like the dealer made some money on the doc fee, but it's ok since the deal is already better than I expected.

Quote:

Originally Posted by carlitosz

I have the same car as you but with NAV.
My payment is $499/month tax-in.

How much out of pocket?

duc748r · 02-14-2006, 02:36 AM

330i
sport
premium
auto tranny
sparkling graphite
125 for docs
no down
600 over invoice
36 month, 12K miles, 64% residual, .00195 money factor
520 a month after tax (8.25)

i cant squeeze anything else out. is this good enough? i dont think they will move on the money factor. only thing left is the 600 over invoice. anyone get anything lower then that and not get raped on excess fees?

Traderdad · 02-14-2006, 09:37 AM

Quote:

Originally Posted by duc748r

330i
sport
premium
auto tranny
sparkling graphite
125 for docs
no down
600 over invoice
36 month, 12K miles, 64% residual, .00195 money factor
520 a month after tax (8.25)

i cant squeeze anything else out. is this good enough? i dont think they will move on the money factor. only thing left is the 600 over invoice. anyone get anything lower then that and not get raped on excess fees?

I ordered the same set-up with sat prep and I am paying $517 pm before taxes. My drive off is $1550. Best part is 5 days until the car hits the port, the wait is KILLING me.

exAudiGuy · 02-14-2006, 11:39 AM

Quote:

Originally Posted by duc748r

330i
sport
premium
auto tranny
sparkling graphite
125 for docs
no down
600 over invoice
36 month, 12K miles, 64% residual, .00195 money factor
520 a month after tax (8.25)

i cant squeeze anything else out. is this good enough? i dont think they will move on the money factor. only thing left is the 600 over invoice. anyone get anything lower then that and not get raped on excess fees?

I think you've done well!

I paid $0 over invoice+MACO, 45 for docs, 825 for acq fee (marked up from 695), but my money factor is .00235, so my payment comes out to 535/mo on a 2 year lease. I'm paying the same tax rate as you. The dealer's going to need to make a little money somewhere, the $600 over in your case, the slightly higher money factor in mine.

Beto Pereira · 02-15-2006, 10:55 AM

I'm not exactly sure what my residual value was or the money factor... but can some please tell me if I got a good deal on this lease!
2006 325i, graphitte, sports and xenon - $34545 msrp
$4000 down payment
$445 monthly payments (with 6% tax already included) for 36 months and 10k/year.

Is that what everyone is paying too?
Thanks a lot.

01-08-2006, 03:32 PM	#45
SteveMD Colonel 196 Rep 2,485 Posts Drives: 2016 F10 535i MSport Join Date: Dec 2005 Location: Raventown! iTrader: (3)	I have a feeling that this will not be my last BMW __________________ 2006 E90 330i (retired) 2009 E90 335i (retired) 2012 E70 X5 50i M Sport (retired) 2016 F10 535i M Sport
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01-12-2006, 08:04 AM	#49
RedBirdRuss Enlisted Member 7 Rep 39 Posts Drives: 2006 330xi Join Date: Jan 2006 Location: St. Louis, MO iTrader: (0)	330xi Premium Sport Cold Weather Jet Black Black Leather Sattelite Ready 18" Wheels $600 over invoice 36 Months $2500 Down $540/month
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01-12-2006, 09:14 PM	#50
SteveMD Colonel 196 Rep 2,485 Posts Drives: 2016 F10 535i MSport Join Date: Dec 2005 Location: Raventown! iTrader: (3)	Invoice is $40120 Nothing down, 36 month lease should be about $517 before taxes. Tell your dealer to sharpen his pencil. With 2500 down (which I would advise against, your payment before taxes is $442. Based on 12K per year (63% res), 0.00225 MF and MSRP of $43835 and $600 over invoice. __________________ 2006 E90 330i (retired) 2009 E90 335i (retired) 2012 E70 X5 50i M Sport (retired) 2016 F10 535i M Sport
	Appreciate 0 Quote

01-13-2006, 11:10 AM	#51
RedBirdRuss Enlisted Member 7 Rep 39 Posts Drives: 2006 330xi Join Date: Jan 2006 Location: St. Louis, MO iTrader: (0)	I forgot to add Automatic but I still got screwed. It was like falling in love, I had to have the car and didn't research well enough. MSRP was $45,635 Cash Price $42,617 No wonder they were so happy to see me...
	Appreciate 0 Quote

01-13-2006, 02:58 PM	#52
SteveMD Colonel 196 Rep 2,485 Posts Drives: 2016 F10 535i MSport Join Date: Dec 2005 Location: Raventown! iTrader: (3)	Yup. Next time you will be golden though. You have three years to commit lease calculations to your head. Calculating with the auto...nothing down - $545 plus tax - with $2500 applied to the actual cost of the vehicle - $470 plus tax Was the $2500 used for fees, security etc.? Or was it a capital cost reduction on the vehicle? If it was the latter, you actually didn't do that bad. __________________ 2006 E90 330i (retired) 2009 E90 335i (retired) 2012 E70 X5 50i M Sport (retired) 2016 F10 535i M Sport
	Appreciate 0 Quote

01-14-2006, 07:37 AM	#53
RedBirdRuss Enlisted Member 7 Rep 39 Posts Drives: 2006 330xi Join Date: Jan 2006 Location: St. Louis, MO iTrader: (0)	The $2500 was applied to the cost of the vehicle. I definately won't let this happen again and the dealer just lost a long term customer. The good news is, I absolutely love the car! Thanks for the truth, even though my pride is a little dinged.
	Appreciate 0 Quote

01-16-2006, 10:02 PM	#54
Dieler Enlisted Member 0 Rep 35 Posts Drives: '06 330i (6M) Join Date: Jan 2006 Location: NJ iTrader: (0)	Looking through the thread and wondering what "money down" is defined as? First, security, taxes, tags, title, etc... or Cap Cost reduction?
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01-16-2006, 11:25 PM	#55
mike20022 Private 16 Rep 86 Posts Drives: Honda Accord Join Date: Apr 2005 Location: MD iTrader: (0)	Where in MD? Hey Steve, $600 over invoice seems like a great deal these days. So what dealership in MD did you go too? How long did you have to wait for the car? Thanks! -Mike-
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01-16-2006, 11:56 PM	#56
forgotten Enlisted Member 2 Rep 32 Posts Drives: E90 325i Join Date: Jun 2005 Location: White Plains, NY iTrader: (0)	325i Mystic blue/Beige leatherrette Sport package Cold weather package Xenon light Comfort access MSRP $35970 Selling price $33500 (about $525 over invoice) 24 month/12K $408/month+tax with zero down Looks like no mark-up on MF or acquisition fee.
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01-18-2006, 10:58 PM	#58
E90AW New Member 2 Rep 20 Posts Drives: 07 si Join Date: Jun 2005 Location: NJ iTrader: (0)	one thing i do not get is how bmwusa.com figures your lease on their lease offers. for example 325i deal. if you plug everything in based on the website you get a much higher monthly payment. so how do you figure a good deal? here's a link to residual values: Residual Values
	Appreciate 0 Quote

02-14-2006, 02:36 AM	#63
duc748r New Member 3 Rep 26 Posts Drives: E90 330i, IS300, Duc 748R Join Date: Feb 2006 Location: CA iTrader: (0)	330i sport premium auto tranny sparkling graphite 125 for docs no down 600 over invoice 36 month, 12K miles, 64% residual, .00195 money factor 520 a month after tax (8.25) i cant squeeze anything else out. is this good enough? i dont think they will move on the money factor. only thing left is the 600 over invoice. anyone get anything lower then that and not get raped on excess fees?
	Appreciate 0 Quote

02-15-2006, 10:55 AM	#66
Beto Pereira Enlisted Member 2 Rep 33 Posts Drives: BMW 325i Join Date: Feb 2006 Location: West Melbourne FL iTrader: (0)	bad deal? I'm not exactly sure what my residual value was or the money factor... but can some please tell me if I got a good deal on this lease! 2006 325i, graphitte, sports and xenon - $34545 msrp $4000 down payment $445 monthly payments (with 6% tax already included) for 36 months and 10k/year. Is that what everyone is paying too? Thanks a lot.
	Appreciate 0 Quote