135i vs. Tractor Trailer

jkoral · 06-26-2019, 08:29 PM

I-93 South in Wilmington, MA

4 lanes, rush hour, I was in the far right lane, doing ~40 mph following flow of traffic.

Tractor trailer was coming up on my left and moved over on me. Hit my rear wheel pretty hard, I was pitched sideways, counter steered and pulled over. My rear wheel now has camber. Just put in new Koni Sports last week. (Bonus: The NLA Performance side skirts appear undamaged).

The (Canadian) driver pulls over and gets out and sheepishly tells me he didn't see me. Thankfully he told the State Police the same thing.

Esteban · 06-26-2019, 08:56 PM

Bummer... but glad you're okay.

Opportunity to upgrade wheels?

Good about the side skirt. They're becoming more desired than mudflaps these days. lol

jkoral · 06-26-2019, 09:06 PM

Quote:

Originally Posted by Esteban

Opportunity to upgrade wheels?

I actually had two brand new in the box 261Ms sitting in my garage for the last 3 years. Last week when I had the Koni Sports installed I put the new rear one on the passenger side because of a 1" super minor curb rash!

Esteban · 06-26-2019, 09:11 PM

Quote:

Originally Posted by jkoral

I actually had two brand new in the box 261Ms sitting in my garage for the last 3 years. Last week when I had the Koni Sports installed I put the new rear one on the passenger side because of a 1" super minor curb rash!

It would be nice if your other new wheel was a rear as well (probably isn't), because then you'd have a replacement for your newly damaged one, assuming you have a staggered setup like most 135i's. Insurance should take care of it, anyway. Haven't looked recently but I believe the 261Ms are still available.

Is there any damage other than what we see in the pic?

N54Yankee · 06-27-2019, 06:06 AM

That sucks but on the bright side, engagements with cars and tractors often have far different outcomes for the car and it’s passengers. Consider yourself very fortunate and get it fixed.

JimD · 06-27-2019, 10:35 AM

I'm glad you weren't hurt and the truck driver stopped. Cars are fixable - but it's a significant hassle.

dtla1 · 06-27-2019, 11:26 AM

Great to see your Side Skirts made it!

Nobody has mentioned it yet, but... possible time to do a widebody kit if you're into that.

lemansblau135is · 06-28-2019, 01:03 PM

I'm glad you're not hurt! I deal with motor vehicle accidents people every day.

Gray_Panther · 06-28-2019, 08:08 PM

Be thankful you are ok, but now you can celebrate with pocketing some cash or doing some upgrades!

jkoral · 07-03-2019, 03:33 PM

Looks like it's going to be totaled. With the suspension damage, it's at $9K and counting.

I bought the car under 4K miles with the following already installed (I have the receipts for parts and labor). I paid about $5-$6K over a similar year/mileage stock CPO:

BMW Performance Exhaust
BMW Performance Power Kit (Stage 2)
BMW Performance Suspension
BMW Performance Short Shift Kit
BMW Performance Side Skirts
BMW Performance Electronic Steering Wheel

I added:
BMW Performance Emergency Brake
BMW LCI Tail lights
BMW Rear and Side Sunshades
BMW Stainless Steel Pedal Set
BMW Wide Angle Blind spot mirrors (euro)
Koni Sport shocks (2 weeks old)

And the body/interior is mint, almost 10/10, so the car is worth more to me than book value.

Will insurance settlements take into account things that I have receipts for, even if many years old?

Any advice appreciated -- never had an accident (except some minor stuff that was well under $1K to fix out of pocket).

Gweeper64 · 07-03-2019, 08:13 PM

Glad you're ok. At least the driver fessed up.
That really sucks if they are going to total it. Sorry, I have little experience in this. MA insurance can also be different than a lot of other states too.

lemansblau135is · 07-06-2019, 02:11 PM

While I deal with injuries, property damage I rarely see. From what I do see (from the insured's side) is that the Ins. company won't give you much credit if any for the upgrades. Maybe the shocks because they're relatively new. The other parts 10 to 20 cents on the dollar if at all. The usual offer will be low KBB, ask for replacement cost: like for like. Some people take the buy back money and part out the car for more, but that takes time and space to keep it. I usually tell people to get an attorney for personal injury, some will help out on property damage, majority will not. I hope this helps some. BTW, thanks for the cargo hooks.

lemansblau135is · 07-06-2019, 02:15 PM

It may be in your best interest to pull the parts before handing over the car to Ins. Co and put them an another 1er or sell them.

JimVonBaden · 07-06-2019, 05:10 PM

Quote:

Originally Posted by lemansblau135is

While I deal with injuries, property damage I rarely see. From what I do see (from the insured's side) is that the Ins. company won't give you much credit if any for the upgrades. Maybe the shocks because they're relatively new. The other parts 10 to 20 cents on the dollar if at all. The usual offer will be low KBB, ask for replacement cost: like for like. Some people take the buy back money and part out the car for more, but that takes time and space to keep it. I usually tell people to get an attorney for personal injury, some will help out on property damage, majority will not. I hope this helps some. BTW, thanks for the cargo hooks.

Yup, and never take the first offer. You can always negotiate.

Also, as said, remove everything you can before turning it over.

zx10guy · 07-07-2019, 07:09 AM

You'll have to negotiate with the insurance company. When my 06 Focus was totaled after hitting a deer, I had to negotiate with my insurance company, State Farm. Unfortunately, I threw out the stock head unit and had a pretty decent Pioneer one installed. State Farm said I couldn't remove the Pioneer head unit unless I installed the stock one back in. After going back and forth for a little bit, State Farm agreed to pay me for the Pioneer head unit. If I recall correctly, they paid $300 which was about 2/3 to 3/4 the price I paid for it. What ever the payout was for the head unit, I do remember it was reasonable for the amount of time I've had it.

So that's the issue you're going to run in to. If you want to pull the aftermarket parts to sell on your own, you have to have the stock pieces available to install in their place. Something such as the sun shades, I'd be you can just pull those and they wouldn't know or care. But if you pull the Koni's and don't install something in their place, you bet the insurance company is going to have an issue.

Tommm · 07-08-2019, 12:43 PM

Here are steps to take

See if you can replace the car in its stock form with the offer. If yes, take it and be done. If no,
Review the appraisal.
Make sure they are using comparable cars with similar miles
if not prepare your own appraisal and fight
If you aren't getting paid for your "upgrades" take them off. I have stock 128i shocks and springs with 50,000 miles on a shelf. One strut has the spring mounted, the other needs to be compressed. Im in CO.

Also, look into buying it back and getting it fixed. If you plan on driving it for a few more years you may be able to pocket some $$ and live with a salvage title. Document the damage in case you do want to sell it.

lemansblau135is · 07-08-2019, 03:40 PM

Also, a lot has to do with which Ins. Co. your dealing with and the claims adjuster. Some are easier to work with than others.

jkoral · 07-28-2019, 01:13 PM

Update: Took a month, but after negotiating with insurance company they came up $4300 over their initial offer low ball, which was acceptable to me. Trying to get them to go higher was not worth my time/effort.

I had already bought a replacement vehicle (in signature), so I was willing to take all the time required for something that was fair.

Now I just have to get rid of my 135i left over parts: https://www.1addicts.com/forums/show...php?p=25079072

06-26-2019, 08:29 PM	#1
jkoral Lieutenant Colonel 1024 Rep 1,966 Posts Drives: 2017 M2 LBB 6MT Join Date: Oct 2007 Location: MA iTrader: (7)	135i vs. Tractor Trailer I-93 South in Wilmington, MA 4 lanes, rush hour, I was in the far right lane, doing ~40 mph following flow of traffic. Tractor trailer was coming up on my left and moved over on me. Hit my rear wheel pretty hard, I was pitched sideways, counter steered and pulled over. My rear wheel now has camber. Just put in new Koni Sports last week. (Bonus: The NLA Performance side skirts appear undamaged). The (Canadian) driver pulls over and gets out and sheepishly tells me he didn't see me. Thankfully he told the State Police the same thing. Attached Images
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06-26-2019, 08:56 PM	#2
Esteban Major General 43374 Rep 7,224 Posts Drives: a slow car fast Join Date: Jun 2014 Location: SoCal iTrader: (0)	Bummer... but glad you're okay. Opportunity to upgrade wheels? Good about the side skirt. They're becoming more desired than mudflaps these days. lol __________________
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06-27-2019, 06:06 AM	#5
N54Yankee Lieutenant Colonel 2706 Rep 1,916 Posts Drives: N54 135\|Cobb\|M3 control arms Join Date: Sep 2018 Location: USA iTrader: (0)	That sucks but on the bright side, engagements with cars and tractors often have far different outcomes for the car and it’s passengers. Consider yourself very fortunate and get it fixed. __________________ __________________ "The Constitution was never construed to authorize Congress to infringe the just liberty of the press, or the rights of conscience; or to prevent the people of the United States, who are peaceable citizens, from keeping their own arms.” Samuel Adams
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06-27-2019, 10:35 AM	#6
JimD Brigadier General 368 Rep 3,547 Posts Drives: 128i convertible Join Date: Apr 2009 Location: Lexington, SC iTrader: (0)	I'm glad you weren't hurt and the truck driver stopped. Cars are fixable - but it's a significant hassle. __________________ 128i Convertible, MT, Alpine White, Black Top, Taupe Leatherette, Walnut, Sport Ordered 5/22/09, Completed 6/4/09, At Port 6/9/09, On the Georgia Highway 6/13/09, Ship Arrived Charleston 6/24/09 at 10pm, PCD 7/21/09
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06-27-2019, 11:26 AM	#7
dtla1 Colonel 828 Rep 2,232 Posts Drives: 2011 135i, Space Grey Join Date: Apr 2014 Location: Silicon Valley iTrader: (2)	Great to see your Side Skirts made it! Nobody has mentioned it yet, but... possible time to do a widebody kit if you're into that.
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06-28-2019, 01:03 PM	#8
lemansblau135is First Lieutenant 119 Rep 359 Posts Drives: bmw 135is Join Date: Apr 2019 Location: nor cal iTrader: (0) Garage List 2013 bmw 135is [0.00]	I'm glad you're not hurt! I deal with motor vehicle accidents people every day.
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06-28-2019, 08:08 PM	#9
Gray_Panther Brigadier General 1553 Rep 3,234 Posts Drives: 128i Join Date: Jun 2012 Location: Upstate NY iTrader: (0)	Be thankful you are ok, but now you can celebrate with pocketing some cash or doing some upgrades! __________________ 2012 BMW 128i 6MT Deep Sea Blue Metallic
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07-03-2019, 03:33 PM	#10
jkoral Lieutenant Colonel 1024 Rep 1,966 Posts Drives: 2017 M2 LBB 6MT Join Date: Oct 2007 Location: MA iTrader: (7)	Looks like it's going to be totaled. With the suspension damage, it's at $9K and counting. I bought the car under 4K miles with the following already installed (I have the receipts for parts and labor). I paid about $5-$6K over a similar year/mileage stock CPO: BMW Performance Exhaust BMW Performance Power Kit (Stage 2) BMW Performance Suspension BMW Performance Short Shift Kit BMW Performance Side Skirts BMW Performance Electronic Steering Wheel I added: BMW Performance Emergency Brake BMW LCI Tail lights BMW Rear and Side Sunshades BMW Stainless Steel Pedal Set BMW Wide Angle Blind spot mirrors (euro) Koni Sport shocks (2 weeks old) And the body/interior is mint, almost 10/10, so the car is worth more to me than book value. Will insurance settlements take into account things that I have receipts for, even if many years old? Any advice appreciated -- never had an accident (except some minor stuff that was well under $1K to fix out of pocket).
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07-03-2019, 08:13 PM	#11
Gweeper64 Private 23 Rep 84 Posts Drives: '13 128i N51 6mt M-Sport Join Date: Mar 2018 Location: Worcester, MA area iTrader: (0)	Glad you're ok. At least the driver fessed up. That really sucks if they are going to total it. Sorry, I have little experience in this. MA insurance can also be different than a lot of other states too.
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07-06-2019, 02:11 PM	#12
lemansblau135is First Lieutenant 119 Rep 359 Posts Drives: bmw 135is Join Date: Apr 2019 Location: nor cal iTrader: (0) Garage List 2013 bmw 135is [0.00]	While I deal with injuries, property damage I rarely see. From what I do see (from the insured's side) is that the Ins. company won't give you much credit if any for the upgrades. Maybe the shocks because they're relatively new. The other parts 10 to 20 cents on the dollar if at all. The usual offer will be low KBB, ask for replacement cost: like for like. Some people take the buy back money and part out the car for more, but that takes time and space to keep it. I usually tell people to get an attorney for personal injury, some will help out on property damage, majority will not. I hope this helps some. BTW, thanks for the cargo hooks.
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07-06-2019, 02:15 PM	#13
lemansblau135is First Lieutenant 119 Rep 359 Posts Drives: bmw 135is Join Date: Apr 2019 Location: nor cal iTrader: (0) Garage List 2013 bmw 135is [0.00]	It may be in your best interest to pull the parts before handing over the car to Ins. Co and put them an another 1er or sell them.
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07-08-2019, 12:43 PM	#16
Tommm Driven Crazy 190 Rep 505 Posts Drives: his wife nuts 128i 6m Join Date: Jul 2016 Location: The Mile High iTrader: (1)	Here are steps to take See if you can replace the car in its stock form with the offer. If yes, take it and be done. If no, Review the appraisal. Make sure they are using comparable cars with similar miles if not prepare your own appraisal and fight If you aren't getting paid for your "upgrades" take them off. I have stock 128i shocks and springs with 50,000 miles on a shelf. One strut has the spring mounted, the other needs to be compressed. Im in CO. Also, look into buying it back and getting it fixed. If you plan on driving it for a few more years you may be able to pocket some $$ and live with a salvage title. Document the damage in case you do want to sell it. __________________ '08 128i 6M
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07-08-2019, 03:40 PM	#17
lemansblau135is First Lieutenant 119 Rep 359 Posts Drives: bmw 135is Join Date: Apr 2019 Location: nor cal iTrader: (0) Garage List 2013 bmw 135is [0.00]	Also, a lot has to do with which Ins. Co. your dealing with and the claims adjuster. Some are easier to work with than others.
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07-28-2019, 01:13 PM	#18
jkoral Lieutenant Colonel 1024 Rep 1,966 Posts Drives: 2017 M2 LBB 6MT Join Date: Oct 2007 Location: MA iTrader: (7)	Update: Took a month, but after negotiating with insurance company they came up $4300 over their initial offer low ball, which was acceptable to me. Trying to get them to go higher was not worth my time/effort. I had already bought a replacement vehicle (in signature), so I was willing to take all the time required for something that was fair. Now I just have to get rid of my 135i left over parts: https://www.1addicts.com/forums/show...php?p=25079072
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