Black listed by Shannon???

[MrBlonde]

Originally Posted by jaffa11

look at this from another angle guys. I would pay any insurance premium just to be under 25 again!! so enjoy the high premiums while you can

and then you get married, get a mortgage or two, pay private school fees, await retirement and then you die.

I can't imagine anything worse! I reckon there's some good stuff in between paying private school fees and being dead.

[MrBlonde]

Originally Posted by Harlequin

These are Shannons' requirements to even provide a quote online... Couple of things here that might be deal-breakers even over the phone?

I've got all my cars insured with Shannons and they don't meet those rules.

[amk2912]

Originally Posted by jaffa11

look at this from another angle guys. I would pay any insurance premium just to be under 25 again!!

Can I be 25 again knowing what I know now and with my life experiences thus far?

[_Ryan_]

Try again. I've had no issues with them since I was 18(23 now).
Just need the right person, and being a club member with clean driving history helps.

These were far from standard cars to....

[Dec540]

Originally Posted by RaihaX

Interesting sounds like they are very accomodating!



I didn't even get to that

Only name, birthday and my car (2008 135i).

They may have a mandatory age limit on that vehicle. Could be 30 or even higher but that's unusual for Shannons.

Choosing insurance IMO is all about finding the company that's pricing criteria / questions work in your favour.

For example places like The Buzz Insurance don't charge extra for mods but instead have a modification excess. I.e. If you have a crash in a stock car your excess may only be $500 but if it's modified it may be $1500 (it depends on the level of mods).

Might be worthwhile giving them a try, you can get a quote based on car, postcode and age. Based on 1st of April 1986, your car and perth I got $1,400. Not sure how that compares..

[RaihaX]

Originally Posted by jaffa11

look at this from another angle guys. I would pay any insurance premium just to be under 25 again!! so enjoy the high premiums while you can

and then you get married, get a mortgage or two, pay private school fees, await retirement and then you die.

hahaha that is true - I am heading towards the path of marriage, and kids and mortgage. Will be proposing soon - ahhh the stress

Originally Posted by amk2912

Can I be 25 again knowing what I know now and with my life experiences thus far?

I think that is what everyone wants!

Originally Posted by _Ryan_

Try again. I've had no issues with them since I was 18(23 now).
Just need the right person, and being a club member with clean driving history helps.

These were far from standard cars to....

Good point I must have got a real dickhead!

Originally Posted by Dec540

They may have a mandatory age limit on that vehicle. Could be 30 or even higher but that's unusual for Shannons.

Choosing insurance IMO is all about finding the company that's pricing criteria / questions work in your favour.

For example places like The Buzz Insurance don't charge extra for mods but instead have a modification excess. I.e. If you have a crash in a stock car your excess may only be $500 but if it's modified it may be $1500 (it depends on the level of mods).

Might be worthwhile giving them a try, you can get a quote based on car, postcode and age. Based on 1st of April 1986, your car and perth I got $1,400. Not sure how that compares..

Interesting I will check out The Buzz - I know you are from an insurance back ground - can you recommend me any other company I should check. You can PM me if you so choose

[Kiwi Peter]

All my cars and bikes are with Shannons never had any issues but then i am an old bastard, but then my daughter is 19 has her Toyota Rav4 with Shannons she is a member of ARDC though.

[Dec540]

Originally Posted by RaihaX

Interesting I will check out The Buzz - I know you are from an insurance back ground - can you recommend me any other company I should check. You can PM me if you so choose

I haven't had the 'privilege' of claiming so I can really only comment on the pricing, underwriter and my take on their PDS. I would recommend the Buzz, I insured my car through them for a year. After the year the premium went up a heap. I thought they may do what some other insurers do and increase the price for existing clients but I was happy to see they were offering me a slightly discounted price than if I was to walk off the street and buy the same policy. Still at almost half the price I had to insure with AAMI the next year.

I was never happy with AAMI, being in the industry I had heard more bad than good out of them. NRMA is known to be pretty good come claim time and were offering a promo where they beat anyone by 10%. I ended up insuring a (albeit slightly) modified 325ci with NRMA at the age of 20 for $600 p.a. (not a bad deal!)

I've also insured my contents with the buzz and have recently renewed with them.

The reason I chose them is because they are underwritten by IAG (NRMA), offer choice of repairer and have a really clear PDS. They also offered competitive pricing at the time.

As mentioned I'm now with NRMA who I would also recommend looking at.

As with all insurance and it's always important to actually read your PDS (yes you should listen to the guy reading really fast at the end of every insurance ad) before buying a policy AND BEFORE CLAIMING. I can't stress the claiming element more. I stress this even more for modified vehicles like yours.

PS: No I don't work for NRMA, they are our competition but there is no way we would insure you Rai!

[sparoz]

Shannons wont insure me because I park the car outside at work - sigh

[BMJOE]

i'm 30, my 335i is insured with BMW (alianz) and i have a excess of 5k if any driver under 30 drives the car, 25 and under it's 10K!!

[_Ryan_]

Originally Posted by skycat

All my cars and bikes are with Shannons never had any issues but then i am an old bastard, but then my daughter is 19 has her Toyota Rav4 with Shannons she is a member of ARDC though.

A- Is she hot?
B- pixorban

[Taymaishu]

Originally Posted by _Ryan_

A- Is she hot?
B- pixorban

Goose.

[RaihaX]

Originally Posted by Dec540

I haven't had the 'privilege' of claiming so I can really only comment on the pricing, underwriter and my take on their PDS. I would recommend the Buzz, I insured my car through them for a year. After the year the premium went up a heap. I thought they may do what some other insurers do and increase the price for existing clients but I was happy to see they were offering me a slightly discounted price than if I was to walk off the street and buy the same policy. Still at almost half the price I had to insure with AAMI the next year.

I was never happy with AAMI, being in the industry I had heard more bad than good out of them. NRMA is known to be pretty good come claim time and were offering a promo where they beat anyone by 10%. I ended up insuring a (albeit slightly) modified 325ci with NRMA at the age of 20 for $600 p.a. (not a bad deal!)

I've also insured my contents with the buzz and have recently renewed with them.

The reason I chose them is because they are underwritten by IAG (NRMA), offer choice of repairer and have a really clear PDS. They also offered competitive pricing at the time.

As mentioned I'm now with NRMA who I would also recommend looking at.

As with all insurance and it's always important to actually read your PDS (yes you should listen to the guy reading really fast at the end of every insurance ad) before buying a policy AND BEFORE CLAIMING. I can't stress the claiming element more. I stress this even more for modified vehicles like yours.

PS: No I don't work for NRMA, they are our competition but there is no way we would insure you Rai!

Thanks for the great info as always

Originally Posted by sparoz

Shannons wont insure me because I park the car outside at work - sigh

When you say outside do you mean private property but "outside" (not inside a building) or in public road?

Originally Posted by skycat

All my cars and bikes are with Shannons never had any issues but then i am an old bastard, but then my daughter is 19 has her Toyota Rav4 with Shannons she is a member of ARDC though.

I seriously think that person I was talking to was just a major douche or something

Originally Posted by BMJOE

i'm 30, my 335i is insured with BMW (alianz) and i have a excess of 5k if any driver under 30 drives the car, 25 and under it's 10K!!

$10,000 excess who the heck is going to claim that insurance unless you total the car....

[Tab135]

Thats not true, im under the age of 25, and ive never had a problem getting insurance with shannons..... my R32 golf was insured with shannons for 50k

[Dr Stig 2]

Originally Posted by KJD

Thats not true, im under the age of 25, and ive never had a problem getting insurance with shannons..... my R32 golf was insured with shannons for 50k

Thats one hell of a premium.

[BMJOE]

Originally Posted by RaihaX

$10,000 excess who the heck is going to claim that insurance unless you total the car....

exactly, it's BMWs way of telling me don't let anyone under 25 in the drivers seat!

[Kiwi Peter]

Originally Posted by _Ryan_

A- Is she hot?
B- pixorban

You will be hot when i lite a fire under you ass

[Taymaishu]

Originally Posted by skycat

You will be hot when i light a fire under you ass

Perhaps an apology wouldn't be out of line!

[MrBlonde]

Originally Posted by _Ryan_

A- Is she hot?
B- pixorban

Fuckwit.

[1q2w3e4r]

Shannon's are worth it, I have the Porka's insured with them.

They pay no questions asked.

The assessor comes out, looks at it and its not a problem in the world.

[RaihaX]

Originally Posted by 1q2w3e4r

Shannon's are worth it, I have the Porka's insured with them.

They pay no questions asked.

The assessor comes out, looks at it and its not a problem in the world.

Thanks for the feedback - I am definitely keen to give them another try now.

[_Ryan_]

Originally Posted by MrBlonde

Fuckwit.

Cunt.

Oh noes!


But seriously, people around here need to lighten up, a joke is for lols.