Aussie Insurance Premium Estimates for the 1er

WAY · 04-23-2008, 11:52 PM

Interesting. I must live in a really high risk suburb (gulp!) given that Sydney is usually higher than Melb and under 30's in general gets charged more.

Kris · 04-24-2008, 12:23 AM

Maybe they know you have an association with the Moran family :P

WAY · 04-24-2008, 01:56 AM

Moran? Nah, it was the Chinese triads. :P

Zuzu · 04-24-2008, 02:28 AM

Same here..and I am 47 years young:-))

Kris · 04-24-2008, 02:35 AM

hahaha

$1300 is a good price - its nice to be of an age and not feel like the big companies are shafting me..

Zuzu · 04-24-2008, 02:45 AM

My quote was through allianz,but it was only for the coupe not convertible.They havent listed the vert yet.So it might be slightly more expensive for the vert.Kris your quote was reasonable considering your age.

imported_Dodgy · 04-24-2008, 06:50 AM

Zuzu. What did Allianz quote you, if you don't mind me asking?

Zuzu · 04-24-2008, 06:54 AM

Quote:

Originally Posted by Dodgy

Zuzu. What did Allianz quote you, if you don't mind me asking?

On the coupe around $1,370.. prob is when you start to add on extras it wont quote you online and refers you to their phone operators.So that was really for a virtually 135i manual stock.

Eureka · 05-08-2008, 08:38 PM

I've just got various online quotes...cheapest is 'Just Car' - provided you factor in their highest excess option of $1,500 (I always do this anyway).

They don't yet include the 135i as a model you can select from online - but you can choose to enter in all of your info online and someone will email you back with a quote (which they did within the hour for me).

professor · 05-08-2008, 10:30 PM

that is ridiculously cheap! is it a case of "when a deal looks too good..." here?

Eureka · 05-08-2008, 11:14 PM

Quote:

Originally Posted by professor

that is ridiculously cheap! is it a case of "when a deal looks too good..." here?

Not sure which quote/price you're referring to, professor...but the quote I got from Just Car is about half the price of what others have been quoted so far on this thread. As I say, this is with the $1,500 excess though.

As for Just Car as a company...I've had insurance with them before and found them ok to deal with - my understanding is that they're just an arm of AAMI. Mind you, I've never had to make a claim.

professor · 05-08-2008, 11:17 PM

i was referring to your suggestion eureka. i got a quote of just over 700 with them at that level of excess (which is admittedly higher than i'd want to go!). if there isn't much difference in quality between them and their parent company then they may well deserve a second look.

Eureka · 05-08-2008, 11:23 PM

That's good to hear professor.

Personally, I've always gone for the highest excess possible...it works well until you have to make a claim!

Swift135 · 05-09-2008, 12:56 AM

Just got a quote from BMW insurance for my 135i I pick up in Brisbane on the 20th, $975.30 with $500 excess.

AussieRacer · 05-09-2008, 05:26 AM

I've had BMW Insurance a couple of times. Excellent value for first 2-3 years of policy, but starts to increase big time once the car's warranty ends for some reason. I've had to claim via them too. All good. I've also claimed via RACV and had a good experience as well.

BMWDave · 05-09-2008, 09:21 AM

I got quoted about $1,220 from GIO for 27yo with full NCB comprehensive for $75K coverage.

Sydneysider · 05-12-2008, 02:45 AM

I just got a quote for $2,425 from BMW Insurance with $500 excess - what the?

What are good suburbs and bad suburbs to quote in Sydney??

Zuzu · 05-12-2008, 02:52 AM

Quote:

Originally Posted by Sydneysider

I just got a quote for $2,425 from BMW Insurance with $500 excess - what the?

What are good suburbs and bad suburbs to quote in Sydney??

Thats excessive..are you on the max no claim bonus?

Sydneysider · 05-12-2008, 02:57 AM

Quote:

Originally Posted by Zuzu

Thats excessive..are you on the max no claim bonus?

Yeah - 60%.

They asked me if I had a speeding fine in the last 5 years and I said yes. Most companies don't ask about speeding right?

Worse still the computer program used the 130 hatch as an example because the 135 is available yet so it's likely to be more. They are going to call me again tomorrow but it's definitely not $900 that others got quoted!

Zuzu · 05-12-2008, 03:09 AM

Try allianz..
Could be your suburb.
We moved homes about 14 months ago and our car insurance dropped by 38%..
Unbelievable...I have been trying to get quotes for our new vert, but all the insurance sites havent listed the vert, only the coupe.

Zuzu · 05-12-2008, 03:17 AM

Sydneysider..I just got quoted by NRMA on line for a 135i coupe @80K ...$1711.09

aus_buster · 05-12-2008, 03:50 AM

my $2 cents...i got quoted $1,555.46 for a 135i @ 85K . Will try CGU as they have a discount if you do less than 15,000 KM a year....

04-23-2008, 11:52 PM	#23
WAY Brigadier General 458 Rep 4,822 Posts Drives: Fast ones Join Date: Jul 2007 Location: Melbourne, Australia iTrader: (0)	Interesting. I must live in a really high risk suburb (gulp!) given that Sydney is usually higher than Melb and under 30's in general gets charged more.
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04-24-2008, 12:23 AM	#24
Kris Colonel 123 Rep 2,295 Posts Drives: m3 Join Date: Jun 2008 Location: USOFA iTrader: (0)	Maybe they know you have an association with the Moran family :P
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04-24-2008, 01:56 AM	#25
WAY Brigadier General 458 Rep 4,822 Posts Drives: Fast ones Join Date: Jul 2007 Location: Melbourne, Australia iTrader: (0)	Moran? Nah, it was the Chinese triads. :P
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04-24-2008, 02:28 AM	#26
Zuzu Major General 2816 Rep 7,637 Posts Drives: M2C HS 6MT Join Date: Mar 2008 Location: Sydney Australia iTrader: (0)	Same here..and I am 47 years young:-))
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04-24-2008, 02:35 AM	#27
Kris Colonel 123 Rep 2,295 Posts Drives: m3 Join Date: Jun 2008 Location: USOFA iTrader: (0)	hahaha $1300 is a good price - its nice to be of an age and not feel like the big companies are shafting me..
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04-24-2008, 02:45 AM	#28
Zuzu Major General 2816 Rep 7,637 Posts Drives: M2C HS 6MT Join Date: Mar 2008 Location: Sydney Australia iTrader: (0)	My quote was through allianz,but it was only for the coupe not convertible.They havent listed the vert yet.So it might be slightly more expensive for the vert.Kris your quote was reasonable considering your age.
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04-24-2008, 06:50 AM	#29
imported_Dodgy First Lieutenant 6 Rep 340 Posts Drives: SG 135i 6M Join Date: Jan 2008 Location: Melbourne iTrader: (0)	Zuzu. What did Allianz quote you, if you don't mind me asking? __________________ Delivered! 1700hrs Tues May 20 2008: Sparkling Graphite, 6MT, Black Boston Leather, Accented Aluminium, Sun Roof, Pro Nav, Comfort Access.
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05-08-2008, 08:38 PM	#31
Eureka Enlisted Member 0 Rep 44 Posts Drives: Join Date: Apr 2008 iTrader: (0)	I've just got various online quotes...cheapest is 'Just Car' - provided you factor in their highest excess option of $1,500 (I always do this anyway). They don't yet include the 135i as a model you can select from online - but you can choose to enter in all of your info online and someone will email you back with a quote (which they did within the hour for me).
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05-08-2008, 10:30 PM	#32
professor Major 46 Rep 1,473 Posts Drives: Z4 M40i Join Date: Mar 2008 iTrader: (0)	that is ridiculously cheap! is it a case of "when a deal looks too good..." here?
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05-08-2008, 11:17 PM	#34
professor Major 46 Rep 1,473 Posts Drives: Z4 M40i Join Date: Mar 2008 iTrader: (0)	i was referring to your suggestion eureka. i got a quote of just over 700 with them at that level of excess (which is admittedly higher than i'd want to go!). if there isn't much difference in quality between them and their parent company then they may well deserve a second look.
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05-08-2008, 11:23 PM	#35
Eureka Enlisted Member 0 Rep 44 Posts Drives: Join Date: Apr 2008 iTrader: (0)	That's good to hear professor. Personally, I've always gone for the highest excess possible...it works well until you have to make a claim!
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05-09-2008, 12:56 AM	#36
Swift135 Lieutenant 23 Rep 453 Posts Drives: 330d, M3 DCT E92 Join Date: Jan 2008 Location: Brisbane iTrader: (0)	Just got a quote from BMW insurance for my 135i I pick up in Brisbane on the 20th, $975.30 with $500 excess. __________________
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05-09-2008, 05:26 AM	#37
AussieRacer Major 24 Rep 1,058 Posts Drives: 2008 135i Join Date: Apr 2008 Location: Aust iTrader: (0)	I've had BMW Insurance a couple of times. Excellent value for first 2-3 years of policy, but starts to increase big time once the car's warranty ends for some reason. I've had to claim via them too. All good. I've also claimed via RACV and had a good experience as well.
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05-09-2008, 09:21 AM	#38
BMWDave Totally Add1cted 17 Rep 503 Posts Drives: X1 Xdrive23d Join Date: May 2008 Location: Perth, Australia iTrader: (1) Garage List 2011 BMW X1 23d [7.66]	I got quoted about $1,220 from GIO for 27yo with full NCB comprehensive for $75K coverage. __________________ Proud new owner of a X1 23d in Jet Black
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05-12-2008, 02:45 AM	#39
Sydneysider Private First Class 5 Rep 152 Posts Drives: Join Date: Feb 2008 iTrader: (0)	I just got a quote for $2,425 from BMW Insurance with $500 excess - what the? What are good suburbs and bad suburbs to quote in Sydney?? __________________ 135i Saphire Black, Coral Red, Steptronic, Sunroof, Comfort Access on the road 28 May 08
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05-12-2008, 03:09 AM	#42
Zuzu Major General 2816 Rep 7,637 Posts Drives: M2C HS 6MT Join Date: Mar 2008 Location: Sydney Australia iTrader: (0)	Try allianz.. Could be your suburb. We moved homes about 14 months ago and our car insurance dropped by 38%.. Unbelievable...I have been trying to get quotes for our new vert, but all the insurance sites havent listed the vert, only the coupe.
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05-12-2008, 03:17 AM	#43
Zuzu Major General 2816 Rep 7,637 Posts Drives: M2C HS 6MT Join Date: Mar 2008 Location: Sydney Australia iTrader: (0)	Sydneysider..I just got quoted by NRMA on line for a 135i coupe @80K ...$1711.09
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05-12-2008, 03:50 AM	#44
aus_buster Private First Class 12 Rep 119 Posts Drives: Join Date: Mar 2008 iTrader: (0)	my $2 cents...i got quoted $1,555.46 for a 135i @ 85K . Will try CGU as they have a discount if you do less than 15,000 KM a year.... __________________ 135i M, LeMans Blue, Step, Pro Hifi, Business Nav
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