|
|
|
08-13-2009, 10:59 AM | #1 |
plasar
24
Rep 385
Posts
Drives: M3 Vert
Join Date: Apr 2009
Location: Portland, OR
|
$116 Ins Discount: BMW Assist + CCA Membership
I just called Progressive Insurance and saved $116 off of my annual BMW 135i policy costs.
-$91: BMW Car Club of America member. -$25: BMW Assist Stolen Vehicle Recovery. (http://www.bmwusa.com/Standard/Conte...ist/SafetyPlan) Funny, I thought tracking your car in case of theft would get you a bigger discount, but no. If you have iDrive, or you're a CCA member, you should call for your discount. FYI, here's my pre-discount details for 6 month coverage, San Fran, 10K miles/yr. Coverage & Premium Information 2009 Bmw 135i Cv BODILY INJURY & PROPERTY DAMAGE LIABILITY $304.00 BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT PROPERTY DAMAGE LIABILITY - $100,000 EACH ACCIDENT MEDICAL PAYMENTS $10,000 EACH PERSON $30.00 COMPREHENSIVE ACV LESS $1,000 DEDUCTIBLE $123.00 COLLISION ACV LESS $1,000 DEDUCTIBLE $454.00 RENTAL REIMBURSEMENT $30/DAY FOR MAX OF 30 DAYS $46.00 UNINSURED/UNDERINSURED MOTORIST $29.00 $100,000 EACH PERSON - $300,000 EACH ACCIDENT UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $10.00 Premium by Vehicle $996.00 Anti-Fraud Fee $0.90 Total Policy Premium $996.90 Last edited by plasar; 11-29-2009 at 10:37 AM.. |
08-13-2009, 12:30 PM | #2 |
Lieutenant General
2146
Rep 10,176
Posts |
Nice discounts, and thanks for sharing!! I have the reduction afforded by BMW Assist, but not the CCA one. I'll see if my insurer honors that discount.
However, I would definitely up your per person/per incident amounts though, by a lot. A 3 day hospital stay with surgery involved would easily eat up $100,000. The rest you'd personally be held liable for. It's not that much money at all to raise the coverage amounts. I believe I am at $500k/$2M right now, and it was not that much more to do, and I'm much less at risk to lose my personal assets should I be found responsible for a pricey accident (God forbid) |
Appreciate
0
|
08-13-2009, 12:41 PM | #3 |
Resident Kerbalnaut
477
Rep 10,703
Posts |
I have Liberty Mutual and they give me a $250 discount a year because I own a BMW. Not sure about a CCA discount tho...I will need to look that up.
|
Appreciate
0
|
08-13-2009, 03:17 PM | #5 |
Lieutenant
146
Rep 582
Posts |
I wondered the same thing. Maybe they assume CCA members are better/more serious drivers?
__________________
Current: 2021 BMW X3 M40i
Previous: VW GTI, Tesla Model 3 LR, Mazda MX-5 RF, Ford Mustang GT (x2), Mazda 3, BMW Z4 sDrive35i, Acura TSX, BMW 135i, Acura TSX, Honda Accord Coupe V6, Acura RDX, Pontiac GTO 6.0, Pontiac Grand Prix GTP |
Appreciate
0
|
08-22-2009, 04:58 PM | #6 |
plasar
24
Rep 385
Posts
Drives: M3 Vert
Join Date: Apr 2009
Location: Portland, OR
|
Just a club discount...
I think it's just a club discount like if you were in AAA, AARP, Costco, etc.
For example, Costco membership got me 10% off my latest Budget rental car rate. They ask for the card when you pick up the car. |
Appreciate
0
|
08-22-2009, 06:28 PM | #8 |
Banned
76
Rep 5,970
Posts |
I'd get a quote from Geico if I were you. That's about what Progressive quoted me when I bought the car, and I'm paying half that with Geico. Just FYI.
|
Appreciate
0
|
08-23-2009, 11:37 PM | #9 |
Major
16
Rep 1,335
Posts |
i had progressive for 5 years. make a claim and everything you're saving and than some definately evaporate.
__________________
6MT/ Sport Package/ N54/ Asa wheels/ Eibach pro kit springs/ Active autowerke Exhaust/ 35% tint
|
Appreciate
0
|
Post Reply |
Bookmarks |
Thread Tools | Search this Thread |
|
|